₹ 2 lakh – ₹ 80 lakh
Check your pre-approved offer and other benefits
Enter mobile and OTP | Check offer | Know your exact loan terms
Features and benefits of business Loan
Business Loan Ki Key Features — Sahi Loan Chunne Se Pehle Yeh Zaroor Jaanein
-
Reduce your EMIs by up to half*
Pay up to 45%* lower EMIs for the initial part of the tenor with the unique Flexi facility.
Repay over 96 months
Pay back your loan in affordable EMIs split over a comfortable tenor going up to 8 years.
No collateral needed
Avail of a high-value business loan without pledging any assets and without the need of a guarantor.
Get exclusive pre-approved offers
Get personalised offers on our products and avail in just a few clicks by submitting your basic details online.
Get a loan up to Rs. 80 lakh
Meet your varying financial needs easily with a high business loan sanction.
Give your business the boost it needs with a high-value business loan going up to Rs. 80 lakh (Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees), at a nominal rate of interest. Upgrade or buy new machinery, hire seasonal workers, expand operations to a new city, or simply secure the flow of your working capital with this financial solution designed for small and medium enterprise owners.
Repay your business loan in comfortably split EMIs over a tenor ranging between 1 year to 8 years. Additionally, get the option to pay just interest as EMIs with the unique Flexi facility, and reduce your EMIs by up to 45%*. You can also withdraw what you need from your sanction, and part-prepay at no extra charge.
Avail of this business loan online with minimal documentation, and zero collateral. Simply click on 'Apply Online' and submit your basic details to see your pre-approved offer.
*Terms and conditions apply
Check your pre-approved business loan offer
How to apply for a business loan online
You can apply in minutes via the Bajaj Finance website, where the available business loan features make the application process simple, fully digital and convenient for eligible borrowers.
- Visit the Business Loan page and select the option to apply for business loan.
- Click ‘Apply Online’ and enter your registered mobile number.
- Receive the OTP on your mobile and enter it to verify your identity.
- Fill in your personal, business and income details in the online application form.
- Check your pre-approved offer, eligible loan amount and available loan variant, if applicable.
- Submit the required KYC and financial documents for verification. After approval and verification, loan disbursal is available in up to 48 hours*. Terms and conditions apply.
To get started, verify your mobile number with OTP and complete your online Bajaj Finance business loan application.
Common features of trusted business loan providers
Trusted business loan providers in India typically offer collateral-free loans, competitive rates, quick disbursal and transparent fee structures, making it easier for businesses to access funding with confidence.
| Feature of trusted lender | Why it matters | Bajaj Finance |
|---|---|---|
| Collateral-free business loan | Lets businesses borrow without pledging assets, reducing financial risk | Offers collateral-free business loans of up to Rs. 80 lakh to eligible applicants |
| Transparent fees | Helps borrowers understand the total cost of borrowing before accepting the loan | Publishes applicable interest rates, fees, and charges before loan approval in line with RBI Fair Practices Code |
| Quick disbursal | Provides timely access to funds for working capital and business expansion | Online application with loan disbursal available in up to 48 hours* after approval and verification |
| Flexible repayment | Allows borrowers to manage cash flow more effectively through suitable repayment options | Offers Term Loan, Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan with flexible repayment features |
When comparing an NBFC, business lender or SME loan provider, review the available business loan features and choose Bajaj Finance if you are looking for transparent, collateral-free financing with a convenient online application process.
Our loan variants
Get business loan for your needs
Women Business Loan
Get Women Business Loan upto 80 Lakh
Medical Store Business Loan
Get Medical Store Business Loan upto 80 Lakh
Manufacturer Business Loan
Get Manufacturer Business Loan upto 80 Lakh
Loans for business needs
Select loan by amount
Business loan for different budgets
2 lakh business loan
3 lakh business loan
5 lakh business loan
10 lakh business loan
15 lakh business loan
20 lakh business loan
25 lakh business loan
30 lakh business loan
50 lakh business loan
Types of business loan
Unsecured Business Loan
Secured Business Loan
Term Loan
Cash Credit
Working Capital Loan
Machinery Loan
Line of Credit
Micro Loan
Merchant cash Loan
Frequently Asked Questions
Overview
What is the maximum business loan amount I can get?
When you apply for a Bajaj Finance Business Loan, after meeting the requisite eligibility criteria and ensuring you have the required documents in place, you can get a sanction of up to Rs. 80 lakh. This amount can be used to expand your business operations, pitch for new projects, renovate your office facilities, boost your working capital, and more.
What is the Flexi business loan facility?
The Flexi loan facility is a unique repayment facility that helps you lower your EMIs by almost half*. You can choose to pay interest-only EMIs for the initial part of your loan tenor, with interest being charged only on the amount you are currently utilising.
*Terms and conditions apply
What are the interest rates applicable on a business loan?
Bajaj Finance offers nominal business loan interest rates starting at 14% per annum. Click on the business loan interest rate to get the complete list of fees and charges.
What is the minimum credit score needed to apply for a business loan?
To apply for a business loan, you need to be a resident citizen of India, aged 21 to 80 years years*, with a business vintage of at least 3 years. You must also have a CIBIL score of 650 or higher.
*Terms and conditions apply
How can small businesses benefit from alternative finance solutions?
Small businesses can benefit from alternative finance solutions such as Flexi loans, invoice financing, and MSME loans to manage cash flow, fund expansion, or purchase inventory and equipment. The right option depends on your business needs and eligibility. Eligible businesses can also consider a Bajaj Finance Business Loan for business funding.
What are the typical features of a small business loan?
Small business loan features in India typically include collateral-free funding, flexible repayment options, and quick access to finance for eligible borrowers. Common business loan features include loan amounts of up to Rs. 80 lakh, repayment tenures of up to 96 months, interest rates starting from 14% p.a. (subject to eligibility), a fully digital application process, and minimal documentation. Bajaj Finance offers unsecured business loans with these features for eligible applicants.
More articles
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.