About Bajaj Finance Limited

Bajaj Finance Limited, the lending arm of Bajaj Finserv Limited, is one of the most diversified NBFCs in the Indian market, catering to more than 50 million customers across the country. Headquartered in Pune, the company's product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Wallet, Co-branded Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited has the highest domestic credit rating of AAA/Stable for long term borrowing, A1+ for the short term borrowing, and FAAA/Stable & MAAA (Stable) for its FD program. It has a Long term issuer credit rating of BB+/Positive and short-term rating of B by S&P Global ratings.

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OUR COMPANIES

Bajaj Housing Finance

A housing finance company regulated by the National Housing Bank (NHB). It is a 100% subsidiary of Bajaj Finance Limited offering a range of products to consumers, corporate entities, builders, and developers.

Bajaj Financial Securities Limited

It is a 100% subsidiary of Bajaj Finance Limited offering a wide spectrum of capital market solutions to corporates, high-net-worth individuals, and families.

OUR BUSINESSES

Bajaj Finance Limited is a deposit-taking Non-Banking Financial Company registered with the RBI. The company has a diversified lending portfolio across retail, SMEs and commercial customers with a significant presence in urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers.

As on date, Bajaj Finance Limited operates in 2,988 locations across India, including 1,690 in rural areas. It focuses on six broad categories, namely:

Consumer Finance

A comprehensive range of finance options for purchasing of lifestyle and digital products.

Durable Finance
Lifestyle Finance
Digital Product Finance
EMI Card
2 & 3 Wheeler Finance
Personal Loan
Loan against FD
Extended warranty
Gold Loan
Home Loan
Retail EMI
Retailer Finance
E-commerce
Co-branded Credit Card
Co-branded Wallet

SME Finance

Providing you with convenient and quick SME loans to help meet your growing business needs. These loans are tailor-made and help you maintain a healthy cash flow for your critical working capital needs.

Home Loan
Loan against Property
Gold Loan
Lease rental discounting
Business Loan
Loan Against Shares
Professional Loan
Working Capital Loans
Developer Finance
Used Car Finance

Commercial Lending

Our commercial lending arm offers credit to short-term borrowing needs to established businesses. With these flexible loan solutions, you can achieve a healthy cash flow, enhance your working capital and support your business growth.

Vendor Financing
Large Value Lease Rental Discounting
Loans against Securities
Financial Institutions Lending
Light Engineering Finance
Corporate Finance
Warehouse Financing

Rural Lending

65% of India’s population lives in rural areas, and to reach the heart of our nation, this service was a great way to empower the rural residents. Our rural lending services cater to the two of the most minimum explored financing needs of the rural customers – gold loans and loans against vehicles, along with assisting their financial needs in agriculture, business and legal matters.

Investment

Providing Fixed Deposit and Mutual Funds that are right for you to build a corpus of funds over time and grow the money you’ve saved. Our Retails, Corporate and Systematic Deposit plans are quick savings tools that allow you to make bite-sized monthly deposits to create a corpus of funds over time.

Partnerships & Services

Combining traditional insurance with the fast-moving, fast-changing ethos of collaborative culture, Bajaj Finance Limited has partnered with companies to deliver well-prepared plans to its customers. We have harnessed the power of big data and AI to identify and respond to new, untapped opportunities. Our successful partnerships focus on persistent business needs to help cut costs, increase revenue, empower our customers and improve their customer experience.

CORPORATE SOCIAL RESPONSIBILITY

We believe in embracing responsibility and creating a positive impact through our social and community development initiatives.

Careers

CAREERS

See how you can be part of the one of India’s fastest and biggest success stories.