Aditya Birla Health Insurance - Pregnancy Complications Cover at Rs. 499
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 50,000, premium Rs. 499
Get cover against medical expenses up to the sum insured arising out of Gestational Diabetes, Ectopic pregnancy, and other pregnancy complications.
Diagnostic tests coverage
Get coverage for diagnostic test charges for Gestational Diabetes and Ectopic Pregnancy as confirmed by ultra-sound or CT scan.
Covers medical expenses, such as diagnostic tests, medication and doctor fees incurred 15 days before and after hospitalisation due to the specified maternity complications.
Daily Room Rent
Covers daily room rent up to Rs. 1000 per day for normal rooms and Rs. 2000 per day for ICU.
No documents are required to buy the policy
When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Pregnancy Complications Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Pregnancy Complications Cover:
|Sum insured (in Rs.)||50,000|
|Premium including GST (in Rs.)||499|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Pregnancy Complications Cover:
- Key inclusions
- Key exclusions
|Hospitalisation cover||Covers hospitalisation expenses for Gestational Diabetes and Ectopic Pregnancy|
|Diagnostic tests||Covers diagnostic tests for gestational diabetes and ectopic pregnancy confirmed by ultra-sound or CT scan|
|Medical expenses||Covers expenses 15 days before and after hospitalisation|
|Treatment charges||Covers treatment charges such as ICU expenses, transfusion charges, doctor’s fees, and medication costs|
|Room rent||Daily room rent up to Rs. 1000 per day for normal and Rs. 2000 per day for ICU|
|Any pre-existing disease||No pre-existing medical illness is covered|
|Illness other than specified under policy||Any illness other than those specified under this policy are not covered|
|Waiting period||Illnesses detected before 30 days from the purchase of policy are not covered|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Pregnancy Complications Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
Documents required to claim
To claim the benefits of this Pregnancy Complications Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
The Pregnancy Complications Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for maternity expenses arising from pregnancy complications that require hospitalisation.
Pregnancy is one of the most sensitive periods of personal health when both the mother and child need utmost care. However, it can also result in unforeseen complications that require immediate medical attention. This treatment can be an expensive proposition, but the Pregnancy Complications Cover provides policyholders with the financial support necessary to manage the costs arising from comprehensive hospitalisation treatments in the event of a complication during pregnancy.
You can reach out to the insurer by writing to them at email@example.com or calling on the toll-free number 1800-270-7000.
Pregnancy Complications Cover protects against the costs arising from the hospitalisation for the treatment of pregnancy-related complications which includes pre-, post-, and in-patient hospitalisation, along with all medical expenses, medication costs, diagnostic tests, and room costs.
The Pregnancy Complications Cover policy has a wide range of exclusions, which include 30 days waiting period, illnesses other than those specified under the policy, and any pre-existing medical ailments. The full details of all the exclusions can be found in the policy document.
Coverage that protects against manufacturer's defects past the normal warranty period and for repair after breakdown to return a product to its originally intended use.
The period of time for which policy is in effect.
Money charged for the insurance coverage reflecting the expectation of loss.
A written contract ratifying the legality of an insurance agreement.