Niva Bupa Health Insurance – Niva Bupa Health Plus at Rs. 1,199
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Sum insured of Rs. 1 lakh, premium Rs. 1,199
Get coverage for in-patient and domiciliary treatment up to Rs. 1 lakh.
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Daycare treatment cover
Covers 536 daycare procedures up to the base sum insured covered.
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Pre-and post-hospitalisation
Covers expenses incurred 30 days before and 60 days after hospitalisation
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End-to-end online
Complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Niva Bupa Health Plus plan. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for existing Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents required to buy the plan.
You only need to provide the following details at the time of buying the plan:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Niva Bupa Health Plus:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,199 |
| Policy tenure | One year |
Disease-specific limits:
Disease |
Amount (in Rs.) |
Appendectomy – appendix |
32,000 |
Hip replacement (bilateral), including cost of implants |
1 lakh |
Angioplasty, including the cost of implants and angiography |
1 lakh |
Hernioplasty/herniorrhaphy – unilateral, including cost of mesh and tacker |
32,000 |
Hydrocele |
18,000 |
Haemorrhoidectomy, including the cost of stapler |
29,000 |
Total knee replacement (unilateral) including cost of implants |
72,000 |
Cataract per eye, including cost of lens |
18,000 |
CABG |
1 lakh |
Cholecystectomy |
26,000 |
Hip replacement (unilateral), including cost of implants |
72,000 |
Arthroscopic surgery (other than ACL/Meniscectomy) |
29,000 |
Hernioplasty/Herniorrhaphy – bilateral, including cost of mesh and tacker |
37,000 |
PCNL – bilateral – stone removal |
43,000 |
Temporary pacemaker implantation, including cost of temporary pacemaker |
14,000 |
Total knee replacement (bilateral), including cost of implants |
1 lakh |
Hysterectomy (abdominal/vaginal) |
40,000 |
PCNL-unilateral |
37,000 |
Valve replacement, including cost of implants |
Key inclusions and exclusions
Have a quick look at the inclusions and exclusions under the Niva Bupa Health Plus Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospital accommodation (room rent) | Covered up to Rs. 2,000 per day |
| ICU charges | Covered up to Rs. 4,000 per day |
| Pre-and post-hospitalisation | Expenses covered up to Rs. 1 lakh |
| Organ transplant | Coverage up to Rs. 1 lakh |
| Ambulance charges | Emergency road ambulance covered up to Rs. 1,000 per hospitalisation |
| Key exclusions | Description |
|---|---|
| Waiting period | Initial waiting period of 30 days and 48 months for pre-existing diseases |
| Personal accident | Does not cover personal accidents |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Niva Bupa Health Insurance) to claim the benefits of the Niva Bupa Health Plus plan by email or phone:
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Insurer’s email address
Share your policy document and medical reports at customercare@nivabupa.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1860-500-8888 and claim the benefits.
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Documents required
To claim the benefits of Niva Bupa Health Plus Insurance, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Niva Bupa Health Plus is available at a premium of Rs. 1,199. Get coverage up to Rs. 1 lakh.
You get coverage for in-patient hospitalisation, daycare treatment, and COVID-19 cover. Also, get coverage for pre-and post-hospitalisation expenses for 30 days and 60 days respectively.
Yes, the policy has an initial waiting period of 30 days and 48 months for pre-existing diseases.
People between the age group of 18 years and 60 years can buy this policy.
The policy is valid for one year.