Features and benefits

  • Instant approval

    Instant approval

    Get quick approval in 5 minutes* on meeting our simple eligibility terms.

  • 24 hours* disbursal

    24 hours* disbursal

    Get your loan in your bank account in just a day after the approval of your application.

  • Repayment in 96 months

    Repayment in 96 months

    Select the right tenor of up to 96 months to repay your loan.

  • Basic documents

    Basic documents

    Submit minimal paperwork to get your personal loan instantly.

  • Up to 45%* reduction in EMIs

    Up to 45%* reduction in EMIs

    Pay interest-only EMIs and borrow as you go with our Flexi facility.

  • No collateral or hidden fees

    No collateral or hidden fees

    Apply without pledging any security and enjoy 100% transparency with charges and loan terms.

  • Digital loan account

    Digital loan account

    Manage your EMIs and see your online loan statement any time with our customer portal, My Account.

Address increasing education costs, both in India or overseas, without compromise or delay with our personal loan for higher education. Use the funds for any education-related purpose without restriction. Cover tuition fees, accommodation, travel, and course material expenses using the Bajaj Finserv Personal Loan.

With speedy approval and disbursal, this personal loan offers hassle-free finance. There is no need to arrange for collateral or submit lengthy documentation either. Our application process is fast, requires basic paperwork, and comes with simple eligibility criteria. To plan repayment better, use the handy Personal Loan EMI Calculator. To borrow as you go and pay up to 45%* lower EMIs, avail of our Flexi loan.

If you are a salaried professional, our personal loan for higher education is a great financial resource. Our existing customers enjoy a single-step application with pre-approved offers for added convenience.

Read More Read Less

Eligibility criteria

  • Nationality



  • Age


    21 years to 80 years*

  • CIBIL score

    CIBIL score

    Check Credit Score for FREE

    685 or higher

You can check the Personal Loan Eligibility Calculator to compute your eligibility.

Fees and charges

We are 100% transparent with our loan charges. Learn about the personal loan interest rates, fees, and charges and make an informed decision.

How to apply for a personal loan for higher education?

Here are the easy steps to apply for a personal loan online:

  1. 1 Click on ‘APPLY ONLINE’ to view the digital application form
  2. 2 Add basic details and enter your phone number along with the OTP
  3. 3 Fill in the personal and professional data required
  4. 4 Attach the necessary documents for verification and submit the form

Follow the next steps to get your loan once our representative contacts you.

*Conditions apply

Frequently asked questions

How much personal loan can I get for higher studies?

The loan amount that one can get on a personal loan for higher education will vary from one lender to another. NBFCs like Bajaj Finserv usually provide substantial personal loans for higher education with flexible tenors and competitive interest rates.

What is the average interest rate for higher education personal loans?

Different NBFCs offer personal loans for higher education at highly competitive interest rates. These loans come with zero hidden charges and 100% transparency. However, customers should thoroughly read the terms and conditions before opting for a personal loan.

How much time will I get to repay the personal loan for higher education?

One can choose a repayment tenor ranging between 24 months to 60 months while taking a personal loan for higher education. The flexible repayment tenor is one of the many benefits of a higher education personal loan.

How can I get a personal loan for higher education?

One can avail of a education loan for higher study through the following simple steps:

Step 1: Visit the lender's official website and go to the online application form.

Step 2: Provide necessary contact details and verify the profile.

Step 3: Enter all relevant personal, financial and employment data correctly.

Step 4: Upload the documents that are required for verification.

Step 5: Once the verification is complete, the lender will credit the money into the account.

However, customers should check whether they meet the eligibility criteria before applying for a personal loan for higher education.

Read More Read Less