Features of the Bajaj Finserv RBL Bank Platinum Edge SuperCard

  • Welcome rewards*

    Welcome rewards*

    Get 8,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 2 lakh in a year, get the next year’s annual fee waived off

  • Milestone bonus^

    Milestone bonus^

    Get 10,000 reward points on annual spends of Rs. 1.5 lakh and additional 5,000 reward points on spending Rs. 1 lakh after crossing the initial milestone, except on utility spends.

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month)

  • Airport lounge access

    Airport lounge access

    Get 4 complimentary domestic airport lounge access in a year

  • Reward points on regular spends**

    Reward points on regular spends**

    Get 2 reward points on every Rs. 100 spent on shopping (except fuel)

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Annual savings

    Annual savings

    savings of up to Rs. 19,000 annually

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

  • Reward points on online spends

    Reward points on online spends

    Get 2X reward points on all online spends, except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load

  • Emergency advance$

    Emergency advance$

    Convert your available cash limit into a personal loan for 90 days with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Platinum Edge SuperCard offers quick and easy finance for a range of requirements. Enjoy tons of benefits and reward points on your online and offline spends, travel bookings, online grocery purchases, fuel transactions and more. Get additional reward points on annual milestones, discounts through partners, airport lounge access, free movie tickets every month and a special welcome gift.

Take advantage of industry-first features like - A personal loan against your available cash limit at a nominal interest rate for 90 days, interest-free cash withdrawal for the first 50 days* and conversion of expenses into budget-friendly EMIs.

$The loan is provided by RBL Bank as per their discretion and is subject to its policies.

*No welcome rewards are offered for the first-year-free card variant.

^Milestone bonus is applicable on all spends except for spends on rent and utility.

**Reward points are available on all spends, except for spends on education, insurance, rent payments, wallet load except Bajaj Finserv app wallet and utilities.

%A processing fee of 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable).

Benefits Value earned (Rs.)
Welcome gift: 8,000 reward points on spends of Rs. 2,000 within 30 days of card generation and payment of joining fee (no welcome rewards are given for the first-year free card variant) 2,000
Spend based waiver: Spend Rs. 2 lakh in a year and get an annual card fee waiver 1,999
2 reward points for every Rs. 100 spent (except spends on fuel). Assuming spends of Rs. 1.5 lakh total reward points earned: 3,000  750
Get 2X reward points (4 reward points per Rs. 100 spent) on all online spends (maximum 1,000 reward points and assuming online spends of Rs. 1.5 lakh); total reward points earned: 6,000 1,500
Milestone benefit: Get 10,000 reward points on spends of Rs. 1.5 lakh and additional 5,000 reward points on every Rs. 1 lakh spent thereafter (excluding rental spends) 3,750 (2,500+1,250)
4 complimentary domestic airport lounge access in a year  6,000
BookMyShow offer: 1+1 movie ticket on any one day of the month 2,400
Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) 1,200
Total benefits per annum 19,599
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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    At bank’s discretion

  • Credit score

    Credit score

    At bank’s discretion

Eligibility criteria for getting a Platinum Edge SuperCard?

Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:

  • Age should be within 21 to 70 years
  • Nationality should be Indian
  • Applicant must fulfil the income and credit score criteria set by bank

What documents are needed while applying for a Platinum Edge SuperCard?

You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank SuperCard. You only need to share your PAN card physical copy and Aadhaar card number to complete the application process.

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How to apply for a Platinum Edge SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 Get a call from our representative

Applicable fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees Charges applicable
Annual fee (1st year) Rs. 1,999 + GST
Annual fee (2nd year onwards) Rs. 1,999 + GST

 

Click here to know the applicable schedule of charges on the SuperCard.

Click here to read the key fact statement of this card.

Terms and conditions apply

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

*Refer to the IRCTC website for details.

^The surcharge waiver is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late payment charges

Late payment fee

12.5% of the outstanding amount

Minimum Rs. 5

Maximum Rs. 1,300

***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/website/app.

-EMI transactions will not accrue base reward points.

^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.

+Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)

Terms and conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals*, emergency advance*, and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
*The loan is provided by RBL Bank at their discretion and is subject to its policies.

How is SuperCard different from any other credit card in the industry?

Apart from regular credit card features, the SuperCard offers:

  • Emergency personal loan at a nominal interest rate for up to 90 days*
  • Cash withdrawal at no interest for up to 50 days*
  • Best security features through in-hand security
  • Instant approval/rejection of the application form
  • Attractive discounts and No Cost EMI options on the Bajaj Finserv EMI Network
  • Facility to convert spends into easy EMIs

*The loan is provided by RBL Bank at their discretion and is subject to its policies.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.

How can the SuperCard help in ATM cash withdrawals?

In times of emergency, other bank credit cards offer cash withdrawals against high fees and interest charges. With a SuperCard, you can easily withdraw cash from ATM and pay no interest for up to 50 days. You only have to pay a processing fee of 2.5% or Rs. 500 (whichever is higher) + GST for the transaction. The amount that you can withdraw will be dependent on bank policies.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

SuperCard offers a unique feature, wherein you can request for emergency financing and convert your cash limit into a personal loan, offered for up to 3 months at a nominal interest rate of 1.16%.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app too.

What kind of exclusive offers will I get on my SuperCard?

You will receive offers and benefits at Bajaj Finserv partner stores like easy EMI* finance and pay for your shopping with reward points. You can also enjoy cashback offers, discounts and more on your regular online and offline purchases as well.

What are the additional benefits on the Platinum Edge SuperCard?

With the Platinum Edge SuperCard, you get a welcome gift worth 8,000 reward points on spending Rs. 2,000 within 30 days and a milestone benefit of 10,000 reward points on annual spends worth Rs. 1.5 lakh. You can also make annual savings worth Rs. 19,000+.

Whom do I contact in case of a login-related query?

If you have a query, call us at 022-7119 0900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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