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Business Loan EMI Calculator

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Loan AmountINR
Rate of InterestPercent

Total Interest Payable


Total Payment (Principle + Interest)


Your EMI will be per month



Frequently Asked Questions

1. How is the gold loan interest calculated?

You can determine the gold loan interest by subtracting the principal loan amount from the total outstanding. You can also take the assistance of a gold loan interest rate calculator to know about the same and learn how the interest rate alters EMIs and total outstanding amounts.

2. How to use a gold loan calculator?

Following is a step-by-step guide to using a gold loan calculator:

  • Step 1: Visit the website of a gold loan calculator

  • Step 2: Enter the required values, i.e. gold loan interest rate, loan tenor, weight and carat of gold articles, and payment method

  • Step 3: Get the EMI amount and other loan details instantly

3. What is the eligibility criteria for gold loans?

The gold loan eligibility criteria are straightforward, and any adult Indian in possession of gold ornaments can apply for this credit. It does not mandate borrowers to maintain a high credit score or an impressive credit history. However, lenders may focus on repayment capacity and documentation before approving the loan.

4. What is Gold Loan Calculator?

A gold loan calculator is an online tool that allows prospective borrowers to get a better understanding of their liabilities. Online calculators like these have different fields, where individuals need to enter information such as net weight of the gold articles, gold carat, loan amount, interest rate, tenor, and payment method to find the monthly instalments payable.

Besides EMIs, online gold loan calculators also offer better insight into a particular loan offer through an amortisation schedule. This schedule provides a detailed break-up of the EMIs payable throughout the tenor.

Note: Gold loan calculators require no additional charges to use them.

5. What are the Benefits of Gold Loan Calculator?

The benefits of a gold loan calculator include:

  • Faster calculation: It delivers swift results. On entering the required values, it will provide details about the EMIs and other loan components instantly.

  • Accurate results: EMIs and total interest payable can be computed manually. However, manual calculations are time-consuming and leave room for errors. With this online calculator, such issues can be easily avoided. Users get accurate results every time, with any value entered.

  • Easy to use: An online gold interest calculator is easy to use and navigate through. It features specific fields to enter different loan components such as interest rate, the weight of gold jewellery, gold carat, payment method, and tenor. It then displays the results.

  • Financial planning: This calculator also aids in financial planning. Since it provides details about EMIs and interest payments beforehand, users can plan repayments better.

Apart from these, the customisation facility offered by this calculator helps to find the perfect loan offer without any hassle.

How to use a Business Loan EMI calculator?

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