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Personal Loan for Self-Employed

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A Personal Loan is a collateral-free mode of funding which helps self-employed individuals to meet their personal or business short-term requirements. You can use Bajaj Finserv personal loan for self-employed to:

• Meet wedding costs
• Pay for home renovation expenses
• Fund your next vacation
• Consolidate all your debts into a single loan
• Purchase new machinery or equipment
• Increase working capital

You do not need to provide any personal guarantee or pledge any assets as collateral. Bajaj Finserv Personal Loan for Self-Employed offers attractive interest rates, requires minimal documentation and is approved within 24 hours to meet your immediate needs. Make use of Bajaj Finserv Personal loan for your business and personal goals.
   

Personal Loan for Self Employed: Features & Benefits

Bajaj Finserv Personal Loan for Self Employed come with the following benefits and features:

  • Flexibility

    Bajaj Finserv Personal loan for Self-Employed features a unique Flexi loan facility. This feature enables you to withdraw funds according to your requirements and repay the amount when you gain access to extra funds. You also pay interest only on the amount utilized by you and not the entire loan amount, and have the option to pay only interest as EMI.

  • Collateral-free loans

    Self-employed individuals can avail collateral-free personal loan for self employed without the additional hassle of pledging any asset as security.

  • Financing up to Rs.30 lakh

    Bajaj Finserv offers a Flexi loan limit of Rs.30 lakh, calculate your EMIs with our EMI Calculator.

  • Pre-approved offers

    Existing Bajaj Finserv customers are entitled to special pre-approved loan offers.

  • Online account access

    Manage your loan account at your convenience with our customer portal Experia.

Fees and Charges

The interest rate and other changes for a Personal loan for Self-Employed are:

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

Contact Us

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

Our representative would contact you with your pre-approved offer

  • SMS ‘BL’ to 9773633633

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