Bajaj Finserv Limited. (‘BFS’), an unregistered Core Investment Company (CIC) under Core Investment Companies (Reserve Bank) Direction, 2025, as amended, is one of India’s leading promoters of financial services.

Everyday, Bajaj Finserv serves crores of people, enabling them to meet their life’s goals through simple financial solutions, enriching the lives of communities and creating value for shareholders. Bajaj Finserv’s suite of financial solutions includes savings products, consumer and commercial loans, mortgages, auto financing, securities brokerage services, general and life insurance, and investments.

Bajaj Finserv is focused on continuous innovation through smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers.

Bajaj Finserv holds 51.32% stake in Bajaj Finance Ltd. (‘BFL’), a listed non-bank with the strategy and structure of a bank. It holds 75.01% stake each in Bajaj General Insurance Limited and Bajaj Life Insurance Limited.

Subsidiaries of Bajaj Finance Limited include Bajaj Housing Finance Limited, a listed subsidiary, offering a range of housing finance solutions, and Bajaj Financial Securities Limited, an all-in-one digital platform combining demat, broking and margin trade financing for retail and HNI clients on a predominantly B2C platform.

Bajaj Finserv holds 80.10% stake in Bajaj Finserv Direct Limited., a diversified financial services and e-commerce open architecture marketplace for loans, cards, insurance, investments, payments and lifestyle products.

Bajaj Finserv's wholly owned subsidiaries include Bajaj Finserv Health Limited., Bajaj Finserv Ventures Limited, Bajaj Finserv Asset Management Limited, Bajaj Finserv Mutual Fund Trustee Limited, Bajaj AlF Trustee Limited, and Bajaj Alternate Investment Management Limited and Bajaj Financial Distributors Limited.

Both BFS and BFL are included in the benchmark BSE Sensex and Nifty 50 index of large cap stocks.

Bajaj Finserv is committed to driving equitable and inclusive opportunities for children and youth through its social impact initiatives. Its social responsibility programmes in the areas of health, education, protection, skilling and inclusion for people with disability (PwD) are life-transformative and aimed at solving the most pressing issues of society. So far, Bajaj Finserv and its group of companies have touched over 2 million lives through 200+ partner-implemented programmes across the country. The company’s flagship self-implemented programme, BEYOND, is aimed at enabling graduates from small towns secure employment in the financial services industry.

Bajaj Group was founded by renowned Gandhian, Late Shri Jamnalal Bajaj in 1926. Shri Jamnalal Bajaj was a visionary and philanthropist and one of the distinguished patriarchs of the freedom struggle. He firmly believed that the ‘common good was more important than individual gain’.

His philosophy has been deeply imbibed and successfully taken forward by his sons, Shri Kamalnayan Bajaj and Shri Ramkrishna Bajaj, and promptly adopted by Shri Rahul Bajaj. Built on core Gandhian values, the Bajaj Group has a legacy to be truly proud of.

The Group engages in several industries, including automobiles, finance, home appliances, lighting, iron & steel, insurance, and travel.

The Group comprises 40 companies, and its flagship company Bajaj Auto is the world's fourth largest two- and three-wheeler manufacturer.

Some noteworthy group companies are Bajaj Finserv, Bajaj Finance, Bajaj Consumer Care, Bajaj Energy, Bajaj Electricals, Bajaj Ventures, Bajaj Hindusthan, and Bajaj Holdings & Investment.

Each operating company carries the Bajaj brand, which embraces decades of commitment to business ethics, integrity, and the highest standards of fiduciary responsibility.

Shri Jamnalal Bajaj (4 November 1889 – 11 February 1942) was an industrialist, philanthropist, and freedom fighter.

He was born to Kaniram and Birdibai in a small village Kashi-Ka-Bas in the Sikar district. Later, Seth Bachhraj and his wife Sadibai adopted him as their grandson.

Under Seth Bachhraj, Jamnalalji got involved in the family business and acquired the know-how of being a tradesman. He created the foundation for the Bajaj Group of Industries in 1926.

He was a close associate and follower of Mahatma Gandhi, who was known to have adopted him as his fifth son. Jamnalalji was intrigued by Gandhiji's way of life, his philosophy of non-violence, and his commitment to the underprivileged.

In 1920, Jamnalalji was elected chairman of the reception committee for the Nagpur Session of the Indian National Congress. In 1921, he gave up the title of Rai Bahadur conferred on him by the British government and joined the Non-Cooperation Movement.

In 1923, he participated in the Flag Satyagraha, defying a ban on flying the National Flag in Nagpur, and was detained by British forces, which earned him national admiration. Later, he was selected to serve on the Congress Working Committee, and in 1933, he became the body's treasurer.

He spearheaded various movements in support of khadi, rural development, upliftment of backward classes, national unity, and much more under the ambit of the national movement.

Numerous organisations in India bear his name in honour of his achievements, notably the Jamnalal Bajaj Institute of Management Studies. The Jamnalal Bajaj Award, established in 1978, is given away each year on his birth anniversary. His ethics and commitment to fair business practices and social responsibility still run strong in the DNA of the Bajaj Group.

Shri Kamalnayan Bajaj (23 January 1915 – 1 May 1972), the eldest son of Shri Jamnalal Bajaj started shouldering family responsibilities from an early age. To assist his father with his business and humanitarian activities, Kamalnayan returned to India after completing his education at the University of Cambridge in England.

The country and its entrepreneurs encountered several difficulties from the 1940s to the early 1970s, including shortages of food, power, raw resources, technology, foreign exchange, and the establishment of the License Raj. Unfazed, Kamalnayan Bajaj quietly got to work. In 1942, the Bajaj Group had a revenue of approximately Rs. 1 crore, less than 200 employees, a handful of ginning and pressing mills, and a fistful of debts.

His first act was to pay off the debts. During the partition, the Group lost almost one-third of its assets. He started afresh. Over the next three decades, he built sixteen factories and acquired five. By 1965, the Bajaj Group was the 19th largest business entity in the country. He also expanded to new territories and scaled the Bajaj Group to fit into the Nehruvian vision of a modern, cosmopolitan, and industrial India.

Today its market cap is approximately Rs. 1,30,000 crores, with a pre-tax profit of over Rs. 8,000 crores. Bajaj Auto is the world’s third-largest motorcycle manufacturer. The Bajaj Insurance Companies, and Bajaj Finance Limited, a consumer and SME finance company, are leaders in their respective fields.

More importantly, Kamalnayan Bajaj built solid foundations by ingraining ethics and values within the business. It is a legacy that his successors treasure and a deserving homage to the Bajaj Group’s architect.

April 2007: Bajaj Finserv was formed as a separate company following its demerger from Bajaj Auto Limited to focus on the Group's financial services businesses.

February 2008: Bajaj Finserv’s demerger completed, unlocks value across insurance, finance, and wind power. The firm holds a 41% stake in Bajaj Auto Finance and a 74% stake in two insurance joint ventures with Allianz SE - Bajaj General Insurance Company (launched 2000) and Bajaj Life Insurance Company (launched 2001). Bajaj Finance holds 88.75% stake in Bajaj Housing Finance Limited.

April 2010: Bajaj Financial Securities launched as a 100% subsidiary of Bajaj Finance, marking the entry of Bajaj Finserv Group in the broking business.

May 2010: Bajaj Finserv unveils a new brand identity to reflect its financial services focus and establishes its headquarters in Viman Nagar, Pune.

September 2010: Bajaj Auto Finance becomes a subsidiary and is renamed Bajaj Finance Limited.

September 2012: Bajaj Finserv completes a 1:10 rights issue of Rs. 940 crore at Rs. 650 per share.

July 2018: Bajaj Finserv sets up Bajaj Finserv Direct. Bajaj Finserv is enlisted in the Nifty Fifty index in the same year.

June 2020: Bajaj Finserv is inducted into the S&P BSE Sensex.

September 2020: Bajaj Finserv launches Bajaj Finserv Health, a health-tech venture.

September 2021: Bajaj Finserv Ventures and Bajaj Finserv Asset Management are established, broadening the Group's financial ecosystem.

September 2022: Bajaj Finserv completes a 5:1 stock split and a 1:1 bonus issue of equity shares.

March 2023: Bajaj Finserv gets SEBI license to commence Mutual Fund business, marking its entry into asset management.

June 2023: Bajaj Finserv launches mutual fund business under Bajaj AMC.

January 2024: Bajaj Finserv Health, wholly owned subsidiary of Bajaj Finserv Ltd., announces the acquisition of 100% stake in Vidal Healthcare Services Private Limited. The acquisition significantly expands Bajaj Finserv’s capabilities in the healthcare space, empowering it to service consumer needs for hospitalization, one of the largest healthcare spends categories.

March 2024: The Bajaj Group launches 'Bajaj Beyond', formalising and integrating the Corporate Social Responsibility programmes under one brand identity. Bajaj Finserv, as part of the Bajaj Group, commits to a spend of Rs 5,000 crore over five years to youth skilling under Bajaj Beyond. This is expected to positively impact the lives of 20 million youth through skill development initiatives, by enabling them to take advantage of employment and entrepreneurial opportunities offered by India’s growing economy.

September 2024: Bajaj Housing Finance’s IPO raises Rs. 6,560 crore, consisting of a Fresh Issue of Rs. 3,560 crore and Offer for Sale aggregating up to Rs. 3,000 crore, entering public markets as the second largest housing finance company in India by AUM. It marks the Bajaj Group’s return to the primary market after 31 years since its last IPO in the early 1990s, highlighting a major, record-setting return to public markets.

November 2024: International Finance Corporation, member of the World Bank Group, commits $400 million to Bajaj Finance’s US$ 1 Billion Fund Raise, to help boost climate finance, empower women in India.

January 2025: Bajaj Finance reconfirmed in the RBI's NBFC–Upper Layer list, reflecting its institutional scale and systemic significance.

March 2025: The Bajaj Group signs a Share Purchase Agreement to acquire Allianz SE's 26% stake in its insurance businesses for Rs. 24,180 crore, marking India's largest domestic acquisition in the insurance sector.

April 2025: Bajaj Finance’s Board of Directors approves a 4:1 bonus issue and a stock split.

August 2025: Bajaj Alternate Investment Management launched, marking Bajaj Finserv’s foray into Alternative Investment Funds.

October 2025: Bajaj Finserv rebrands insurance businesses as Bajaj General Insurance & Bajaj Life Insurance, unveils new brand identity and launches a new campaign: ‘100% Bajaj. Made in India. Made for India. Made by India’, signifying the Bajaj Group’s commitment to the large family of policyholders and business partners, as also to driving insurance penetration across India.

March 2026: The Bajaj Group successfully completes the acquisition of Allianz SE’s 26% stake in its insurance businesses, making Bajaj General Insurance and Bajaj Life Insurance 100% Bajaj companies.  

April 2026: Bajaj Alts receives PMS license from SEBI, strengthening its position as a diversified investment platform.

It is gratifying that our endeavours to enhance the lives of our employees and customers are recognised. With a strong emphasis on growth, innovation, and well-being, we strive to become an organisation that exceeds consumer expectations by making every interaction seamless. It is also our employees who translate our brand vision into reality. We support a collaborative, high-performing culture where everyone has an equal chance to be their best. Being acknowledged as a great workplace fills us with a sense of pride.