Bajaj Allianz General Insurance - Baggage Insurance at Rs. 697
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 25,000, premium Rs. 697
Get up to Rs. 25,000 sum insured in case of any loss due to theft, fire, and other perilous events for you and your family’s baggage during travel.
The policy provides cover for events such as riots, strikes, terrorist activities, and other accidents that may cause loss or damage.
End-to-end online process
You can buy the policy hassle-free online with our paperless process in just six simple steps.
No documents are required to buy the policy
When buying the Baggage Insurance, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Baggage Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Baggage Insurance Cover:
|Sum insured (in Rs.)||25,000|
|Premium including GST (in Rs.)||697|
|Policy tenure||1 year|
Policy inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Baggage Insurance:
- Key inclusions
- Key exclusions
|Theft and burglary||Covers against any loss due to theft, robbery, or burglary of baggage or contents during travel.|
|Fire and perilous events||Covers loss and damage from fire, riots, strikes, terrorist activities, and other accidents.|
|Family members||Covers protection for family members’ baggage as under conditions of the policy document.|
|Fragile materials||Loss or damage to articles of brittle or fragile nature.|
|Jewels and other valuables||Loss or damage to jewels or other valuables.|
|In transit||Loss or damage caused to baggage while being conveyed by any carrier under a contract of affreightment.|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of Baggage Insurance by email or phone:
Insurer’s email address
Write to the insurer at email@example.com and share your policy document
Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
Documents required to claim
To claim the benefits of Baggage Insurance, you need to present the following documents:
1. Policy document received at the time of purchase
2. invoices for all expenses being claimed
3. In case of loss of passport, a letter from the embassy confirming the loss.
4. In case of baggage loss, trip delay – letter/ confirmation from airlines
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
This insurance cover provides compensation to policyholders in the event of loss or damage to their or their family’s baggage while they are travelling.
Suffering damage to your baggage while on a journey because of an accident or theft can lead to major inconvenience or financial loss. The Baggage Insurance Cover provides financial compensation in case your or your family’s baggage is stolen or damaged while you are travelling.
This policy is available for Rs. 697 per annum and provides up to Rs. 25,000 cover.
Policyholders can make their claims by contacting the insurer via email at email@example.com or by calling them on the toll-free number 1800-209-5858.
This insurance policy has a policy tenure of 1 year.
Coverage that protects against manufacturer's defects past the normal warranty period and for repair after breakdown to return a product to its originally intended use.
Period of time for which policy is in effect.
Money charged for the insurance coverage reflecting the expectation of loss.
A written contract ratifying the legality of an insurance agreement.