Features of the Bajaj Finserv RBL Bank Platinum Edge SuperCard
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Welcome rewards*
Get 8,000 reward points on spending Rs. 2,000 within 30 days of card issuance
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Annual fee waiver
Spend Rs. 2 lakh in a year, get the next year’s annual fee waived off
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Milestone bonus*
Get 10,000 reward points on annual spends of Rs. 1,50,000 and additional 5,000 reward points on spending Rs, 1,00,000 after crossing the initial milestone
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Offer on movie tickets
Get 1+1 movie tickets on BookMyShow (any day of the month)
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Airport lounge access
Get 4 complimentary domestic airport lounge access in a year
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Reward points on regular spends
Get 2 reward points on every Rs. 100 spent on shopping (except fuel)
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Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
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Annual savings
savings of up to Rs. 19,000 annually
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
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Reward points on online spends
Get 2X reward points on all online spends, except for purchases made on education, insurance, utilities (including Bills2Pay), rent payments and wallet load
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
The Bajaj Finserv RBL Bank Platinum Edge SuperCard offers quick and easy finance for a range of requirements. Enjoy tons of benefits and reward points on your online and offline spends, travel bookings, online grocery purchases, fuel transactions and more. Get additional reward points on annual milestones, discounts through partners, airport lounge access, free movie tickets every month and a special welcome gift.
Take advantage of industry-first features like - A personal loan against your available cash limit at a nominal interest rate for 90 days, interest-free cash withdrawal for the first 50 days* and conversion of expenses into budget-friendly EMIs.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
*No welcome rewards are offered for the first-year-free card variant.
*Milestone bonus is applicable on all spends except for spends on rent.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
| Benefits | Value earned (Rs.) |
| Welcome gift: 8,000 reward points on spends of Rs. 2,000 within 30 days of card generation and payment of joining fee (no welcome rewards are given for the first year free card variant) | 2,000 |
| Spend based waiver: Spend Rs. 2,00,000 in a year and get an annual card fee waiver | 1,999 |
| 2 reward points for every Rs. 100 spent (except spends on fuel). Assuming spends of Rs. 1,50,000, total reward points earned: 3,000 | 750 |
| Get 2X reward points (4 reward points per Rs. 100 spent) on all online spends (maximum 1,000 reward points and assuming online spends of Rs. 1,50,000); total reward points earned: 6,000 | 1,500 |
| Milestone benefit: Get 10,000 reward points on spends of Rs. 1,50,000 and additional 5,000 reward points on every Rs. 1,00,000 spent thereafter (excluding rental spends) | 3,750 (2,500+1,250) |
| 4 complimentary domestic airport lounge access in a year | 6,000 |
| BookMyShow offer: 1+1 movie ticket on any one day of the month | 2,400 |
| Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 1,200 |
| Total benefits per annum | 19,599 |
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
At bank’s discretion
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Credit score
At bank’s discretion
Eligibility criteria for getting a Platinum Edge SuperCard?
Bajaj Finserv has easy to meet eligibility criteria to apply for the credit card. These include:
- Age should be within 21 to 70 years
- Nationality should be Indian
- Applicant must fulfil the income and credit score criteria set by bank
What documents are needed while applying for a Platinum Edge SuperCard?
You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank SuperCard. You only need to share your PAN card number and Aadhaar card number to complete the application process.
How to apply for a Platinum Edge SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
| Types of fees | Charges applicable |
| Joining fee | Rs. 1,999 + GST |
| Annual fee | Rs. 1,999 + GST |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.50% + GST |
| Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
| Surcharge on purchase/cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
| Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
| Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. T&C apply |
| Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
| Overdue interest on extended credit | Up to 3.99% + GST per month or 47.88% + GST per annum |
| Over-limit penalty | Rs. 600 + GST |
| Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
| Duplicate statement fee | NIL |
| Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
| Merchant EMI processing fee | Rs. 199 + GST per merchant EMI transaction |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge waiver is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment charges
Late payment fee |
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12.5% of the outstanding amount |
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Minimum Rs. 5 |
Maximum Rs. 1,300 |
*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
-EMI transactions will not accrue base reward points.
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals*, emergency advance*, and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
*The loan is provided by RBL Bank at their discretion and is subject to its policies.
Apart from regular credit card features, the SuperCard offers:
- Emergency personal loan at a nominal interest rate for up to 90 days*
- Cash withdrawal at no interest for up to 50 days*
- Best security features through in-hand security
- Instant approval/rejection of the application form
- Attractive discounts and No Cost EMI options on the Bajaj Finserv EMI Network
- Facility to convert spends into easy EMIs
*The loan is provided by RBL Bank at their discretion and is subject to its policies.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
In times of emergency, other bank credit cards offer cash withdrawals against high fees and interest charges. With a SuperCard, you can easily withdraw cash from ATM and pay no interest for up to 50 days. You only have to pay a processing fee of 2.5% or Rs. 500 (whichever is higher) + GST for the transaction. The amount that you can withdraw will be dependent on bank policies.
SuperCard offers a unique feature, wherein you can request for emergency financing and convert your cash limit into a personal loan, offered for up to 3 months at a nominal interest rate of 1.16%.
SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app too.
You will receive offers and benefits at Bajaj Finserv partner stores like easy EMI* finance and pay for your shopping with reward points. You can also enjoy cashback offers, discounts and more on your regular online and offline purchases as well.
With the Platinum Edge SuperCard, you get a welcome gift worth 8,000 reward points on spending Rs. 2,000 within 30 days and a milestone benefit of 10,000 reward points on annual spends worth Rs. 1.5 lakh. You can also make annual savings worth Rs. 19,000+.
If you have a query, call us at 022-7119 0900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.
