Manage your Two-wheeler Loan in My Account

Manage your Two-wheeler Loan in My Account

Track your two-wheeler loan account on our customer portal

Bajaj Finance Limited offers you a two-wheeler loan that helps you fund the purchase of your dream vehicle.

If you have an existing two-wheeler loan, and looking for details like EMI amount, rate of interest and more, visit our customer portal – My Account.

Sign-in with your registered mobile number and date of birth and use these features anytime.

  • Check loan details

    Check loan details

    View details such as EMI amount, its due date, annualised rate of interest and more.

  • Make payment

    Make payment

    Part-prepay, foreclose a loan, or pay an EMI in advance in a hassle-free online process.

  • Download statement

    Download statement

    Get your statement of account, and other related documents without any branch visits.

  • Get duplicate NOC

    Get duplicate NOC

    Raise a request for a duplicate no objection certificate and track its status online.

  • Bank account update

    Bank account update

    Make changes to your registered bank account easily in just a few clicks.

View details of your two-wheeler loan

Just like any other loan product, when you borrow a two-wheeler loan from Bajaj Finance Limited, a unique string of numbers is assigned to you. This is known as the loan account number (LAN). You can use this number to track details like status of your loan – whether it’s active or closed. You can also check outstanding loan amount, EMI, its due date and much more.

You can check all these details and much more by visiting our customer portal – My Account.

  • Check the details of your two-wheeler loan account

    Check the details of your two-wheeler loan account

    You can follow these simple steps to check the details of your bike loan account.

    • Click on the ‘Sign-in’ button on this page to go to our customer portal – My Account.
    • Sign-in with your registered mobile number and OTP.
    • Verify your details with the date of birth and proceed.
    • Select your loan account from the ‘My Relations’ section.
    • Find details such as EMI amount, due date and more.


    Alternatively, you can click on the ‘Check your two-wheeler loan details’ option below to sign-in to My Account. Once signed-in, select your loan account from the ‘My Relations’ section and find all details.

    Check your two-wheeler loan details

  • You can check your loan details with the statement of account. Click on the respective link at the top of this page to know how to download your loan statement.

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  • Check your two-wheeler loan account

    Visit our customer portal – My Account to view your loan details.

Manage your two-wheeler loan repayment

When you borrow a two-wheeler loan, you repay it in small monthly instalments called EMI (equated monthly instalment). This EMI amount gets deducted from your bank account on a pre-set date. However, if you like to make any additional payments towards your loan account, you can do by visiting My Account.

Advance EMIs, part-prepayment, overdue EMI, and foreclosure

If you fear missing your EMI due date, you can use the advance EMI facility to pay your monthly instalment before its due date. This means that your EMI will not get auto-debited on its due date. However, the advance payment you made will get adjusted against it.

If you have surplus funds, you can also repay a part of your loan ahead of schedule by using the part-prepayment facility. This in turn helps you to reduce your overall loan tenure or your EMI amount. You can also close your loan early by paying the entire outstanding amount in one go with foreclosure (full prepayment) as your repayment option. This will help you in saving on the overall interest that you pay on your loan.

If you’ve missed your EMIs due to some technical issue or low account balance, you can pay it with the overdue payment option. Please note that when you clear an overdue EMI, you might be asked to pay additional penal charges.

  • Make your two-wheeler loan payment in My Account

    Make your two-wheeler loan payment in My Account

     

    • Click on the ‘Sign-in’ button on this page to visit our customer portal.
    • Enter your registered mobile number and an OTP to sign-in.
    • Verify yourself with the date of birth and proceed.
    • Select the loan account for which you want to make payment.
    • Choose the payment type from the list of options.
    • Enter the required details and review other charges if applicable.
    • Proceed with payment using our secured payment gateway.

     

    Alternatively, you can click on the ‘Pay your two-wheeler loan EMIs’ option to visit My Account. Once you are signed-in, select the loan account, choose the type of payment you want to make and proceed.

    Disclaimer: Please note that the amount paid by you towards Advance EMI is applied for repayment of your monthly EMI only and is not to be treated as part-prepayment or foreclosure of the loan, irrespective of the loan variant availed by you. No interest is payable by BFL on the advance EMI amount paid by you.

    Pay your two-wheeler loan EMIs

  • You can check your loan details such as rate of interest, tenure and more by visiting My Account. Click on the respective link at the top of this page to know more.

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How to download your two-wheeler loan statement

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Get your statement of account

You can download two-wheeler loan statement by visiting the customer portal – My Account.

  • A step-by-step guide to downloading your two-wheeler loan statement

    A step-by-step guide to downloading your two-wheeler loan statement

    • Click on the ‘Sign-in’ button on this page.
    • Enter the registered mobile number and an OTP to sign-in to My Account.
    • Verify with your date of birth and proceed.
    • Select your loan account from the ‘Document Centre’ section.
    • Click on the ‘Statement of Account’ to download it.


    Alternatively, you can click on the below option to visit My Account. Once signed-in, select your loan account, and click on ‘Statement of Account’ to download it.

    Download the statement of account

Get in touch with us

In case of a query or a concern, you can reach out to us in one of the following ways:

  • Visit our Help and Support section for online assistance.
  • If there are fraud complaints, please contact our helpline number on +91 8698010101.
  • You can download our app from Play Store/ App Store to connect with us.
  • Find our branch nearest to your location and get your queries resolved.
  • You can connect with us by visiting our ‘Reach Us’ page.

Get your duplicate no objection certificate (NOC)

Once all your loan EMIs are paid or you have foreclosed your loan, a no objection certificate or no dues certificate gets generated. Your NOC is sent to the contact address registered with us within 10 business days of closing your loan.

You need to submit your no objection certificate within its validity period to remove Bajaj Finance Limited's hypothecation from your registration certificate (RC). Please note that your NOC is valid for 90 days from the date of its issuance.

If your NOC is expired, or you’ve misplaced it, you can get a duplicate NOC by visiting our customer portal – My Account.

  • Raise a request to generate your duplicate NOC

    • Click on the ‘Sign-in’ button on this page to go to My Account.
    • Enter the registered mobile number and an OTP to sign-in.
    • Verify your details with your date of birth and proceed.
    • Select your loan account from the ‘My Relations’ section.
    • Click on the ‘Duplicate NOC’ option in the ‘Quick Actions’ section.
    • Confirm your address and proceed to submit your request.


    Alternatively, you can click on the ‘Generate your duplicate NOC’ option to go to our customer portal – My Account. Once signed-in, you can select the loan account from ‘My Relations’. Click on the ‘Duplicate NOC’ option from the ‘Quick Actions’ and proceed to submit your request.

    Once your request for duplicate NOC is raised, you can also track its status with ‘Track NOC’ option in the ‘Quick Actions’ section.

    Generate your duplicate NOC

Manage your bank account details

When you borrow a two-wheeler loan, you will be asked to share your bank account details as a part of the application process. This becomes your registered bank account from which your loan EMIs get debited on a pre-set date.

If your registered bank account undergoes any change, it is important to update it so that you’re EMIs get deducted without any hassles. This is to ensure that you do not miss any of your EMIs and your CIBIL Score remains unaffected.

You can change your bank account details easily in a few simple steps by visiting the customer portal – My Account.

  • Change your registered bank account details

    Change your registered bank account details

    • Click on the ‘Sign-in’ button on this page to visit the customer portal.
    • Enter the registered mobile number and an OTP to sign-in.
    • Verify your details using your date of birth.
    • Select the loan account for which you want to update the bank account details.
    • Enter the required details such as the accountholder’s name, new bank account number, and IFSC.
    • Choose the registration mode and proceed.


    You can also go to our customer portal by clicking on the ‘Update your bank account details’ option below. Once signed-in, select your loan account for which you want to change bank account details. You can then enter the new bank account details, IFSC, and proceed.

    Update your bank account details

  • You can view and manage details of your bank account by visiting My Account.

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Pay your loan EMIs on time

You must keep a sufficient balance in your registered bank account at least two days before your EMI due date. This will help you in avoiding any EMI bounces and maintain your CIBIL Score.

Frequently asked questions

I am unable to see the details of deducted EMIs in my statement of account (SOA). What shall I do?

It takes approximately 48 business hours for your deducted EMI to get adjusted towards your loan account. You can check your updated statement of account by following these simple steps:

  • You can click on the ‘Download your account statement’ text below to visit the customer portal – My Account.
  • Enter the registered mobile number and an OTP to sign-in.
  • Verify your details with the date of birth and proceed.
  • Select the loan account for which you want to download the statement.
  • Click on ‘Statement of Account’ to download it.

In case your EMI details are not updated even after 48 business hours, you can raise a request with us by clicking here.

Download your loan account statement

Do I need to pay any additional charges if I part-prepay or foreclose my two-wheeler loan?

You are not required to pay any additional charges if you decide to part-prepay or foreclose your loan. However, you can part-prepay or foreclose your loan only after paying your first EMI.

Check your loan details

How can I get the no objection certificate (NOC) for my two-wheeler loan?

You will receive your NOC once your loan is closed. You can foreclose your loan by paying the entire outstanding loan amount in one go. Once your loan is closed, your no objection certificate will be sent to your address registered with us.

How long does it take to receive the no objection certificate if I close my two-wheeler loan?

Bajaj Finance Limited sends the NOC kit to your registered address within 10 business days of your loan closure.

What is the validity of my NOC? How can I get a duplicate NOC in case my original NOC expires or gets misplaced?

Your NOC is valid for 90 days from the date of its issuance. You need to submit the NOC to the respective RTO within the validity period. This helps in removing Bajaj Finance Limited's hypothecation from your Registration Certificate (RC).

In case your original NOC expires or gets misplaced, you can follow these simple steps to raise a request for a duplicate NOC:

  • Click on the ‘Get your duplicate NOC’ text given below to visit the customer portal – My Account.
  • Sign-in with your registered mobile number and an OTP.
  • Verify your details with your date of birth.
  • Click on the ‘Duplicate NOC’ option in the ‘Quick Actions’ section.
  • Confirm your residential address and proceed to submit your request.
  • Once you submit the request, we can send the duplicate NOC to your registered address.

Get your duplicate NOC

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