Manage your Two-wheeler Loan in My Account

Just like any other loan product, when you borrow a two-wheeler loan from Bajaj Finance Limited, a unique string of numbers is assigned to you. This is known as the loan account number (LAN). You can use this number to track details like status of your loan – whether it’s active or closed. You can also check outstanding loan amount, EMI, its due date and much more.

You can check all these details and much more by visiting our customer portal – My Account.

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  Check the details of your two-wheeler loan account

  You can follow these simple steps to check the details of your bike loan account.

  • Click on the ‘Sign-in’ button on this page to go to our customer portal – My Account.
    
  • Sign-in with your registered mobile number and OTP.
  • Verify your details with the date of birth and proceed.
  • Select your loan account from the ‘My Relations’ section.
  • Find details such as EMI amount, due date and more.

  
  Alternatively, you can click on the ‘Check your two-wheeler loan details’ option below to sign-in to My Account. Once signed-in, select your loan account from the ‘My Relations’ section and find all details.

  Check your two-wheeler loan details

You can check your loan details with the statement of account. Click on the respective link at the top of this page to know how to download your loan statement.

When you borrow a two-wheeler loan, you repay it in small monthly instalments called EMI (equated monthly instalment). This EMI amount gets deducted from your bank account on a pre-set date. However, if you like to make any additional payments towards your loan account, you can do by visiting My Account.

Advance EMIs, part-prepayment, overdue EMI, and foreclosure

If you fear missing your EMI due date, you can use the advance EMI facility to pay your monthly instalment before its due date. This means that your EMI will not get auto-debited on its due date. However, the advance payment you made will get adjusted against it.

If you have surplus funds, you can also repay a part of your loan ahead of schedule by using the part-prepayment facility. This in turn helps you to reduce your overall loan tenure or your EMI amount. You can also close your loan early by paying the entire outstanding amount in one go with foreclosure (full prepayment) as your repayment option. This will help you in saving on the overall interest that you pay on your loan.

If you’ve missed your EMIs due to some technical issue or low account balance, you can pay it with the overdue payment option. Please note that when you clear an overdue EMI, you might be asked to pay additional penal charges.

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  Make your two-wheeler loan payment in My Account

   

  • Click on the ‘Sign-in’ button on this page to visit our customer portal.
  • Enter your registered mobile number and an OTP to sign-in.
  • Verify yourself with the date of birth and proceed.
  • Select the loan account for which you want to make payment.
  • Choose the payment type from the list of options.
  • Enter the required details and review other charges if applicable.
  • Proceed with payment using our secured payment gateway.

   

  Alternatively, you can click on the ‘Pay your two-wheeler loan EMIs’ option to visit My Account. Once you are signed-in, select the loan account, choose the type of payment you want to make and proceed.

  Disclaimer: Please note that the amount paid by you towards Advance EMI is applied for repayment of your monthly EMI only and is not to be treated as part-prepayment or foreclosure of the loan, irrespective of the loan variant availed by you. No interest is payable by BFL on the advance EMI amount paid by you.

  Pay your two-wheeler loan EMIs

You can check your loan details such as rate of interest, tenure and more by visiting My Account. Click on the respective link at the top of this page to know more.

Once all your loan EMIs are paid or you have foreclosed your loan, a no objection certificate or no dues certificate gets generated. Your NOC is sent to the contact address registered with us within 10 business days of closing your loan.

You need to submit your no objection certificate within its validity period to remove Bajaj Finance Limited's hypothecation from your registration certificate (RC). Please note that your NOC is valid for 90 days from the date of its issuance.

If your NOC is expired, or you’ve misplaced it, you can get a duplicate NOC by visiting our customer portal – My Account.

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  Raise a request to generate your duplicate NOC

  • Click on the ‘Sign-in’ button on this page to go to My Account.
  • Enter the registered mobile number and an OTP to sign-in.
  • Verify your details with your date of birth and proceed.
  • Select your loan account from the ‘My Relations’ section.
  • Click on the ‘Duplicate NOC’ option in the ‘Quick Actions’ section.
  • Confirm your address and proceed to submit your request.

  
  Alternatively, you can click on the ‘Generate your duplicate NOC’ option to go to our customer portal – My Account. Once signed-in, you can select the loan account from ‘My Relations’. Click on the ‘Duplicate NOC’ option from the ‘Quick Actions’ and proceed to submit your request.
  

  Once your request for duplicate NOC is raised, you can also track its status with ‘Track NOC’ option in the ‘Quick Actions’ section.

  Generate your duplicate NOC

When you borrow a two-wheeler loan, you will be asked to share your bank account details as a part of the application process. This becomes your registered bank account from which your loan EMIs get debited on a pre-set date.

If your registered bank account undergoes any change, it is important to update it so that you’re EMIs get deducted without any hassles. This is to ensure that you do not miss any of your EMIs and your CIBIL Score remains unaffected.

You can change your bank account details easily in a few simple steps by visiting the customer portal – My Account.

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  Change your registered bank account details

  • Click on the ‘Sign-in’ button on this page to visit the customer portal.
  • Enter the registered mobile number and an OTP to sign-in.
  • Verify your details using your date of birth.
  • Select the loan account for which you want to update the bank account details.
  • Enter the required details such as the accountholder’s name, new bank account number, and IFSC.
  • Choose the registration mode and proceed.

  
  You can also go to our customer portal by clicking on the ‘Update your bank account details’ option below. Once signed-in, select your loan account for which you want to change bank account details. You can then enter the new bank account details, IFSC, and proceed.

  Update your bank account details

You can view and manage details of your bank account by visiting My Account.