> >

Personal Loan for Self-Employed

Quick apply

Just 60 seconds to apply

Please enter your first and last name
Please enter 10 digit mobile number
Please enter your Birth date
Please enter valid PAN card number
Please enter your pin code
Please enter your personal email id

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C.

Thank you

A Personal Loan is a collateral-free mode of funding which helps self-employed individuals to meet their personal or business short-term requirements. You can use Bajaj Finserv personal loan for self-employed to:

• Meet wedding costs
• Pay for home renovation expenses
• Fund your next vacation
• Consolidate all your debts into a single loan
• Purchase new machinery or equipment
• Increase working capital

You do not need to provide any personal guarantee or pledge any assets as collateral. Bajaj Finserv Personal Loan for Self-Employed offers attractive interest rates, requires minimal documentation and is approved within 24 hours to meet your immediate needs. Make use of Bajaj Finserv Personal loan for your business and personal goals.

Bajaj Finserv Personal Loan: Features & Benefits

Bajaj Finserv Personal Loan for Self Employed come with the following benefits and features:

  • Flexibility

    Bajaj Finserv Personal loan for Self-Employed features a unique Flexi loan facility. This feature enables you to withdraw funds according to your requirements and repay the amount when you gain access to extra funds. You also pay interest only on the amount utilized by you and not the entire loan amount, and have the option to pay only interest as EMI.

  • Collateral-free loans

    Self-employed individuals can avail collateral-free personal loan for self employed without the additional hassle of pledging any asset as security.

  • Financing up to Rs.30 lakh

    Bajaj Finserv offers a Flexi loan limit of Rs.30 lakh, calculate your EMIs with our EMI Calculator.

  • Pre-approved offers

    Existing Bajaj Finserv customers are entitled to special pre-approved loan offers.

  • Online account access

    Manage your loan account at your convenience with our customer portal Experia.

Eligibility Criteria

Personal Loans for Self-Employed come with these eligibility criteria:

  • Age between 22-55 years

  • Business vintage of at least 3 years

  • Filing of business IT returns for at least past 1 year

  • Previous year’s turnover duly audited by a CA

Fees and Charges

The interest rate and other changes for a Personal loan for Self-Employed are:

  • Types of Fees
  • Applicable Charges
  • Rate of interest
  • 18% onwards
  • Processing fees
  • Up to 2%
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs.2,500 for every bounce
  • Penal interest
  • 2.00% p.m
  • Secure fee
  • NA

Contact Us

Online Application

  • Click here to apply

  • Fill in the details and click Submit

  • Our representative would contact you with your pre-approved offer

Through SMS

  • SMS ‘BL’ to 9773633633

  • Our representative would contact you with your pre-approved offer

People Also Considered

Business Loan for Women People Considered Image

Business Loan for Women

Avail customized loans
Up to Rs. 32 lakh | Minimal documentation

Machinery Loan People Considered Image

Machinery Loan

Funds to upgrade machinery
Up to Rs. 32 lakh | Pay only interest as EMI

Business Loan for SME- MSME People Considered Image

Business Loan for SME-MSME

Hassle-free finance for your enterprise
Up to Rs. 32 lakh | Approval in 24 hours

Working Capital Loan People Considered Image

Working Capital

Manage operational expenses
Up to Rs. 32 lakh | Flexible tenor options