Home Loan eligibility criteria for salaried individuals
-
Nationality
Indian
-
Age**
23 years to 62 years
-
Employment status
At least 3 years of work experience
-
CIBIL score
CIBIL score should be 750 or higher
-
Loan details
Avail ample financing as per your financial profile
-
Minimum income
City-specific (see table)
**Upper age limit is considered as age at the time of loan maturity
City |
Minimum net salary per month |
Minimum property value |
Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane |
Rs. 30,000 |
Rs. 15 lakh |
| Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot, Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag, Suratgarh, Kishangarh, Jhalawar, Halvad, Dholka, Banswara, Didwana, Junagadh | Rs. 25,000 |
Rs. 15 lakh |
Eligibility criteria for self-employed individuals
Below are the housing loan eligibility criteria for self-employed individuals:
-
Nationality
Indian
-
Age**
25 years to 70 years for self-employed
-
Employment status
At least 5 years of business continuity in current business
-
CIBIL score
750 or higher
-
Loan details
Avail customized home loans for self-employed businessmen, doctors, CAs, and engineers.
*Please note that the list of eligibility criteria mentioned above is indicative. Terms and conditions apply.
**Upper age limit is considered as age at the time of loan maturity
Home loan documents required
You will need the following documents* to apply for a Home Loan from Bajaj Finserv:
- 1 KYC documents – Passport, Driving License, Aadhaar Card, Voter Id Card (any one)
- 2 Your employee ID card
- 3 Salary slips of the last 2 months
- 4 Bank account statements for the last 3 months (salaried)/ 6 months (self-employed)
- 5 Document of proof of business of minimum 5 years (for businessmen/ self-employed individuals)
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.
Get a Bajaj Finserv Home Loan on simple eligibility terms, as listed above. To offer a hassle-free application we ask for just a few documents to process the loan. You only need to submit KYC, employee ID, and financial documents when applying for your home loan online. Later, you will have to provide property documents to have your home loan disbursed.
