Features of chartered accountant loan

  • Reduce your EMIs with the Flexi facility

    Reduce your EMIs with the Flexi facility

    Choose to pay interest as your EMIs and lower your monthly instalment by up to 45%*.

  • Get your loan in just %$$CAL-Disbursal$$%*

    Get your loan in just 24 hours*

    Quick disbursal within a day of approval to finance your urgent needs.

  • Flexible repayment tenors up to %$$CAL-Tenor-Max-Months$$%

    Flexible repayment tenors up to 96 months

    Repay your loan over repayment periods of up to 7 years.

  • Pre-approved deals and offers

    Pre-approved deals and offers

    Save time and effort with personalised offers set aside for you.

A loan for CAs (CAs) is a unique financial offering aimed at helping CAs manage their personal and professional financial needs. Bajaj Finserv offers quick loans for CAs that come with easy-to-meet eligibility criteria, minimal documentation, quick disbursal and doorstep service.

Practising CAs can get a loan from Bajaj Finserv of up to Rs. 45 lakh. It comes with quick disbursal, as you can get funds within 24 hours of approval.

You can also avail of the Flexi loan facility and withdraw funds as per your need from the sanctioned limit and pay interest only on the used amount. With the Flexi loan facility, you can reduce your EMIs by up to 45%* and prepay the loan without any additional cost.

Use this unsecured loan by Bajaj Finserv to fulfil any of your financial goals such as renovating your home, higher education of your children, a big wedding or consolidating your existing debt.

*Terms and conditions apply

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Eligibility criteria for chartered accountant loan

Practice: At least 2 years

Property: Own a house or office in a city where Bajaj Finserv operates

Nationality: Indian

Documents required for CA loan

  • KYC documents
  • Address proof
  • Certificate of practice
  • Proof of ownership (Rental house/office will also do) 

How to apply for chartered accountant loan

Follow the detailed guide given below to apply for a CA loan.

You can start your online application and resume it at a later instance.

  1. 1 Click on "Apply Online" above to open our online application form
  2. 2 Share your phone number and OTP
  3. 3 Fill in your basic and financial details
  4. 4 Choose the loan amount you wish to borrow
  5. 5 Submit the required documents to our representative at your doorstep

You will receive a call from our representative, who will guide you on the next steps of getting your loan.

If you are a CA, you can get an instant loan from Bajaj Finserv by meeting the basic eligibility parameters and submitting only a few documents. Once you complete the minimal eligibility such as experience, annual income and age, you can avail of a loan by applying online with a doorstep document collection facility.

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Fees and charges for chartered accountant loan

Types of fees

Applicable charges

Interest rate

 14% to 17% p.a

Processing fee

Up to 2% of the loan amount (plus applicable taxes)

Bounce charges

 Up to Rs. 3,000 (inclusive of applicable taxes)

Penal interest (applicable in case of non-payment of monthly instalment on/ before the due date)

Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 2% per month on the monthly instalment/ EMI outstanding from the date of default until the receipt of monthly instalment/ EMI.

Document processing charges

Rs. 2,360 + applicable taxes

Stamp duty

At actuals. (as per state)


Read more about the applicable fees and charge on a loan for CAs here.

Frequently asked questions

What is the maximum amount of loan I can get?

If you are a practicing CA, you can avail of a loan of up to Rs. 45 lakh by meeting our simple eligibility parameters. Bajaj Finserv offers hassle-free loans for chartered accountants that help in financing their and professional expenses. It comes with an attractive rate of interest. It is an unsecured loan, and therefore, you are not required to provide any collateral or guarantor.

What is the Flexi facility?

Bajaj Finserv offers loans for CAs with the Flexi facility that allows you to withdraw money as per your requirement from the sanctioned loan amount. Under this facility, you have to pay interest only on the withdrawn amount and not on the entire loan limit. With the Flexi facility, you can also do part-prepayment when you have extra funds without paying any additional cost.

Where can I find the loan account statement for my loan?

Bajaj Finserv offers easy online access to loan statements through the customer portal - Experia. With the help of this portal, you can view and manage your loan account from any corner of the world. You can also download the e-statement, certificate etc., from Experia free of cost.

How do I apply for a loan for CAs?

Once you meet the eligibility criteria of Bajaj Finserv Loan for Chartered Accountants, you can get a loan in a few easy steps. You can click on Apply Now to open the online application form. Once you share your basic and financial details, our representative will contact you with the loan offer. You have to submit the required documents to our representative at your doorstep. Once your loan gets approved, you will get money in your account in just 24 hours *.

*Terms and conditions apply

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