Loan Against Property Balance Transfer

A Loan Against Property Balance Transfer facility allows you to transfer your outstanding principal on your existing loan against property to Bajaj Finserv at a lower interest rate. It helps to reduce your EMIs significantly, save more on interest costs; thus, lowering your total debt burden.

Both self-employed and salaried individuals can opt for a Mortgage Loan Balance Transfer facility from Bajaj Finserv and benefit from the below features-

Loan Against Property Balance Transfer Facility: Features and Benefits

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  Exclusive Top-Up Loan of High Amount

  For those asking- can I top-up my mortgage loan, you can avail a top-up loan of high value from Bajaj Finserv when you opt for the Balance Transfer facility.

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  Part-Prepayment and Foreclosure Facility

  With part-prepayment and foreclosure facility, you can prepay your Balance Transfer Loan and save on interest costs.

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  Affordable Loan Against Property Interest Rates

  With competitive mortgage interest rates and nominal fees and charges, your loan remains affordable.

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  Flexible Loan Tenure

  While self-employed individuals can choose a tenor for up to 18 years, salaried employees can avail for 2 to up to 20 years. You can select a suitable repayment schedule as per your convenience.

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  Easy online account management

  Use the digital customer portal to access your loan information online and stay updated about your loan details anytime.