Apply for a business loan in a few easy steps

You can start your online application and resume it at a later instance. Follow these steps to apply:

  1. 1 Click on ‘APPLY ONLINE’ above to open our online application form
  2. 2 Fill in your basic details and verify the OTP sent to your phone
  3. 3 Enter your KYC and business details
  4. 4 Upload the bank statement for the last 6 months and submit the application form

Our representative will call you to guide you on the next steps in the process. After approval, the money will be transferred to your bank account in 48 hours.*

Bajaj Finserv offers unsecured business loans to self-employed applicants via an easy online application process. To apply for a business loan, you need to share your basic details and verify your identity with an OTP on your mobile number. You also need to share your basic personal and business details.

Once you ‘SUBMIT’ the application, you will receive a call from our executive, who will guide you through the next steps and arrange for a document pick-up from your doorstep.

You can get business loan approval within 48 hours* of submitting your documents, and if approved, the amount is transferred to your bank account within 48 hours.*

Business loan eligibility criteria:

Self-employed entrepreneurs aged between 24 years and 80 years years* can apply for a business loan if their business has a minimum of 3years’ vintage. Before applying, ensure that you meet our basic eligibility criteria and have the required documents on hand.

Business loan interest rates and charges:

Bajaj Finserv offers business loans at a nominal rate of interest starting at 9.75% - 30% p.a. For the complete list of charges on this loan, click here.

Business loan EMI calculation:

Plan your loan repayment and be sure of the amount you are borrowing, the repayment tenor, and EMI with our online Business Loan EMI Calculator.

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Frequently asked questions

How do I apply for a business loan?

If you are an existing customer of Bajaj Finserv, you may be eligible for a pre-approved offer on a business loan. To check your offer, click here and submit your basic details. You can avail of this offer in just a few clicks after verifying your information with us.

New customers can also apply online for a business loan by filling out the online application form and submitting the required documents with our representative.

What is the business loan approval time?

As business loans are designed to meet your urgent financial needs and keep your working capital flow intact, Bajaj Finserv offers approval within just 48 hours.* Ensure that you meet the eligibility criteria before applying for faster processing.

What documents are required to apply for a business loan?

To apply for a Bajaj Finserv Business Loan, you need these documents:

  • KYC documents
  • Proof of business ownership
  • Relevant financial documents
How much can I borrow with a business loan?

When you apply for a Bajaj Finserv Business Loan, you can get funding up to Rs. 80 lakh (Inclusive of Insurance Premium, VAS Charges, Documentation charges, Flexi fees and Processing fees) to cover your various business expenses without pledging any collateral.

Can I cancel the business loan after disbursement?

If you wish to cancel your business loan after the amount has been transferred to your bank account, you will need to get in touch with your Bajaj Finserv Relationship Manager, who will guide you on the loan cancellation process.

*Conditions apply

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