Business Loan EMI Calculator

Plan your instalments and give your business the financial backing it needs.

Business Loan Calculator

An EMI calculator is the best tool you can use for computing EMIs for a business loan. This simple tool requires you to fill in only a few important details such as loan amount, interest rate and tenure for calculating your monthly instalments. This tool also provides the break-up of the principal as well as the interest amount. By changing tenure you can choose your repayment options according to your repayment capacity. You can even check your monthly or yearly business loan EMI by clicking on 'view repayment schedule'.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

What is a business loan EMI?

One of the easiest methods to pay your loan is Equated Monthly Instalment (EMI), where your loan gets divided into equal, fixed sums that are paid monthly until your loan has been fully repaid. An EMI consists of the loan’s principal amount and the interest accrued on it.

How does a business loan EMI calculator work?

A business loan EMI calculator tells you the approximate amount you will have to pay as EMI on the loan amount you wish to take, for your desired tenure. It also gives you the total interest amount that will be due on the loan, as well as the total payable amount.
With this information, you can plan your repayment more easily to better accommodate your current and future income and expenditures.

How to calculate your EMI using an unsecured business loan calculator?

You can know your EMI amount in seconds with the help of an online unsecured business loan EMI calculator. Simply use the toggles to enter your desired loan amount, the interest rate levied by the lender, and your desired tenure into the calculator.
The calculator will then instantly display your likely EMI amount, the total interest due, and the overall amount to be repaid.

How to calculate your EMI using a business loan EMI Calculator?

A business loan EMI calculator is simple to use. All you need to do is enter the loan amount, the rate of interest and the tenure (in months), to calculate your business loan EMI.

What is an EMI calculator for a business loan?

A business loan EMI calculator helps you predetermine the amount payable at the end of every month so that you can opt for a loan amount that matches the plans of your business and plan your cash resources accordingly.

What is the interest rate of a business loan?

The following are the interest and other charges applicable to business loans:

  • Rate of interest: 9.75% p.a. to 30% p.a.
  • Processing fees: Up to 3.54% of the loan amount*
  • Bounce charges: Rs. 1,500
  • Penal interest: 3.50% per month (applicable in case of non-payment of monthly instalment on/ before the due date)
Can I get an MSME loan for a new business?

You can get an MSME loan of up to Rs. 50 lakh by fulfilling the following eligibility criteria:

  • You must be between 24 years to 70 years years
  • You must have a CIBIL score of 685 or higher
  • You must have a business running for at least 3 years
Show More Show Less