Features of car loan balance transfer and top-up

  • Hassle-free high-value loan

    Hassle-free high-value loan

    Get funds up to 150% of your car's valuation with a maximum limit of up to Rs. 35 lakh.

  • Affordable EMIs

    Affordable EMIs

    Repay the loan easily in budget-friendly instalments over a flexible range of tenors.

  • Quick processing

    Quick processing

    Have your loan approved instantly and receive funds in just 48 hours*.

  • Doorstep document collection facility

    Doorstep document collection facility

    Submit your documents to our representative without stepping out of your home.

  • Premium services

    Premium services

    Avail of additional services like car insurance, life insurance, etc., at a nominal cost.

Car loan balance transfer and top-up

With Bajaj Finserv, you can transfer your existing car loan balance and get a high-value top-up loan of up to Rs. 35 lakh for your urgent expenses. With attractive rates of interest and flexible tenor options, repay your loan in pocket-friendly monthly instalments.

Fulfil the simple eligibility criteria and get instant approval on your loan application. You can also opt for the doorstep document collection facility for your convenience and submit just a handful of documents to our representative who visit your residence.

Bajaj Finserv also offers a host of additional benefits like car insurance, life insurance, financial fitness report and GPS tracker facility at minimal extra charges.

*Conditions apply

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Car loan balance transfer and top-up - Eligibility criteria

You can get a car balance transfer top-up loan by meeting the simple eligibility criteria.

  • For salaried individuals

    For salaried individuals:

    Age: 21 (at the time of loan application) to 60 years (at the end of the tenor)
    Duration of employment: 1 year
    Minimum salary: Rs. 20,000
    EMIs paid: 6 months

  • For self-employed individuals

    For self-employed individuals:

    Age: 25( at the time of loan application) to 65 years (at the end of loan tenor)
    EMIs paid: 6 months

Car balance transfer top-up loan: Documents needed

You can transfer your car balance to Bajaj Finserv and get a top-up loan with just a handful of documents. These documents are:

  • KYC documents
  • Passport size photo
  • Bank statement
  • Salary slips
  • RC Book

Car balance transfer top-up loan: How to apply

Here are a few easy steps to apply for a car balance transfer top-up loan:

  1. 1 Click on apply now to open our online application form
  2. 2 Fill in the details of your car
  3. 3 Share your basic personal information and submit your application

Our representative will connect with you to guide you on further steps.