Home Loan Eligibility Criteria
For salaried individuals, housing loan eligibility criteria is:
- You should be a resident of India
- You should be between 23 and 62 years of age
- You should be a salaried individual with a work experience of 3 years or more
- The minimum and maximum loan amounts are Rs. 10 lakh and Rs. 3.5 crore respectively
| Cities | Minimum Net Salary Per Month | Minimum Property Value |
|---|---|---|
| Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane | Rs. 30,000 | Rs. 15 lakh |
| Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag | Rs. 25,000 | Rs. 15 lakh |
For self-employed individuals, Housing Loan eligibility criteria is
Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crore, if-
- You are an Indian resident.
- You are between 25-70 years of age.
- You are a self-employed individual with minimum 5 years of continuity in current business.
Documents Required for Home Loan
You will need the following documents* in order to apply for a Bajaj Finserv Home Loan:
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KYC documents
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Address proof
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Identity Proof
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Photograph
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Form 16 or latest salary slips
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Bank account statements of the previous 6 months
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Document for proof of Business, of Min. 5 years (for Businessmen/ self-employed individuals )
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*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.
People Also Considered
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