Bajaj Finserv RBL Bank Platinum Edge Supercard

Platinum Edge SuperCard: Features & benefits

The Bajaj Finserv RBL Bank Platinum Edge SuperCard offers quick and easy finance for a range of requirements. Enjoy tons of benefits and reward points on your online and offline spends, travel bookings, online grocery purchases, fuel transactions and more. Get additional reward points on annual milestones, discounts through partners, airport lounge access, free movie tickets every month and a special welcome gift.

Take advantage of industry-first features like - A personal loan against your available cash limit at a nominal interest rate for 90 days, cash withdrawals at ATMs with zero interest for the first 50 days and conversion of expenses into budget-friendly EMIs.

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Welcome reward points

Get 8,000 welcome reward points on spending Rs. 2,000 in the 30 days.
Annual fee waiver

Spend Rs. 2 lakh or more in a year and have the annual fee waived off.
Milestone bonuses

Get 10,000 reward points on annual spends of Rs. 1.5 lakh.
Free movie tickets

Get 1+1 movie ticket on BookMyShow
Airport lounge access

Get 4 complementary airport lounge access in a year.
Reward points

Get up to 20 reward points on every Rs. 100 spent on shopping.
Additional rewards on online spends

Get 4 reward points on every Rs. 100 spent online
Fuel surcharge waiver

Get fuel surcharge waiver up to Rs. 100 per month.
Annual savings

Up to Rs. 19,000+ annual savings when you shop with this SuperCard
Contactless payments

Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000.

Fee and charges on Platinum Edge SuperCard

Types of fees	Charges applicable
Joining fee	Rs. 1999+GST
Annual fee	Rs. 1999+GST
Add-on card fees	NIL
Foreign currency transaction**	3.5%+GST
Cash payment at branches	Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/Cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^	1%+GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee	2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit	Up to 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/Late payment	15% of total amount due (min. Rs. 50, max. Rs. 1,500)
Over-limit penalty	Rs. 600+GST
Finance charges (Retail purchases and cash)	APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee	2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/stolen/reissue/ any other replacement)	Rs. 200+GST
Duplicate statement fee	Rs. 100+GST
Charge slip retrieval/Copy fee	Rs. 100+GST
Outstation cheque fee	Rs. 100+GST
Cheque return/Dishonour fee auto debit Reversal-bank account out of funds	Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

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Contact us

For assistance, you can reach us via the RBL Credit Card Customer Care at the below number: 022-7119 0900 (if you are using your mobile phone, prefix your city’s STD code to the number). You can also e-mail us at: supercardservice@rblbank.com

Platinum Edge SuperCard: Frequently asked questions

Why is the card known as the SuperCard?

This unique credit card not only takes care of your regular credit needs, but also works as a loan card, an ATM card, and an EMI card, offering the power of 4 cards in 1.

How is SuperCard different from any other credit card in the industry?

Apart from regular credit card features, the SuperCard offers:
• Emergency personal loan at nominal interest for up to 3 months
• Cash withdrawal at no interest for up to 50 days
• Best security features through in-hand security
• Instant approval/rejection of the application form
• Attractive discounts and No Cost EMI options on Bajaj Finserv EMI network
• Facility to convert spends into easy EMIs

How can the SuperCard help in ATM cash withdrawals?

In times of emergency, other bank credit cards offer cash withdrawals against high fees and interest charges. With a SuperCard, you can easily withdraw cash from ATM against a flat 2.5% processing fee and pay no interest for up to 50 days. The amount that you can withdraw will be dependent on bank policies.

In a regular credit card the credit limit can be used for merchant transactions, how is SuperCard different?

SuperCard offers a unique feature, wherein you can request for emergency financing and convert your cash limit into a personal loan, offered for up to 3 months at a nominal interest rate and against a flat processing fee of 2.5%. You can avail of a loan under this offer once a year and the amount that you can convert is dependent on bank policies. You must return the amount in 3 equals monthly instalments.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app too.

What kind of exclusive offers will I get on my SuperCard?

You will receive offers and benefits at Bajaj Finserv partner stores like easy EMI* finance and pay for your shopping with reward points. You can also enjoy cashback offers, discounts and more on your regular online and offline purchases as well.

What are the additional benefits on the Platinum Edge SuperCard?

You get a welcome gift worth 8,000 reward points on spending Rs. 2,000 within 30 days and a milestone benefit of 10,000 reward points on annual spends worth Rs. 1.5 lakh. You can also make annual savings worth Rs. 19,000+.