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Overview

With a Loan Against Car, you can pledge your vehicle to fund various needs like higher-education, home renovation, working capital and more. Use your car to get up to 95% of your car’s value.
 

Features & Benefits

  • Loans up to Rs. 20 lakhs

    Avail a Loan Against Car and get up to Rs. 20 lakh that can be repaid within a tenor of 12 to 60 months.

  • Money in bank in 24 hours

    Bajaj Finserv disburses your Loan Against Car in just 24 hours.

  • Hassle-free loan application process

    Minimal documentation and easy-to-meet eligibility criteria makes it convenient for you avail the loan.

  • Instant approval

    Get your loan application approved on the same day. If you are a part of the Bajaj Finserv family, you enjoy pre-approved offers and instant approvals. Bajaj Finserv offers transparency so that you are fully-informed about the fees and charges on your loan.

  • Online account management

    Track your loan-related information anytime, anywhere with our customer portal- Experia.

Eligibility

Eligibility Salaried Individuals:

  • Individuals who are a minimum of 21 years of age at the time of applying for the loan, and not older than 60 at the end of the loan tenure.

  • Individuals who have had a job for minimum 1 year and earning a minimum of Rs. 25,000 per month.

  • The vehicle should have a minimum repayment track record of 11 months.


Self Employed Individuals:

  • This includes self-employed sole proprietors with a minimum age of 25 years at the time of applying for the loan, and no older than 60 at the end of the loan tenor.

  • Individual ITR of minimum Rs 2,50,000 and 2 years of ITR required.

  • The vehicle should have a minimum repayment track record of 11 months.

Documents Needed

  • KYC

  • Passport Size Photo

  • Bank Statement

  • Financials – Salary Slips or ITR

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