Documents Required for Home Loan, Housing Loan Eligibility Criteria

Home Loan Eligibility Criteria

For Salaried individuals, Housing Loan eligibility criteria is

You should be a resident of India
You should be between 25 and 58 years of age
You should be a salaried individual with a work experience of 3 years or more
The minimum and maximum loan amounts are Rs. 30 lakh and Rs. 10 crore respectively

Cities

Minimum Net Salary Per Month

Minimum Property Value

Delhi, Mumbai

Rs. 50,000

Rs. 40 lakh

Bangalore, Chennai, Faridabad, Ghaziabad, Gurugram, Hyderabad, Noida, Pune, Thane

Rs. 45,000

Rs. 30 lakh

Ahmedabad, Aurangabad, Baroda, Bhopal, Bhubaneswar, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag

Rs. 30,000

Rs. 20 lakh

For self-employed individuals, Housing Loan eligibility criteria is

Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crore, if-

You are an Indian resident.
You are between 28-70 years of age.
You are a self-employed individual with minimum 5 years of continuity in current business.

Documents Required for Home Loan

You will need the following documents* in order to apply for a Bajaj Finserv Home Loan:

KYC documents
Address Proof
Identity Proof
Photograph
Form 16 or latest salary slips (For Salaried Individuals)/ ITR Document and P&L Statement of last 2 years (For Self employed individuals)
Bank account statements of the previous 6 months
Document for proof of Business, of Min. 5 years (for Businessmen/ self-employed individuals )
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.

Home Loan - Features and Benefits

Home Loan Interest Rates

How To Apply

Home Loan Instant Approval

Full Name

Mobile Number

Date Of Birth

Pin Code

Office Email ID

Employer

Net Monthly Salary

PAN Card

“ I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C"