Car loan balance transfer and top-up

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Car Loan Balance Transfer and Top-up

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Just 60 seconds to apply

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Balance Transfer and Top-up

With Bajaj Finserv, you can transfer the balance of your existing car loan and get a top-up loan to meet your working capital needs. The process of transferring your car loan is easy, quick and hassle-free.

Features & Benefits

  • High-value loans made affordable

    Get loans up to 160% of your car's valuation, with a maximum amount of Rs. 20 lakh.
    Bajaj Finserv offers the funds at an attractive interest rate to ensure that your EMIs are light on your pocket.

  • Easy EMI

    Repay the loan at your convenience with an attractive range of tenor options

  • Faster processing time

    Bajaj Finserv approves your loan application instantly and disburses the funds to your bank account within 48 hours.

  • Get serviced at your doorstep

    Post application, you can get the documents collected at your doorstep making the process hassle-free for you.

  • Special pre-approved offers

    As an existing customer, you get access to a host of pre-approved offers.

  • Premium services

    Enjoy special services like car insurance and life insurance, financial fitness report, GPS tracker facility and more at an additional cost.

Eligibility

Salaried Individuals:

  • Minimum 21 years of age at the time of applying for the loan, and no older than 60 at the end of the loan tenor.

  • Individuals who have had a job for minimum period of 1 year and earning at least Rs. 20,000 per month.

  • The vehicle should have a minimum repayment track record of 11 months.


Self Employed Individuals:

  • This includes self-employed sole proprietors with a minimum age of 25 years at the time of applying for the loan, and no older than 60 at the end of the loan tenor.

  • Individual ITR of minimum Rs 2,50,000 and 2 years of ITR required.

  • The vehicle should have a minimum repayment track record of 11 months.

Documents Needed

  • KYC

  • Passport Size Photo

  • Bank Statement

  • Financials – Salary Slips or ITR

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