Bajaj Allianz General Insurance - Baggage Insurance at Rs. 697
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 697
Get up to Rs. 50,000 sum insured in case of any loss due to theft, fire, and other perilous events for you and your family’s baggage during travel.
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Perilous events
The policy provides cover for events such as riots, strikes, terrorist activities, and other accidents that may cause loss or damage.
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End-to-end online process
You can buy the policy hassle-free online with our paperless process in just six simple steps.
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No documents are required to buy the policy
When buying the Baggage Insurance, you do not need to present any documents at the time of making the purchase.
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Coverage for family members
This baggage insurance policy assures protection to you as well as your family members against damage or loss of your luggage occurring because of any of the reasons stated in the policy document.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Baggage Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Baggage Insurance Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 697 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Baggage Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Theft and burglary | Covers against any loss due to theft, robbery, or burglary of baggage or contents during travel |
| Fire and perilous events | Covers loss and damage from fire, riots, strikes, terrorist activities, and other accidents |
| Family members | Covers protection for family members’ baggage as under conditions of the policy document |
| Key exclusions | Description |
|---|---|
| Fragile materials | Loss or damage to articles of brittle or fragile nature |
| Jewels and other valuables | Loss or damage to jewels or other valuables |
| In transit | Loss or damage caused to baggage while being conveyed by any carrier under a contract of affreightment |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of Baggage Insurance by email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
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Documents required to claim
To claim the benefits of Baggage Insurance, you need to present the following documents:
1. Policy document received at the time of purchase
2. Invoices for all expenses being claimed
3. In case of loss of passport, a letter from the embassy confirming the loss.
4. In case of baggage loss, trip delay – letter/ confirmation from airlines
5. Copy of the report from the fire brigade, in case of fire loss -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This insurance cover provides compensation to policyholders in the event of loss or damage to their or their family’s baggage while they are travelling.
Suffering damage to your baggage while on a journey because of an accident or theft can lead to major inconvenience or financial loss. The Baggage Insurance Cover provides financial compensation in case your or your family’s baggage is stolen or damaged while you are travelling.
This policy is available for Rs. 697 per annum and provides up to Rs. 50,000 cover.
Policyholders can make their claims by contacting the insurer via email at bagichelp@bajajallianz.co.in or by calling them on the toll-free number 1800-209-5858.
This insurance policy has a policy tenure of 1 year.
