Loans for Individuals
Loans for Professional and Businesses
Secured Loans
Two and Four-wheeler Finance
Loan against securities
Frequently asked questions
Bajaj Finance offers personal loan with a host of features and benefits, including:
- Quick approval
- Minimal documentation
- Flexi loan facility
- Money in your bank account in 24 hours*
- Flexible repayment tenors
Existing customers of Bajaj Finance can also check their pre-approved offers in just a few clicks.
*Terms and conditions apply
Business entities such as partnership firms, private limited companies, self-employed professionals, and self-employed individuals can apply for a business loan from Bajaj Finserv.
If you are applying for one, you will be required to fulfil the simple eligibility criteria and submit your documents to check your eligibility. Learn about secured and an unsecured business loans and choose a loan that suits you best.
Bajaj Finserv, through its lending arm Bajaj Finance Limited, offers gold loan of up to Rs. 2 crore at attractive interest rates. Choose from a range of flexible tenors to repay your gold loan. You can also avail of the part release facility that lets you withdraw some of your gold ornaments as and when you need them.
Bajaj Finserv, through its subsidiary Bajaj Housing Finance, offers home loans at attractive interest rates starting at 8.50%* p.a. You can apply online by completing the application form and get your digital sanction letter in an instant.
You can enjoy personal loan benefits, such as flexibility in usage for needs like debt consolidation or home renovations. These loans offer fixed interest rates, predictable monthly payments, and a simple application process. Managing them responsibly can boost your credit score and provide rapid access to funds
In an urgent crisis, an emergency loan can be a financial lifesaver for you. It provides quick access to funds when unexpected expenses arise, helping cover medical bills, home repairs, or other unforeseen costs. These loans offer peace of mind and a reliable solution during challenging times.
A Bajaj Finserv Personal Loan can be used for a wide range of purposes, including debt consolidation, home renovation, travel, education expenses, medical bills, and more. The flexibility of this loan makes it a versatile financial solution for your diverse needs.
To secure a personal loan from Bajaj Finance, you need to provide the following personal loan documents:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
The best use of a loan largely depends on your individual financial goals and needs. Loans can be wisely used for purposes like home purchase, education, debt consolidation, or to invest in opportunities that provide a higher return than the loan's cost. It's important to assess your financial situation and goals to determine the best use for you.
Cooling-off period is a time window, as determined by the Board of Bajaj Finance Limited (BFL), given to borrowers for exiting digital loans. In case a borrower decides not to continue with the loan, this period allows for the cancellation of the loan by repaying the principal amount along with proportionate borrowing costs, without incurring any additional penalties. For most loans, the cooling-off period may typically be for minimum 3 days from the date of loan disbursal. Please refer to your loan agreement/terms & conditions or contact your BFL representative to learn about the cooling-off period for your loan.
