Features and benefits of our business loan
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Features and benefits of our Business Loan
Watch this video to know everything about the features of our business loan.
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3 unique variants
Choose the loan type that suits you the best – Term Loan, Flexi Term Loan, Flexi Hybrid Loan.
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No part-prepayment charge on Flexi variants
You can prepay a portion of your loan at no extra charges with our Flexi Term Loan and Flexi Hybrid Loan.
Read about our Flexi Hybrid Loan
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Loan of up to Rs. 80 lakh
Manage your small or large business expenses with loans ranging from Rs. 2 Lakh to Rs. 80 lakh.
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Convenient tenures of up to 8 years
Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.
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Money in your bank account in 48 hours*
In most cases, you will receive the loan amount in your account within 48 hours of approval.
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No hidden charges
All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.
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No collateral required
You do not have to worry about providing any collateral or security to get our business loan.
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Online application process
You can apply for our business loan from the comfort of wherever you are, at a time convenient for you.
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A business loan is a financial offering which you can use to meet your planned and unplanned business expenses. It is a kind of unsecured financing, and you can get one without providing any collateral.
You can get a Bajaj Finserv Business Loan of up to Rs. 80 lakh by fulfilling the easy-to-meet eligibility criteria. A list of documents such as your KYC and business proof will be then required for approval. Once your application is approved, you can get the loan amount in your bank account within 48 hours*.
*Terms and conditions apply
How to apply for a business loan
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Frequently asked questions
Business entities such as partnership firms, private limited companies, self-employed professionals, and self-employed non-professionals can apply for a Bajaj Finserv Business Loan.
All applicants are required to fulfil the eligibility criteria and submit their relevant documents for approval.
The Flexi Hybrid Loan is a unique variant of our business loan. Here, your loan tenure gets divided into two parts – the initial tenure and the subsequent tenure.
During the initial tenure, your EMIs consist only of the applicable interest, making repayment affordable.
During the subsequent tenure, your EMIs consist of both, the principal and the interest components.
You can apply for a business loan of up to Rs. 80 lakh.
Our business loan comes with many features and benefits, including:
- Flexi facility
- Minimal documentation
- Money in bank in 48 hours*
- Flexible tenures
- No collateral or security
- No hidden charges
*Terms and conditions apply
