About Our Partners
200+ Online Merchants | 10 crore+ products | Flexible EMI Schemes |No Down Payment | End-to-end online
Benefits of EMI Network Card on E-commerce
- Shop on E-commerce Partners
Use the 200+ partners that accept the Bajaj Finserv EMI Network card, including Flipkart, Amazon, Bajajmall.in, MakeMyTrip, Yatra, EaseMyTrip, Goibibo, Mi, Samsung, OnePlus, Wakefit, and more. To view the complete partner list, click here.
- All Things on EMI
Shop for mobile phones, electronics, appliances, furniture, exercise gear, home appliances, and more with No Cost EMIs.
- Lower-EMI special schemes
You can select one of our unique EMI plans, which reduces your monthly EMI and provide a longer repayment period.
- No down payment
We offer zero down payment plans throughout the festive season, which require no down payment at the time of purchase.
- Flexible loan tenures
Make your purchases into monthly payments that you may spread out over 1 month to 24 months.
- Immediate processing
The entire transaction is done online without any documentation. It takes less than ten minutes to finish the transaction.
Shopping and travel made easy
For a seamless and hassle-free travel and shopping experience for the EMI Network cardholders, Bajaj Finserv has partnered with travel and hospitality partners like Make My Trip, Goibibo and IRCTC, and leading online shopping sites like Amazon and Flipkart.
Bajaj Finserv offers its EMI Network Card holders the benefit of No Cost EMIs on these partners. You can repay for any purchase on No Cost EMIs and over a flexible tenure of up to 24 months.
When you use the Bajaj Finserv EMI Network Card to shop with our e-commerce partners, you get benefits such as free home delivery, a flexible repayment tenure of up to 24 months, zero down payment on select products and more.
Frequently asked question
All brands associated with Bajaj Finserv form the Bajaj Finserv EMI Network. It provides a range of services including healthcare, electronics, Appliances, travel, etc. on simple EMIs. The Bajaj Finserv EMI Network Card allows you to make purchases from more than 1.5 lakh stores in more than 4,000 cities.
Electronics, gadgets, apparel, furniture, footwear, beauty treatments, travel arrangements, and much more. On the Bajaj Finserv EMI Network, you may shop for more than a 1 million products using No Cost EMIs.
| Fees and Charges Name | Amount (Rs.) / Percentage (%) |
| Processing Fees | 1. Rs. 176/- (Inclusive of applicable taxes) for Loan Amount <30,000 Rs. 235/- (Inclusive of applicable taxes) for Loan Amount 30,000 and above. 2. 4% - 7% of Loan Amount (up to Rs. 5,000/- Inclusive of applicable taxes) in applicable travel categories * Collected along with 01st instalment. |
| Bounce Charges | Rs. 500/- per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason. |
| Penal Charge | Delay in payment of instalment(s) shall attract Penal Charge of Rs. 4 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
| Convenience Fee | Rs. 236/- (Inclusive of applicable taxes) will be collected along with 01st instalment. |
| Pre-payment charges | Full Pre-payment Nil, Any time post disbursement of loan |
| Part Pre-payment Nil, Any time post disbursement of loan |
Your Bajaj Finserv EMI Network Card can be used on any of our affiliated e-commerce sites, including Amazon, Flipkart, Yatra, MakeMyTrip, and more for both online and offline purchases.
Follow the Below-mentioned steps
- Download the App – click on the link – https://bfl.onelink.me/857331112/ecomweb
- Enter your registered mobile number
- Submit the OTP sent to your mobile number
- Click on the EMI icon
- Enter your date of birth
By registering for your e-mandate, you will:
- Never miss on your EMI payments with the auto-debit feature
- Manage your loans in an efficient manner
You can avail of finance to shop using the Bajaj Finserv Insta EMI Card at any of our online and offline partner stores on Easy EMIs. All you need to do is provide your card details and authenticate your transaction with an OTP sent to your registered mobile number.
The Insta EMI Card is issued digitally and gets activated online instantly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.
You can view your card details on the Bajaj Finserv app.
Follow the below-mentioned steps:
- Download the app
- Enter your registered mobile number
- Submit the OTP sent to your mobile number
- Click on the ‘EMI’ icon
- Enter your date of birth
- View your Insta EMI Card
With the Bajaj Finserv app, you can:
- Access your Insta EMI Card and all related details
- Get exclusive offers
