Bajaj Finserv RBL Bank Platinum Edge Supercard

Welcome rewards*

Get 8,000 reward points on spending Rs. 2,000 within 30 days of card issuance
Annual fee waiver

Spend Rs. 2 lakh in a year, get the next year’s annual fee waived off
Milestone bonuses

Spend of Rs. 1.5 lakh a year and get 10,000 reward points, plus 5,000 reward points on every spend of Rs. 1 lakh thereafter
Offer on movie tickets

Get 1+1 movie tickets on BookMyShow (any day of the month)
Airport lounge access

Get 4 complimentary domestic airport lounge access in a year
Reward points on regular spends

Get 2 reward points on every Rs. 100 spent on shopping (except fuel)
Fuel surcharge waiver

Get fuel surcharge waiver up to Rs. 100 per month
Annual savings

savings of up to Rs. 19,000 annually
Contactless payments

Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
Reward points on online spends

Get 2X reward points on all online spends, except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load
Emergency advance*

Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Platinum Edge SuperCard offers quick and easy finance for a range of requirements. Enjoy tons of benefits and reward points on your online and offline spends, travel bookings, online grocery purchases, fuel transactions and more. Get additional reward points on annual milestones, discounts through partners, airport lounge access, free movie tickets every month and a special welcome gift.

Take advantage of industry-first features like - A personal loan against your available cash limit at a nominal interest rate for 90 days, cash withdrawals at ATMs with zero interest for the first 50 days and conversion of expenses into budget-friendly EMIs.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

*No welcome rewards are offered for the first-year-free card variant.

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Nationality

Indian
Age

25 to 65 years
Employment

Must have a regular source of income
Credit score

750 or higher

Eligibility criteria for getting a Platinum Edge SuperCard?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

Age should be within 25 to 65 years
You must have a regular source of income
Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
A residential address which must fall within the SuperCard live locations in the country
Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed while applying for a Platinum Edge SuperCard?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

1 Click here and enter your mobile number
2 Submit the OTP you’ve received and check if you have a credit card offer
3 If you have an offer, please avail of the offer
4 In case of no offer, submit your details
5 Get a call from our representative
6 Submit the necessary documents

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees	Charges applicable
Joining fee	Rs. 1,999 + GST
Annual fee	Rs. 1,999 + GST
Add-on card fees	NIL
Foreign currency transaction**	3.5% + GST
Cash payment at branches	Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1^st July'2022
Surcharge on purchase/ Cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel	1% + GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee	2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit	Up to 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/ Late payment	15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1^st July'2022 revised late payment charges will be applicable*.
Over-limit penalty	Rs. 600 + GST
Finance charges (Retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee	2.5% + GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/ stolen/ reissue/ any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/ Copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/ Dishonour fee auto-debit Reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)	Late payment fee (Rs.)
Up to 100	0
100.01 - 500	100
500.01 - 5,000	500
5,000.01 - 10,000	750
10,000.01 - 25,000	900
25,000.01 - 50,000	1,000
Above 50,000	1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments registered overseas even if the merchant is in India, attract a cross-border charge.

*Terms and conditions apply

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Frequently asked questions

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

Apart from regular credit card features, the SuperCard offers:

Emergency personal loan at nominal interest for up to 90 days
Cash withdrawal at no interest for up to 50 days
Best security features through in-hand security
Instant approval/rejection of the application form
Attractive discounts and No Cost EMI options on Bajaj Finserv EMI network
Facility to convert spends into easy EMIs

In times of emergency, other bank credit cards offer cash withdrawals against high fees and interest charges. With a SuperCard, you can easily withdraw cash from ATM against a flat 2.5% processing fee and pay no interest for up to 50 days. The amount that you can withdraw will be dependent on bank policies.

SuperCard offers a unique feature, wherein you can request for emergency financing and convert your cash limit into a personal loan, offered for up to 3 months at a nominal interest rate of 1.16%.

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app too.

You will receive offers and benefits at Bajaj Finserv partner stores like easy EMI* finance and pay for your shopping with reward points. You can also enjoy cashback offers, discounts and more on your regular online and offline purchases as well.

With the Platinum Edge SuperCard, you get a welcome gift worth 8,000 reward points on spending Rs. 2,000 within 30 days and a milestone benefit of 10,000 reward points on annual spends worth Rs. 1.5 lakh. You can also make annual savings worth Rs. 19,000+.

If you have a query, call us at 022-7119 0900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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