Loan Against Property Balance Transfer

A Loan Against Property Balance Transfer facility allows you to transfer your outstanding principal on your existing loan against property to Bajaj Finserv at a lower interest rate. It helps to reduce your EMIs significantly, save more on interest costs; thus, lowering your total debt burden.

Both self-employed and salaried individuals can opt for a Mortgage Loan Balance Transfer facility from Bajaj Finserv and benefit from the below features-

Loan Against Property Balance Transfer Facility: Features and Benefits

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  Exclusive Top-Up Loan of High Amount

  For those asking- can I top-up my mortgage Loan, you can avail a top-up loan of high value from Bajaj Finserv when you opt for the Balance Transfer facility.

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  Part-Prepayment and Foreclosure Facility

  With part-prepayment and foreclosure facility, you can prepay your Balance Transfer Loan and save on interest costs.

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  Affordable Loan Against Property Interest Rates

  With competitive mortgage interest rates and nominal fees and charges, your loan remains affordable.

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  Flexible Loan Tenure

  While self-employed individuals can choose a tenor for up to 18 years, salaried employees can avail for 2 to up to 20 years. You can select a suitable repayment schedule as per your convenience.

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  Flexi Loans

  Flexi Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit rating. Borrow funds whenever you need them and prepay when you have additional funds in hand

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  Easy online account management

  Use the digital customer portal to access your loan information online and stay updated about your loan details anytime.

Make sure to fulfil the simple Loan Against Property eligibility criteria to qualify for the Balance Transfer facility and submit the documents required to complete the application process.

The process of applying for a Mortgage Loan Balance Transfer from Bajaj Finserv is easy and hassle-free. Go to mortgage loan application to know more.