Bajaj Allianz General Insurance

Bajaj Allianz General Insurance - Baggage Insurance at Rs. 697

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000, premium Rs. 697

    Coverage up to Rs. 50,000, premium Rs. 697

    Get up to Rs. 50,000 sum insured in case of any loss due to theft, fire, and other perilous events for you and your family’s baggage during travel.

  • Perilous events

    Perilous events

    The policy provides cover for events such as riots, strikes, terrorist activities, and other accidents that may cause loss or damage.

  • End-to-end online process

    End-to-end online process

    You can buy the policy hassle-free online with our paperless process in just six simple steps.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying the Baggage Insurance, you do not need to present any documents at the time of making the purchase.

  • Coverage for family members

    Coverage for family members

    This baggage insurance policy assures protection to you as well as your family members against damage or loss of your luggage occurring because of any of the reasons stated in the policy document.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Baggage Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Baggage Insurance Cover:

Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 697
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under Baggage Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Theft and burglary Covers against any loss due to theft, robbery, or burglary of baggage or contents during travel
Fire and perilous events Covers loss and damage from fire, riots, strikes, terrorist activities, and other accidents
Family members Covers protection for family members’ baggage as under conditions of the policy document
Key exclusions Description
Fragile materials Loss or damage to articles of brittle or fragile nature
Jewels and other valuables Loss or damage to jewels or other valuables
In transit Loss or damage caused to baggage while being conveyed by any carrier under a contract of affreightment

How to claim

You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of Baggage Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Baggage Insurance, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Invoices for all expenses being claimed
    3. In case of loss of passport, a letter from the embassy confirming the loss.
    4. In case of baggage loss, trip delay – letter/ confirmation from airlines
    5. Copy of the report from the fire brigade, in case of fire loss

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Baggage Insurance?

This insurance cover provides compensation to policyholders in the event of loss or damage to their or their family’s baggage while they are travelling.

What is the benefit of getting this insurance?

Suffering damage to your baggage while on a journey because of an accident or theft can lead to major inconvenience or financial loss. The Baggage Insurance Cover provides financial compensation in case your or your family’s baggage is stolen or damaged while you are travelling.

What is the cost of the premium for this insurance policy?

This policy is available for Rs. 697 per annum and provides up to Rs. 50,000 cover.

What is the claim process for Baggage Insurance?

Policyholders can make their claims by contacting the insurer via email at or by calling them on the toll-free number 1800-209-5858.

What is the policy tenure for Baggage Insurance?

This insurance policy has a policy tenure of 1 year.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Householders Insurance Policy UIN: IRDAN113RP0018V01200102 <<Product Name with UIN>>. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.