Features and benefits

  • Get additional credit
    Get additional credit

    Transfer an existing mortgage loan to Bajaj Finserv, and can get access to a substantial top-up loan worth Rs. 1 crore* or more, basis eligibility.

  • Prepay with ease
    Prepay with ease

    The Bajaj Finserv Balance Transfer facility allows you to part-prepay or foreclose your loan affordably with zero fee and penalties.

  • Attractive interest rates
    Attractive interest rates

    Bajaj Finserv offers reasonable mortgage loan interest rate and makes your funding plans easy on the wallet and affordable for you.

  • Long loan tenor
    Long loan tenor

    Make repayments as per your convenience, as you enjoy the long tenor options offered on the loan against property balance transfer facility by Bajaj Finserv.

  • Flexi payments
    Flexi payments

    Borrow from your sanctioned amount as you require and prepay when you can. You can also pay only interest as EMIs at the start of the tenor.

  • Virtual loan access
    Virtual loan access

    Monitor your loan online through our digital customer portal. View your interest certificate, repayment schedule and more.

Loan against property balance transfer

You can transfer your existing loan against property to Bajaj Finserv easily. Their competitive interest rates help you keep your loan expenditure to a minimum, so you save more. You can also get a top-up loan when you carry out a loan against property balance transfer and use the amount as you deem fit, for both personal and professional expenses.

You can also use the Flexi loan facility to make unlimited part-prepayments and withdrawals from your approved loan sanction. You can also pay only EMIs at the start of the tenor, for a few months, to minimise your outgo. Use our handy Loan Against Property EMI Calculator to plan your cashflow better.

Eligibility and documents for salaried applicants

Salaried applicants can use the basic loan against property eligibility criteria and submit the necessary documents for speedy balance transfer approval.

  • Nationality
    Nationality

    Resident of India, owning property in the following locations:

    Delhi & NCR, Mumbai & MMR, Chennai, Hyderabad, Bangalore, Pune, Ahmedabad

  • Age***
    Age***

    28 to 60 years*** (salaried)

  • Employment
    Employment

    Salaried employee of any private, public, or multinational organization

Eligibility and documents for self-employed applicants

Self-employed applicants must meet our loan against property eligibility criteria and submit the necessary documents for speedy balance transfer approval.

  • Nationality
    Nationality

    Resident of India, owning property in the following locations:

    Bangalore, Indore, Nagpur, Vijayawada, Pune, Chennai, Madurai, Surat, Delhi & NCR, Lucknow, Hyderabad, Cochin, Mumbai, Jaipur, Ahmedabad

  • Age***
    Age***

    25 to 70 years (self-employed)

  • Employment
    Employment

    Self-employed individual with a consistent income from business

***The upper age limit is considered as age at the time of loan maturity

How to apply for a loan against property balance transfer?

Transfer your loan to Bajaj Finserv in just a few steps.

  1. 1 Click on our mortgage loan application form
  2. 2 Submit your personal and property details
  3. 3 Provide your income details for the best offer

On submitting the application, our relationship associate will call and guide you on the next steps.