Business Loan in Kolhapur

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Personal Loan for Self-Employed

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Overview

Personal Loan is a collateral free mode of funding. You do not need to acquire any personal guarantee or pledge any assets as collateral. Bajaj Finance personal loan for the self-employed requires minimal documentation and is approved within 24 hours to meet your immediate needs. Make use of Bajaj Finserv Personal loan for Self-Employed for your business, manage wedding expenses or meet medical emergencies.
 

Features and Benefits

Bajaj Finserv personal loans come with the following benefits and features:

  • Flexibility

    Bajaj Personal loan for Self-Employed features a unique Flexi loan facility. This feature enables you to withdraw funds according to your requirements and repay the amount when you gain access to extra funds. You also pay interest only on the amount utilized by you and not the entire loan amount, and have the option to pay only interest as EMI.

  • Collateral-free loans

    Avail collateral-free personal loans without the additional hassle of pledging any asset as security.

  • Financing up to Rs.30 lakh

    Bajaj Finserv offers a Flexi loan limit of Rs.35 lakh, calculate your EMIs with our personal loan EMI Calculator.

  • Pre-approved offers

    Existing Bajaj Finserv customers are entitled to special pre-approved loan offers.

  • Online account access

    Manage your loan account at your convenience with our customer portal Experia.

Eligibility Criteria

Personal Loans for Self-Employed come with these eligibility criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year’s turnover duly audited by a CA

Fees and Charges

The interest rate and other changes for a Personal loan for Self-Employed are:

  • Types of Fees
  • Applicable Charges
  •  
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

Contact Us

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

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