Gold Loan

Features and Benefits

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  High Loan Value

  Loan up to Rs. 20 lakh, to fulfil all your financial requirements.

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  Accurate Evaluation

  In-house evaluation of your gold with a carat meter, for additional security of your assets.

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  World-class Safety Protocols

  Assured safety of your gold ornaments with strong rooms featuring world-class security protocols, for your peace of mind.

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  Part-prepayment and foreclosure facility

  No charges on the online part-prepayment or foreclosure of your home loan (applicable for individuals with a floating rate only).

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  Flexible Payment Options

  Wide range of repayment options, to make the loan more affordable for you. Choose from one of the following repayment plans

  Wide range of repayment options, to make the loan more affordable for you. Choose from one of the following repayment plans

  • Pay only interest on a monthly or quarterly basis, and repay the principal at the end of the tenor, or

  • Pay regular EMIs which combine the principal as well as interest components, or

  • Pay the interest up front at the start of your loan tenor and the principal amount later.

  Builders, traders, and businessmen can also part-prepay and top up their Gold Loan without any extra charge.

  Pay the interest via cash. Repayment facility is available at all Bajaj Finance Limited branches, our franchisees, and consumer durable dealer outlets across India

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  Part Release Facility

  Facility to withdraw some of your gold ornaments, in case you need them. Get a loan against your gold for your urgent financial needs, from weddings to medical emergencies. Apply for Bajaj Finserv Gold Loan today.