Business Loan features

Read on to know why our business loan is the best option for you.

Features and benefits of our business loan

Features and benefits of our business loan 00:45

Features and benefits of our Business Loan

Watch this video to know everything about the features of our business loan.

  • 3 unique variants

    3 unique variants

    Choose the loan type that suits you the best – Term Loan, Flexi Term Loan, Flexi Hybrid Loan.

  • No part-prepayment charge on Flexi variants

    No part-prepayment charge on Flexi variants

    You can prepay a portion of your loan at no extra charges with our Flexi Term Loan and Flexi Hybrid Loan.

    Read about our Flexi Hybrid Loan

  • Loan of up to

    Loan of up to Rs. 80 lakh

    Manage your small or large business expenses with loans ranging from Rs. 2,00,000 to Rs. 80 lakh.

  • Convenient tenures of up to 8 years

    Convenient tenures of up to 8 years

    Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.

  • Money in your bank account in

    Money in your bank account in 48 hours*

    In most cases, you will receive the loan amount in your account within 48 hours of approval.

  • No hidden charges

    No hidden charges

    All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.

    Know about our fees and charges

  • No collateral required

    No collateral required

    You do not have to worry about providing any collateral or security to get our business loan.

  • Online application process

    Online application process

    You can apply for our business loan from the comfort of wherever you are, at a time convenient for you.

  • A business loan is a financial offering which you can use to meet your planned and unplanned business expenses. It is a kind of unsecured financing, and you can get one without providing any collateral.

    You can get a Bajaj Finserv Business Loan of up to Rs. 80 lakh by fulfilling the easy-to-meet eligibility criteria. A list of documents such as your KYC and business proof will be then required for approval. Once your application is approved, you can get the loan amount in your bank account within 48 hours*.

    *Terms and conditions apply

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How to apply for a business loan

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Step-by-step guide to applying for a business loan

  1. Click on the ‘APPLY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid. 
  6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’. 
  7. Complete your KYC and submit your business loan application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Frequently asked questions

Who can apply for a business loan?

Business entities such as partnership firms, private limited companies, self-employed professionals, and self-employed non-professionals can apply for a Bajaj Finserv Business Loan.

All applicants are required to fulfil the eligibility criteria and submit their relevant documents for approval.

What is a Flexi Hybrid Loan?

The Flexi Hybrid Loan is a unique variant of our business loan. Here, your loan tenure gets divided into two parts – the initial tenure and the subsequent tenure.

During the initial tenure, your EMIs consist only of the applicable interest, making repayment affordable.

During the subsequent tenure, your EMIs consist of both, the principal and the interest components.

What is the maximum business loan amount that you can borrow?

You can apply for a business loan of up to Rs. 80 lakh.

Why should you choose a Bajaj Finserv Business Loan?

Our business loan comes with many features and benefits, including:

  1. Flexi facility
  2. Minimal documentation
  3. Money in bank in 48 hours*
  4. Flexible tenures
  5. No collateral or security
  6. No hidden charges

*Terms and conditions apply

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