Home Loan Eligibility Criteria
For salaried individuals, housing loan eligibility criteria is:
- You should be a resident of India
- You should be between 23 and 62 years of age
- You should be a salaried individual with a work experience of 3 years or more
- The minimum and maximum loan amounts are Rs. 10 lakh and Rs. 3.5 crore respectively
| Cities | Minimum Net Salary Per Month | Minimum Property Value |
|---|---|---|
| Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane | Rs. 30,000 | Rs. 15 lakh |
| Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag | Rs. 25,000 | Rs. 15 lakh |
For self-employed individuals, Housing Loan eligibility criteria is
Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crore, if-
- You are an Indian resident.
- You are between 25-70 years of age.
- You are a self-employed individual with minimum 5 years of continuity in current business.
Documents Required for Home Loan
You will need the following documents* in order to apply for a Bajaj Finserv Home Loan:
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KYC documents
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Address proof
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Identity Proof
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Photograph
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Form 16 or latest salary slips
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Bank account statements of the previous 6 months
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Document for proof of Business, of Min. 5 years (for Businessmen/ self-employed individuals )
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*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.
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Congratulations! You have a pre-approved personal loan/top-up offer.