Balance Transfer and Top-up
With Bajaj Finserv, you can transfer the balance of your existing car loan and get a top-up loan to meet your working capital needs. The process of transferring your car loan is easy, quick and hassle-free.
Features & Benefits
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High-value loans made affordable
Get loans up to 160% of your car's valuation, with a maximum amount of Rs. 20 lakh.
Bajaj Finserv offers the funds at an attractive interest rate to ensure that your EMIs are light on your pocket. -
Easy EMI
Repay the loan at your convenience with an attractive range of tenor options
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Faster processing time
Bajaj Finserv approves your loan application instantly and disburses the funds to your bank account within 48 hours.
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Get serviced at your doorstep
Post application, you can get the documents collected at your doorstep making the process hassle-free for you.
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Special pre-approved offers
As an existing customer, you get access to a host of pre-approved offers.
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Premium services
Enjoy special services like car insurance and life insurance, financial fitness report, GPS tracker facility and more at an additional cost.
Eligibility
- Minimum 21 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenor.
- Individuals who have had a job for minimum period of 1 year and earning at least Rs. 20,000 per month.
- The vehicle should have a minimum repayment track record of 11 months.
Self Employed Individuals:
- This includes self-employed sole proprietors with a minimum age of 25 years at the time of applying for the loan, and no older than 60 at the end of the loan tenor.
- Individual ITR of minimum Rs 2,50,000 and 2 years of ITR required.
- The vehicle should have a minimum repayment track record of 11 months.
Documents Needed
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KYC
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Passport Size Photo
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Bank Statement
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Financials – Salary Slips or ITR
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