Features of the Bajaj Finserv RBL Bank Platinum Edge SuperCard

  • Welcome rewards

    Welcome rewards

    Get 8,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 2 lakh in a year, get the next year’s annual fee waived off

  • Milestone bonuses

    Milestone bonuses

    Spend of Rs. 1.5 lakh a year and get 10,000 reward points, plus 5,000 reward points on every spend of Rs. 1 lakh thereafter

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month)

  • Airport lounge access

    Airport lounge access

    Get 4 complimentary domestic airport lounge access in a year

  • Reward points on regular spends

    Reward points on regular spends

    Get 2 reward points on every Rs. 100 spent on shopping (except fuel)

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Annual savings

    Annual savings

    savings of up to Rs. 19,000 annually

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

  • Reward points on online spends

    Reward points on online spends

    Get 2X reward points on all online spends, except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Platinum Edge SuperCard offers quick and easy finance for a range of requirements. Enjoy tons of benefits and reward points on your online and offline spends, travel bookings, online grocery purchases, fuel transactions and more. Get additional reward points on annual milestones, discounts through partners, airport lounge access, free movie tickets every month and a special welcome gift.

Take advantage of industry-first features like - A personal loan against your available cash limit at a nominal interest rate for 90 days, cash withdrawals at ATMs with zero interest for the first 50 days and conversion of expenses into budget-friendly EMIs.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

Eligibility criteria for getting a Platinum Edge SuperCard?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed while applying for a Platinum Edge SuperCard?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a Platinum Edge SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 1,999 + GST

Annual fee

Rs. 1,999 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ Cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel

1% + GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% +GST per month or 47.88%+GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ Late payment

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (Retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88%+GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300+GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto-debit
Reversal-bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

     Up to 100 

0

     100.01 - 500

100

     500.01 - 5,000 

500

     5,000.01 - 10,000

750

     10,000.01 - 25,000

900

     25,000.01 - 50,000

1,000

     Above 50,000

1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments registered overseas even if the merchant is in India, attract a cross-border charge.

*Terms and conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

How is SuperCard different from any other credit card in the industry?

Apart from regular credit card features, the SuperCard offers:

  • Emergency personal loan at nominal interest for up to 90 days
  • Cash withdrawal at no interest for up to 50 days
  • Best security features through in-hand security
  • Instant approval/rejection of the application form
  • Attractive discounts and No Cost EMI options on Bajaj Finserv EMI network
  • Facility to convert spends into easy EMIs
How can the SuperCard help in ATM cash withdrawals?

In times of emergency, other bank credit cards offer cash withdrawals against high fees and interest charges. With a SuperCard, you can easily withdraw cash from ATM against a flat 2.5% processing fee and pay no interest for up to 50 days. The amount that you can withdraw will be dependent on bank policies.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

SuperCard offers a unique feature, wherein you can request for emergency financing and convert your cash limit into a personal loan, offered for up to 3 months at a nominal interest rate of 1.16%.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app too.

What kind of exclusive offers will I get on my SuperCard?

You will receive offers and benefits at Bajaj Finserv partner stores like easy EMI* finance and pay for your shopping with reward points. You can also enjoy cashback offers, discounts and more on your regular online and offline purchases as well.

What are the additional benefits on the Platinum Edge SuperCard?

With the Platinum Edge SuperCard, you get a welcome gift worth 8,000 reward points on spending Rs. 2,000 within 30 days and a milestone benefit of 10,000 reward points on annual spends worth Rs. 1.5 lakh. You can also make annual savings worth Rs. 19,000+.

Whom do I contact in case of a login-related query?

If you have a query, call us at 022-7119 0900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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