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Loan Against Property Foreclosure Calculator

Loan amount

Tenor (in months)Months
Rate of InterestPercent

EMI's paid

Month of foreclosureMonths

Rs. 20,251

is your EMI

Rs. 80,166

foreclosure amount

Interest Saved


Interest Saved in Rs.


Interest Saved in percent

Penalty Charges

Foreclosure Charges

  • 0%
  • 1%
  • 2%
  • 3%
  • 4%

Foreclosure Penalty Charges

  • Rs.0
  • Rs.1699
  • Rs.3398
  • Rs.5097
  • Rs.6797

Net Outflow

(Foreclosure Amount + Penalty Charges)
  • Rs.1,69,892
  • Rs.1,71,591
  • Rs.1,73,290
  • Rs.1,74,989
  • Rs.1,76,688

Need help?

What is loan foreclosure?

Loan foreclosure is the full repayment of the remaining loan amount in one single payment instead of paying in EMIs. It is an existing part of your loan process in which you can repay the loan before your scheduled EMI period. You can select the number of EMIs that you have already paid and the month on which you want to foreclose your loan. This will help you calculate the foreclosure amount.

How to use the foreclosure calculator?

It’s very easy to use and quick to perform.

Enter the following details

1.Your loan amount (between 1 to 15 lakhs)
2.Tenor (between 1 to 5 years)
3.Rate of Interest Rate
4.The number of EMIs that you have already paid and
5.The month on which you would like to foreclose your loan

What is foreclosure month?

It is the month in your loan process in which you repay the full loan amount in advance. For e.g. if your tenure of the loan is 5 years (60 months) and you plan to repay the total loan left after 3 years 4 months (40th month), then that month (here 40th) is your foreclosure month.

Is there any penalty charge for foreclosing my loan?

No, we do not charge any penalty or charges for your foreclosure prepayment.

What is the interest amount saved on foreclosure?

Many banks and financial institutions charge between 1% to 4% of amount you are paying, as foreclosure charges. We, at Bajaj Finserv do not charge for foreclosure prepayment. All of your amount is paid back as combination of principle and interest without any charges. Thus, the interest amount saved, tells you the amount you will save by availing our services.

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