Niva Bupa Health Insurance – Niva Bupa Health Plus at Rs. 1,199
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key Features and benefits
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Sum insured of Rs. 1 lakh, premium Rs. 1,199
Get coverage for in-patient treatment and domiciliary treatment for a sum insured of up to Rs. 1 lakh.
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Daycare treatment cover
536 day-care procedures covered up to base sum insured covered.
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Pre- and post-hospitalisation
Pre-hospitalisation (30 days) and post-hospitalisation (60 days) cover up to the base sum insured.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Niva Bupa Health Plus Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for existing Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents are required to buy the plan.
You only need to provide the following details at the time of buying the plan:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Niva Bupa Health Plus:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,199 |
| Policy tenure | 1 year |
Disease-specific limits:
Disease |
Amount (in Rs.) |
Appendectomy – Appendix |
32,000 |
Hip replacement (bilateral), including cost of implants |
1 lakh |
Angioplasty, including the cost of implants and angiography |
1 lakh |
Hernioplasty/ herniorrhaphy – unilateral, including cost of mesh and tacker |
32,000 |
Hydrocele |
18,000 |
Haemorrhoidectomy, including the cost of stapler |
29,000 |
Total knee replacement (unilateral) including cost of implants |
72,000 |
Cataract per eye, including cost of lens |
18,000 |
CABG |
1 lakh |
Cholecystectomy |
26,000 |
Hip replacement (unilateral), including cost of implants |
72,000 |
Arthroscopic surgery (other than ACL/Meniscectomy) |
29,000 |
Hernioplasty/Herniorrhaphy – bilateral, including cost of mesh and tacker |
37,000 |
PCNL – Bilateral – stone removal |
43,000 |
Temporary pacemaker implantation, including cost of temporary pacemaker |
14,000 |
Total knee replacement (bilateral), including cost of implants |
1 lakh |
Hysterectomy (Abdominal/Vaginal) |
40,000 |
PCNL-Unilateral |
37,000 |
Valve replacement, including cost of implants |
1 lakh |
Key inclusions and exclusions
Have a quick look at the inclusions and exclusions under the Niva Bupa Health Plus:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospital accommodation (Room rent) | Covered up to Rs. 2,000 per day |
| ICU charges | Covered up to Rs. 4,000 per day |
| Pre- and post-hospitalisation | Expenses covered up to Rs. 1 lakh |
| Organ transplant | Coverage of up to Rs. 1 lakh |
| Ambulance charges | Emergency road ambulance covered up to Rs. 1,000 per hospitalisation |
| Key exclusions | Description |
|---|---|
| Waiting period | The initial waiting period for this cover is 30 days | This excludes personal accidents | For pre-existing diseases, the waiting period is 48 months |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
Follow these steps to raise claim requests for cashless hospitalisation with Niva Bupa Health Insurance.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1860-500-8888 and claim the benefits
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Documents required
To claim the benefits of Niva Bupa Health Plus Insurance, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The Niva Bupa Health Plus Insurance is available at a premium of Rs. 1,199 for a sum insured of up to Rs. 1 lakh.
The policy includes benefits like in-patient hospitalisation, daycare treatment, COVID-19 cover and pre- and post-hospitalisation expenses are covered under the policy.
Yes, there is an initial waiting period of 30 days. This excludes personal accidents and pre-existing diseases, for which the waiting period is 48 months.
People between the age of 18 and 60 years are eligible to buy this policy.
This policy is valid for a policy tenure of one year.