Fees and charges of personal loan
Bajaj Finserv offers attractive interest rates on personal loans up to Rs. 40 lakh to help you meet a range of financial requirements. Get collateral-free loans with minimum documentation, flexible tenor and disbursal within 24 hours* of approval.
With Bajaj Finserv Personal Loan, you do not have to worry about any hidden fees or charges.
Here are more details on the personal loan interest rates and charges:
Type of fee |
Applicable charges |
Rate of interest |
11% to 37% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Fee | Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Bounce charges |
In case of default of repayment instrument, Rs. 700 - Rs. 1,200/- per bounce will be levied. |
Pre-payment charges | Full Prepayment
|
Penal Interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment. |
Stamp duty |
Payable as per state laws and deducted upfront from loan amount. |
Mandate rejection charges |
Rs. 450 per month from the first month of the due date for the mandate rejected by customer’s bank until the registration of new mandate. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure. |
Broken Period Interest/ Pre-EMI Interest | Broken period interest/ Pre-EMI interest shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods:
In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
Switch fee | Up to 1.18% of the loan amount (inclusive of applicable taxes). Switch fee is applicable only in case of switch of loan. In switch cases, processing fees will not be applicable. |
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/website/app.
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
*Terms and conditions apply
For Micro Finance Loans, please note below:
Purchase of any non-credit product by the microfinance borrowers is purely on a voluntary basis. Minimum interest, maximum interest, and average interest are 13%, 35%, and 34.45% per annum respectively.
Part pre-payment and Foreclosure charges are NIL.
Fees and charges of business loan
Bajaj Finserv offers. the lowest rate of interest on business loan. Read more about our latest interest rate and fees and charges below.
Type of fee | Applicable charges |
Rate of interest | 9.75% - 25% per annum |
Processing fee | Up to 3.54% of the loan amount (inclusive of applicable taxes) |
Documentation charges | Up to Rs. 2,360/- (inclusive of applicable taxes) |
Flexi fee | Term Loan - Not applicable *The Flexi charges above will be deducted upfront from the loan amount |
Prepayment charges | Full prepayment •Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. •Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. •Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Part-prepayment •Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. •Not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 1.18% (inclusive of applicable taxes) of the total withdrawable amount during initial loan tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent loan tenure. |
Bounce charges | In case of default of repayment instrument, Rs. 1,500/- per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.5% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of monthly instalment. |
Stamp duty | Payable as per state laws and deducted upfront from the loan amount |
Mandate rejection charges | Rs. 450/- per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods: •For Term Loan: Deducted from the loan disbursement •For Flexi Term Loan: Added to the first instalment amount •For Flexi Hybrid Loan: Added to the first instalment amount Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
Switch fee | Up to 1.18% of the loan amount (inclusive of applicable taxes) (Switch fee is applicable only in case of switch of loan. In switch cases, processing fees and documentation charges will not be applicable) |
*Switch Fee is applicable only in case of switch of loan. In switch cases, Processing Fees and Documentation Charges will not be applicable.
Fees and charges of secured business loan
Types of fee | Applicable charges |
Rate of interest | 9% - 25% per annum |
Processing fee | Up to 3.54% of the loan amount (inclusive of applicable taxes) |
Documentation charges | Up to Rs. 2,360 (inclusive of applicable taxes) |
Flexi fee | Not applicable |
Prepayment charges | Full prepayment (foreclosure)
Part prepayment
Note: If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Not applicable Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial loan tenure. Not applicable during the subsequent loan tenure |
Bounce charges | In case of default of repayment instrument, Rs. 1,500 per bounce will be levied |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment, from the date of default until the receipt of monthly instalment. |
Stamp duty | Payable as per state laws |
Mandate rejection charges | Rs. 450 per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios:
Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged:
|
Mortgage origination fees | Up to Rs. 6,000 per property (inclusive of applicable taxes) |
Property insight (if availed) | Rs. 6,999 (inclusive of applicable taxes) |
Fees and charges of Commercial Lending
Types of fees | Charges applicable |
Rate of interest | Up to 15.00% per annum |
Processing fee | Up to 2.36% of the loan amount (inclusive of applicable taxes) |
Prepayment charges | Full prepayment
|
Bounce charges | In case of default of repayment instrument, Rs. 3,000/- per bounce will be levied. |
Penal interest | For CL Cases - Delay in payment of instalment shall attract penal interest at the rate of up to 6% per annum over and above the normal interest rate. For example, if the normal interest rate is 15%, penalty interest rate would be 15% + 6% = 21% per annum on the instalment outstanding, from the respective due date until the date of receipt of such instalment. For LAS cases – Penalty interest up to 2% per month on the outstanding. |
Stamp duty | Payable as per state laws and deducted upfront from the loan amount |
Other charges (Invoice audit charges, legal charges and other incidental charges, TSR/ Valuation/ CERSAI charges) | On actuals (transaction specific) |
Discounting charges/ upfront interest / front ended interest | Up to 15% per annum. |
Fees and charges of two-wheeler loan
Type of fee |
Applicable charges |
Rate of interest |
Up to 35% per annum |
Processing fee |
Up to 12.95% of the loan amount (inclusive of applicable taxes) |
Documentation and hypothecation charges |
Up to Rs. 2,500/- (inclusive of applicable taxes) collected upfront |
Stamp duty (as per respective state) |
Payable as per state laws and collected upfront |
Prepayment charges |
Full prepayment *Full/part-prepayment will be processed post clearance of the first EMI |
Bounce charge |
In case of default of repayment instrument, Rs. 531/- per bounce will be levied |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.5% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of monthly instalment |
Mandate registration charge |
Rs. 118 (inclusive of applicable taxes) if applicable. |
Mandate rejection charge |
Rs. 450/- per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Loan enhancement fee |
Rs. 117/- (inclusive of applicable taxes) for temporary increase in EMI card limit for the loan transaction. Same will be charged only for increase in limit in excess of Rs. 999/- to be collected along with first instalment |
Legal, repossession and incidental charges |
Rs. 3,540/- (inclusive of applicable taxes) |
Stockyard charges |
Rs. 59/- per day up to 60 days (Inclusive of applicable Taxes) |
Broken period interest/ pre-EMI interest |
Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios:
|
NOC KIT |
NA |
Fees for delay in RC hypothecation | Rs. 1500/- (inclusive of applicable charges) *This is a one-time charge levied if there is delay in receiving the RC beyond 120 days post disbursement |
Fees and charges of gold loan
The below table lists the gold loan interest rate and charges applicable when you apply for a Bajaj Finserv Gold Loan
Type of fee |
Applicable charges |
Interest rate |
9.50% to 28% per annum |
Processing fees |
0.12% of the loan amount (inclusive of applicable taxes). Subject to a minimum Rs. 99 (inclusive of applicable taxes) and maximum of Rs. 600 (inclusive of applicable taxes). |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount |
Cash handling charges |
Rs. 50/- (inclusive of applicable taxes). Applicable for cash disbursement only. |
Penal interest |
3% per annum on Outstanding Balance Penal Interest margin/ rate will be over and above the interest rate slab mentioned above which shall be applicable/ chargeable in case of default in repayment of the outstanding dues post maturity. |
Part-prepayment charges |
NIL |
Foreclosure charges |
Minimum 7 days interest Scenario – Foreclosure charges are “0”, but in case the customer closes the loan within 7 days of booking, minimum 7 days interest is charged. |
Auction charges |
Charge for physical notice – Rs. 40/- (inclusive of applicable taxes) per notice |
The interest rates applicable on gold loans are dynamic and frequently change due to external factors.
Fees and charges of loan against securities
The following charges are applicable on loan against securities
Types of fees | Charges applicable |
Interest rate | Up to 20% per annum |
Processing fee | Up to 4.72% of the loan amount (inclusive of applicable taxes). |
Prepayment charges | Full prepayment - Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment Part-prepayment - Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment |
Annual maintenance charges/ renewal fee | Up to 1.18% (inclusive of applicable taxes) on the sanctioned amount |
Bounce charges |
In case of default of repayment instrument, Rs. 1,200/- per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest up to 3% per month on the monthly instalment outstanding, from the respective due date until the date of receipt. |
Stamp duty (as per respective state) |
Payable as per state laws |
Brokerage charges* |
As applicable at actuals |
DP charges** |
As applicable at actuals |
Pledge confirmation charges* |
As applicable at actuals |
Pledge invocation charges* |
As applicable at actuals |
Demat share transfer charges (post invocation) |
As applicable at actuals |
Legal charges | As applicable at actuals |
*Charges levied by Broker to BFL and the same is being passed on to the clients
**Charges levied by NSDL/ CDSL to BFL and the same is being passed on to the clients
Fees and charges of loan against insurance policies
Bajaj Finserv offers attractive interest rates on loan against insurance policies ranging from Rs. 10,000 to Rs. 25 Cr.
Read more about the applicable interest rates, fees, and charges below.
Type of fee |
Applicable charges |
Rate of interest | Up to 20% p.a. |
Processing fees | 3% of the loan amount or maximum up to Rs. 1,00,000/- (inclusive of applicable taxes). |
Flexi fee | Not applicable |
Prepayment charges | Full prepayment - Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. Part prepayment - Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part prepayment. |
Renewal fees | Up to Rs. 2,950/- (inclusive of applicable taxes). |
Bounce charges | In case of default of repayment instrument, Rs. 1200/- per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.5% per month on the monthly instalment outstanding, from the respective due date until the date of receipt. |
Stamp duty (as per respective state) | Payable as per state laws. |
Mandate rejection charges | Rs. 450/- per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by adding to the first instalment amount. Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
Legal charges | At actuals |
Fees and charges of used car finance
The following charges are applicable on used car finance:
Type of fee |
Applicable charges |
Rate of interest |
10.50% to 22% p.a. |
Processing fee |
Up to 2.95% of the loan amount (inclusive of applicable taxes). |
Documentation charges |
Up to Rs. 2,360 (inclusive of applicable taxes). |
Flexi fee |
Term Loan – Not applicable Flexi Term Loan (Flexi Dropline) - Up to Rs. 999/- (inclusive of applicable taxes) Flexi Hybrid Loan (as applicable below)
The charges above will be deducted upfront from the loan amount *Loan amount includes approved loan amount, insurance premium, VAS charges, and documentation charges. |
Prepayment charges |
Full prepayment (foreclosure)
|
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline):
|
Bounce charges |
In case of default of repayment instrument, Rs. 1,500 per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.5% per month on the monthly instalment outstanding, from the respective due date until the receipt of monthly instalment. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from the loan amount. |
Legal and incidental charges |
Actual legal and incidental charges under applicable laws |
Repossession charges |
Repossession charges at actuals with a maximum capping of Rs. 50,000 (inclusive of applicable taxes) |
Auction charges |
At actuals |
Valuation charges |
At actuals |
Stockyard charges |
Rs. 118 per day for 60 days (inclusive of applicable taxes) |
Mandate rejection charge |
Rs. 450/- per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Loan re-booking |
Rs. 1,000 (inclusive of applicable taxes). |
Loan cancellation charges |
Rs. 2,360 (inclusive of applicable taxes) (Interest till cancellation to be borne by the customer). |
NOC for interstate transfer |
Rs. 1,180 (inclusive of applicable taxes). |
NOC to convert from private to commercial |
Rs. 3,540 (inclusive of applicable taxes). |
Duplicate NOC |
Rs. 500 (inclusive of applicable taxes). |
Broken period interest/ pre-EMI interest |
Broken period interest/ pre-EMI interest shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios: For Term Loan: Added to the first instalment
|
Fees and charges of new car finance
Type of fee | Applicable charges |
Rate of interest | 7.50% to 14% p.a. |
Processing fees | Up to 2.95% of the loan amount (inclusive of applicable taxes). |
Documentation charges | Up to Rs. 2,360 (inclusive of applicable taxes). |
Flexi fee | Term Loan – Not applicable Flexi Loan variant (as applicable below) - will be deducted upfront from the loan amount
|
Prepayment charges | Full prepayment (foreclosure)
|
Annual maintenance charges | Term Loan - Not applicable
|
Bounce charges | In case of default of repayment instrument, Rs. 1,500 per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of monthly instalment. |
Stamp duty | Payable as per state laws and deducted upfront from the loan amount. |
Legal, and incidental charges | Actual legal and incidental charges under applicable laws. |
Repossession charges | At actuals with a maximum capping of Rs. 50,000 (inclusive of applicable taxes) |
Auction charges | At actuals |
Valuation charges | At actuals |
Stockyard charges | Rs. 118 per day for 60 days (inclusive of applicable taxes) |
Mandate rejection charges | Rs. 450 per month from the first month of the due date for the mandate rejected by the customer’s bank until the new mandate is registered. |
NOC for interstate transfer | Rs. 1,180 (inclusive of applicable taxes). |
NOC to convert from private to commercial | Rs. 3,540 (inclusive of applicable taxes). |
Duplicate NOC | Rs. 500 (inclusive of applicable taxes). |
Other NOC | Rs. 1,180 (inclusive of applicable taxes). |
Broken period interest/ pre-EMI interest | “Broken period interest/pre-EMI interest” shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: In this scenario, broken period interest is recovered by the following method: For Term Loan, Flexi Term Loan, and Flexi Hybrid Loan: Added to the first instalment |
Fees and charges of chartered accountant loan
Also Get a Bajaj Finserv CA Loan of up to Rs. 55 lakh with minimal documentation and flexible tenure to meet your financial requirements.
Types of fees | Charges applicable |
Rate of interest | 10% to 22% per annum |
Processing fee | Up to 2.95% of the loan amount (inclusive of applicable taxes) |
Documentation charges | Up to Rs. 2,360 (inclusive of applicable taxes) |
Flexi fee | Term Loan: Not applicable *The Flexi charges above will be deducted upfront from the loan amount. *Loan amount includes approved loan amount, insurance premium, VAS charges and documentation charges. |
Prepayment charges | Full prepayment • Term Loan: Up to 4.72% (inclusive of applicable taxes) of the outstanding loan amount as on the date of such full prepayment. • Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of such full prepayment. • Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of such full prepayment. Part prepayment • Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part prepayment. • Not applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Loan |
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: • Up to 0.59% (inclusive of applicable taxes) of the total withdrawable amount during initial tenure. • Up to 0.295% (inclusive of applicable taxes) of total withdrawable Amount during subsequent tenure. |
Bounce charges | In case of default of repayment instrument, Rs. 1,500 per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of monthly instalment. |
Stamp duty | Payable as per state laws and deducted upfront from the loan amount. |
Mandate rejection service charges | Rs. 450 per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods: • For Term Loan: Deducted from the loan disbursement • For Flexi Term Loan: Added to the first instalment • For Flexi Hybrid Loan: Added to the first instalment Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
Switch fees | Up to 1.18% of the loan amount (inclusive of applicable taxes). (Switch fee is applicable only in case of switch of loan. In switch cases, processing fees and documentation charges will not be applicable) |
Fees and charges of home loan
Type of fee | Applicable charges | ||
Rate of interest (fresh loan) | Salaried | Self-employed | Doctors |
8.50%* to 14.00%* p.a |
9.10%* to 15.00%* p.a. | 8.60%* to 14.00%* p.a. | |
Rate of interest (balance transfer) | Salaried | Self-employed | Doctors |
8.50%* to 15.00%* p.a. |
9.50%* to 15.00%* p.a. | 8.80%* to 15.00%* p.a | |
Processing fee | Up to 7% of the loan amount | ||
Bounce charge | In case of default of repayment instrument, the following charges per bounce will be applicable: •For loan amounts up to Rs. 15 lakhs: Rs. 500 •For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 1,000 •For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,500 •For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 2,000 •For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 •For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 5,000 •For loan amounts more than Rs. 10 crores: Rs. 10,000 |
||
Penal interest | 24% per annum in addition to the applicable interest rate on the overdue amount | ||
Secure fee | Up to Rs. 10,000 + GST as applicable | ||
Interest and principal statement charges | NIL | ||
Part-prepayment charges | NIL | ||
Forclosure charges | NIL | ||
Hard copy loan statement charges | Up to Rs. 500 per request + GST as applicable |
Fees and charges of loan for doctors
Get a Bajaj Finserv Doctor Loan of up to Rs. 55 lakh and repay it easily over flexible tenures of up to 8 years.
Types of fees | Charges applicable |
Rate of interest | 10% to 22% per annum |
Processing fee | Up to 2.95% of the loan amount (inclusive of applicable taxes) |
Documentation charges | Up to Rs. 2,360/- (inclusive of applicable taxes) |
Flexi fee | Term Loan: Not applicable *The Flexi charges above will be deducted upfront from the loan amount. *Loan amount includes approved loan amount, insurance premium, VAS charges and documentation charges. |
Prepayment charges | Full prepayment • Term Loan: Up to 4.72% (inclusive of applicable taxes) of the outstanding loan amount as on the date of such full prepayment. • Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of such full prepayment. • Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of such full prepayment. Part prepayment • Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part prepayment. • Not applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Loan |
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: • Up to 0.59% (inclusive of applicable taxes) of the total withdrawable amount during initial tenure. • Up to 0.295% (inclusive of applicable taxes) of total withdrawable Amount during subsequent tenure. |
Bounce charges | In case of default of repayment instrument, Rs. 1,500/- per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of monthly instalment. |
Stamp duty | Payable as per state laws and deducted upfront from the loan amount. |
Mandate rejection service charges | Rs. 450 per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods: • For Term Loan: Deducted from the loan disbursement • For Flexi Term Loan: Added to the first instalment • For Flexi Hybrid Loan: Added to the first instalment Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
Switch fees | Up to 1.18% of the loan amount (inclusive of applicable taxes). (Switch fee is applicable only in case of switch of loan. In switch cases, processing fees and documentation charges will not be applicable) |
Fees and charges of Bajaj Finserv RBL bank Platinum Choice SuperCard
The following are the charges applicable on the Platinum Choice SuperCard:
Type of fee |
Charges applicable |
Joining fee |
Rs. 499 + GST |
Annual fee |
Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000) |
Add-on card fees |
NIL |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee |
2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty^^ |
Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL
|
Duplicate statement fee |
NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + |
3.5% of the transaction amount + GST |
Merchant EMI transaction*** |
Rs. 199 + GST per merchant EMI transaction |
Rental transactions |
1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of Bajaj Finserv RBL bank Platinum Choice SuperCard – First-Year-Free
The following are the charges applicable on the Platinum Choice SuperCard – First-Year-Free:
Type of fee |
Charges applicable |
Joining fee |
NIL |
Annual fee |
Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000) |
Add-on card fees |
NIL |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. T&C apply |
Cash advance transaction fee |
2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty^^ |
Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup+ | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** |
Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of Bajaj Finserv RBL bank Platinum Plus SuperCard
The following are the charges applicable on the Platinum Plus SuperCard:
Types of fees | Charges applicable |
Joining fee | Rs. 999 + GST |
Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000 Effective from 1st April 2023) |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of Bajaj Finserv RBL bank Platinum Plus SuperCard – First-Year-Free
The following are the charges applicable on the Platinum Plus SuperCard – First-Year-Free:
Types of fees | Charges applicable |
Joining fee | NIL |
Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000 Effective from 1st April 2023) |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of Bajaj Finserv RBL bank World Prime SuperCard
The following are the charges applicable on the World Prime SuperCard:
Types of fees | Charges applicable |
Joining fee | Rs. 2,999 + GST |
Annual fee | Rs. 2,999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of Bajaj Finserv RBL bank World Plus SuperCard
The following are the charges applicable on the World Plus SuperCard:
Types of fees | Charges applicable |
Joining fee | Rs. 4,999 + GST |
Annual fee | Rs. 4,999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Binge First Year Free Supercard
Types of fees | Charges applicable |
Joining fee | NIL |
Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000) |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Binge SuperCard
Types of fees | Charges applicable |
Joining fee | Rs. 999 + GST |
Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000) |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Platinum ShopDaily Supercard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 499 + GST |
Annual fee | Rs. 499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Platinum Edge SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 1,999 + GST |
Annual fee | Rs. 1,999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Travel Easy SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 999 + GST |
Annual fee | Rs. 999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL Bank Shop Smart SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 499 + GST |
Annual fee | Rs. 499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of loan against property
Types of fees |
Applicable charges |
Rate of interest (floating rate of interest) |
9% to 14% per annum |
Processing fee |
Up to 3.54% of the loan amount (inclusive of applicable taxes) |
Documentation charges |
Up to Rs. 2,360/- (inclusive of applicable taxes) |
Flexi fee |
Term Loan - Not applicable |
Prepayment charges |
Full prepayment
|
Annual maintenance charges |
Term Loan: Not applicable |
Bounce charges |
In case of default of repayment instrument, Rs. 1,500/- per bounce will be levied |
Penal interest |
Penal interest is applicable in the following scenarios: |
Stamp duty (as per respective state) |
Payable as per state laws |
Mandate rejection charges |
Rs. 450/- per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered |
Broken period interest/ pre-EMI interest |
Broken period interest/ pre-EMI interest shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios:
|
Mortgage origination fees |
Up to Rs. 6,000/- per property (inclusive of applicable taxes) |
Property insight (if availed) |
Rs. 6,999/- per property (inclusive of applicable taxes) |
Fees and charges of Insta EMI Card
The following charges are applicable on Insta EMI Card/ EMI Network Card |
|
Type of fee |
Applicable charges |
EMI Network Card fee |
Rs. 530/- (inclusive of applicable taxes) |
Online convenience fee |
Rs. 69/- (inclusive of applicable taxes) applicable to customers who avail Insta EMI Card exclusively through digital mode. |
EMI Network Card loan limit enhancement fee |
Rs. 117/- (inclusive of applicable taxes) |
EMI Network Card Annual fee |
Rs. 117/- (inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed of any loan using the EMI Network Card in the preceding year. |
Add-on EMI Network Card fee |
Rs. 199/- (inclusive of applicable taxes) |
EMI Card Plus | Up to Rs. 999 /- (Inclusive of applicable taxes) (Insta EMI Card bundle with OTT e.g. Insta EMI Card + Sony Liv = Rs. 999/-) |
*Additional fees and charges will apply when utilising the EMI Network Card to avail of loans. |
|
Type of fee |
Applicable charges |
Processing fee |
Up to Rs. 5000/- (inclusive of applicable taxes) collected upfront. |
Bounce charges |
In case of default of repayment instrument, up to Rs. 500/- per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the date of default until the receipt of monthly instalment. |
Mandate rejection charge |
Rs. 450/- per month from the first instalment due date for mandates rejected by the customer’s bank until the new mandate is registered. |
Mandate registration charges |
Rs. 118/- (inclusive of applicable taxes) if applicable. |
Loan enhancement fees |
Rs. 117/- (inclusive of applicable taxes) will be added to the first instalment. |
Convenience fee |
Rs. 117/- (inclusive of applicable taxes) will be collected along with first instalment. |
Fees and charges of Bajaj Pay Wallet
The following charges are applicable on Bajaj Pay Wallet:
Bajaj Pay Wallet – Fees and Charges |
|
Service |
Charges (Rs.) |
Account opening |
Rs. 0 |
Load money |
Charges (Rs.) |
Through credit card |
Up to 5% per transaction (inclusive of applicable taxes) |
Through debit card |
Up to 2% per transaction (inclusive of applicable taxes) |
Through UPI |
Up to 2% per transaction (inclusive of applicable taxes) |
Through Net Banking |
Up to 2% per transaction (inclusive of applicable taxes) |
*Charges basis agreement with the merchant and aggregator, based on selected payment instrument and subject to revision time to time |
|
Payment |
Charges (Rs.) |
Payment at merchant |
Rs. 0 |
Payment to utility bill/ recharges/ DTH |
Up to 2% per transaction (Inclusive of applicable taxes) |
*Charges basis agreement with the merchant and aggregator, based on selected payment instrument and subject to revision time to time |
|
Transfer |
Charges (Rs.) |
Bajaj Pay Wallet to wallet |
Rs. 0 |
Bajaj Pay Wallet (full KYC only) to bank |
Up to 5% per transaction (inclusive of applicable taxes) |
*For failed transactions, total amount including charges except taxes are reversed. |
|
*Additional cess will be applicable on all charges in accordance with the state specific laws. |
Fees and Charges of Bajaj Finserv RBL bank Value Plus SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 499 + GST |
Annual fee | Rs. 499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL bank Platinum ShopGain SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 1,499 + GST |
Annual fee | Rs. 1,499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is highe Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and Charges of Bajaj Finserv RBL bank Platinum LifeEasy SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 1999 + GST |
Annual fee | Rs. 1999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of medical equipment finance
Types of fees | Charges applicable |
Rate of interest | Up to 14% per annum |
Processing fee | Up to 2.95% of the loan amount (inclusive of applicable taxes) |
Flexi fee | Not applicable |
Prepayment charges | Full prepayment
Part prepayment
|
Annual maintenance charges | Not applicable |
Bounce charges | In case of default of repayment instrument, Rs. 1,500/- per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment. |
Stamp duty (As per respective state) |
Payable as per state laws |
Mandate rejection charges | Rs. 450/- per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s) which is(are) charged in two scenarios: In this scenario, broken period interest is recovered by the following methods:
|
Legal, repossession and incidental charges | Actual legal and incidental charges under applicable laws. |
LC processing fees | Up to 2% of the loan amount (inclusive of applicable taxes) |
Fees and Charges of Bajaj Finserv RBL bank Platinum Advantage SuperCard
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 499 + GST |
Annual fee | Rs. 499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Fees and charges of EMI Network Card
To know more about terms & conditions for availing loan through EMI Card, click here
The following charges are applicable on Insta EMI Card/ EMI Network Card |
|
Type of fee |
Applicable charges |
EMI Network Card fee |
Rs. 530/- (inclusive of applicable taxes) |
Online convenience fee |
Rs. 69/- (inclusive of applicable taxes) applicable to customers who avail Insta EMI Card exclusively through digital mode. |
EMI Network Card loan limit enhancement fee |
Rs. 117/- (inclusive of applicable taxes) |
EMI Netword Card Annual fee |
Rs. 117/- (inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed of any loan using the EMI Network Card in the preceding year. |
Add-on EMI Network Card fee |
Rs. 199/- (inclusive of applicable taxes) |
EMI Card Plus | Up to Rs. 999 /- (Inclusive of applicable taxes) (Insta EMI Card bundle with OTT e.g. Insta EMI Card + Sony Liv = Rs. 999 /-) |
The following charges are applicable for availing loan limit through Insta EMI Card/ EMI Network Card |
|
Type of fee |
Applicable charges |
Processing fee |
Up to Rs. 5000/- (inclusive of applicable taxes) collected upfront. |
Bounce charges |
In case of default of repayment instrument, up to Rs. 500/- per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the date of default until the receipt of monthly instalment. |
Mandate rejection charge |
Rs. 450/- per month from the first instalment due date for mandates rejected by the customer’s bank until the new mandate is registered. |
Mandate registration charges |
Rs. 118/- (inclusive of applicable taxes) if applicable. |
Loan enhancement fees |
Rs. 117/- (inclusive of applicable taxes) will be added to the first instalment. |
Convenience fee |
Rs. 117/- (inclusive of applicable taxes) will be collected along with first instalment. |
Add-on card fee
An EMI Network Card is offered to the family members of the existing primary EMI Network Card holder. The limit will be shared with the primary EMI Network Card holder.
Annual fee
Annual/ renewal fee will only be charged to the EMI Network Card holders. who have not availed any loan using the EMI Network Card in the preceding year. The preceding year will be 12 months calculated from last year’s validity month, which is printed on the face of your EMI Network Card. For example, if you were issued the EMI Network Card on August 2014 (referred to as ‘Valid From’) and no transaction between August 2015 and August 2016; the payment of fee will be in September 2016.
Convenience fee
Convenience fee is charged for the ease of conversion of purchases in to easy EMIs at the point of sale through his EMI Network Card. These are not surcharge.
ECS return fee
A penalty is levied if your EMI payment fails due to insufficient funds or other bank rejection reasons.
Joining fee
Joining fee also known as participation or membership fee. This fee is charged once only.
Penal interest
These are charges for your delinquency in paying due amount on time is known as Penal interest.
Fees and charges of Health EMI Network Card
FEES AND CHARGES |
|
The following charges are applicable on Health EMI Network Card: |
|
Type of fees |
Charges applicable |
Health EMI Card Network Card fee - Gold |
Rs. 707/- (inclusive of applicable taxes) |
Health EMI Card Network Card fee - Platinum |
Rs. 999/-(inclusive of applicable taxes) |
Corporate/ Hospital Health EMI Network Card Fee | Up to Rs. 599 (inclusive of applicable taxes) |
Annual fee |
Up to Rs. 117/- (inclusive of applicable taxes). Annual fee will only be charged to the Health EMI Network Card holders who have not availed any loan using the Health EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your Health EMI Network Card. For example, if the Health EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the Health EMI Network Card) the date for payment of the annual fee will be March 2020. |
The following charges are applicable for availing loan limit through Health EMI Network Card: |
|
Processing fee |
Up to Rs. 1,017/- (inclusive of applicable taxes) collected upfront. |
Bounce charges |
In case of default of repayment instrument, Rs. 500/- per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the instalment outstanding, from the respective due date until the date of receipt of monthly instalment. |
Mandate rejection charges |
Rs. 450/- per month from the first instalment due date for mandates rejected by customers bank until the new mandate is registered. |
Mandate registration charges |
Rs. 118/- (inclusive of applicable taxes) if applicable. |
Loan enhancement fees |
Rs. 117/- (inclusive of applicable taxes) for temporary increase in Health EMI card limit for the loan transaction. Same will be charged only for increase in limit in excess of Rs. 999/- to be collected along with the first instalment. |
Convenience fee |
Rs. 117/- (inclusive of applicable taxes) will be collected along with first instalment. |
Full prepayment (foreclosure) charges |
Nil, anytime post disbursal of loan. |
Part prepayment charges |
Nil, anytime post disbursal of loan. |
Fees and charges of EMI Network
To know more about terms & conditions for availing loan through EMI Card, click here
Processing fee varies from products, schemes and dealers purchased on the EMI Network categories.
Type of fees |
Amount (Rs.)/ Percentage (%) and Description |
Processing fee and upfront interest |
Up to Rs. 5,000 (inclusive of applicable taxes) collected upfront |
Bounce charge |
In case of default of repayment instrument, Rs. 500 per bounce will be levied. |
Penal interest |
Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the date of default until the receipt of monthly instalment. |
Mandate registration charge |
Rs. 118/- (inclusive of applicable taxes) if applicable. |
Mandate rejection charge |
Rs. 450 per month from the first instalment due date for mandates rejected by customers bank until the new mandate is registered. |
Loan enhancement fee |
Rs. 117 (inclusive of applicable taxes) for temporary increase in EMI card limit for the loan transaction. Same will be charged only for increase in limit in excess of Rs. 999/- to be collected along with the first instalment. |
Convenience fee |
Rs. 117 (inclusive of applicable taxes) will be collected along with the first instalment. |
Transaction fee** |
Rs. 147 (inclusive of applicable taxes) will be collected along with the first instalment. |
Credit Suraksha fee |
Rs. 117 (inclusive of applicable taxes) if applicable |
Full prepayment |
NIL |
Part-prepayment |
NIL |
Fees and Charges of Bajaj Finserv DBS Bank 5X Rewards SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 499 + GST |
Renewal fee | Rs. 499 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 999 + GST |
Renewal fee | Rs. 999 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 5X Rewards First-Year-Free
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | NIL |
Renewal fee | Rs. 499 + GST |
Reward redemption fee | Rs. 99 + GST (per redemption) |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 5X Plus Rewards First-Year-Free
FEES AND CHARGES | |
Type of fee | Fees (Rs.) |
Joining fee | Nil |
Renewal fee | Rs. 999 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 7X Rewards SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 1,499 + GST |
Renewal fee | Rs. 1,499 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 7X Plus Rewards SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 1,999 + GST |
Renewal fee | Rs. 1,999 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 10X Signature SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 2,999 + GST |
Renewal fee | Rs. 2,999 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees and Charges of Bajaj Finserv DBS Bank 10X Plus Signature SuperCard
FEES AND CHARGES | |
Type of fee | Fees (in Rs.) |
Joining fee | Rs. 4,999 + GST |
Renewal fee | Rs. 4,999 + GST |
Reward redemption fee | Rs. 99 + GST per redemption |
Cash advance fee | 2.5% of the cash amount (minimum Rs. 500) |
Late payment fee | • No charge for the amount due up to Rs. 100 • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee | Rs. 600 + GST |
Finance charges | Up to 4% per month or 48% per annum |
EMI conversion processing fee | 2% of the conversion amount. Subject to a minimum of Rs. 249 |
Fees And Charges Of Mobile Recharge And Bill Payments
The following charges are applicable on mobile recharges and bill payments:
Mobile recharge and bill payments – Fees and charges |
|
Payment |
Charges (Rs.) |
Payment for bills and recharges |
Convenience fee up to 2% per transaction (inclusive of applicable taxes) * |
Payment of rent using credit card as a payment mode |
2% per transaction (inclusive of applicable taxes) * |
Platform fee |
Up to Rs.5/- for each prepaid mobile recharge |
*Convenience fee is applicable on specific payment instrument and subject to revision time to time
Note - For failed transactions, total amount including charges except taxes are reversed.
Fees and charges of B2B Dealer Banker
Types of fees | Applicable charges |
Rate of interest | Business Loan: 9.75% to 25% per annum Home Loan: 6% to 12% per annum Loan against Property: 6% to 15% per annum Secured Business Loan: 8% to 20% per annum |
Processing fee | • HL and LAP: Up to 2.36% of the loan amount (inclusive of applicable taxes) • BL: Up to 4.72% of the loan amount (inclusive of applicable taxes) |
Documentation charges | Up to Rs. 2360 (inclusive of applicable taxes) |
Prepayment charges | Full prepayment (foreclosure) • Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. • Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. • Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Part-prepayment • Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment. • Not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi Loan. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295 % (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial loan tenure and applicable to the subsequent tenure. |
Bounce charges | In case of default of the repayment instrument, Rs. 1,500 per bounce will be levied. |
Penal interest | Delay in payment of monthly instalment shall attract penal interest at the rate of 3.5% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment. |
Stamp duty (as per respective state) | Secured loans - Payable as per state laws Unsecured loans - Payable as per state laws and deducted from the loan amount. |
Mandate rejection charges | Rs. 450 per month from the first month of the due date for the mandate rejected by the customer’s bank until the new mandate is registered. |
Broken period interest/ pre-EMI interest | Broken period interest/ pre-EMI interest shall mean the amount of interest on the Loan for the number of day(s) which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods: • For Term Loan: Deducted from the loan disbursement. • For Flexi Term Loan: Added to the first instalment amount. • For Flexi Hybrid Loan: Added to the first instalment amount. Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. |
CERSAI charges | Rs. 118 (inclusive of applicable taxes) (not applicable for unsecured loans) |
Mortgage origination fee | Up to Rs. 6000 (inclusive of applicable taxes) (not applicable for unsecured loans) |
Commitment fee | Maximum up to total PF amount |
Switch fee | HL and LAP: Up to 1.18% (inclusive of applicable taxes) in case customer approaches for ROI change in secured cases. |
Fees and charges of Microfinance Group Loan
Rate of Interest |
||
Minimum |
Maximum |
Average in Q2 FY 24 |
24% p.a. |
26% p.a. |
24.8% p.a. |
Types of fees |
Applicable charges |
Processing fees |
Up to 1.5% (inclusive of applicable taxes) of the total loan amount. |
Prepayment charges |
Part-prepayment – NIL Full prepayment – NIL |
Bounce charges |
In case of default of repayment instrument, up to Rs. 50 per bounce will be levied. |
Penal charges |
Delay in payment of monthly instalment for more than 7 days from the due date of the instalment shall attract penal charges of up to Rs. 100 per month for every delayed instalment, until the receipt of the instalment. |
Mandate registration charges | Not applicable |
Mandate rejection charges | Up to Rs. 50 per month from the first instalment due date for the mandate rejected by the customer’s bank until the new mandate is registered. |
Broken period interest/ pre-monthly instalment interest |
Broken period interest/ pre-monthly instalment interest shall be charged for the actual number of days from the date of disbursement. |
*Terms and conditions apply
Fees and charges of Lease Rental Discounting (LRD)
Type of fee | Applicable charges |
Rate of interest (floating) | 8% to 14% per annum |
Processing fees | Up to 3.54% of the loan amount (inclusive of applicable taxes) |
Documentation charges |
Up to Rs. 2,360 (inclusive of applicable taxes) |
Flexi fee | Term Loan: Not applicable |
Flexi variant: Not applicable | |
Pre-payment charges | Full pre-payment/Foreclosure |
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Part pre-payment | |
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Note: If all borrowers and co-borrowers are Individual, loan availed on floating interest rates, and loan taken for purpose other than business use, then there will be no foreclosure/part-payment charges. | |
Annual maintenance charges | Term Loan: Not applicable |
Flexi Term Loan (Flexi Dropline): Not applicable | |
Flexi Hybrid Loan: Not applicable | |
Bounce charges | In case of default of repayment instrument Rs. 1,500 per bounce will be levied. |
Penal interest | Penal interest is applicable in the following scenarios: |
a. Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the date of default until the receipt of monthly instalment. | |
b. Default of other condition(s): In case of breach of terms of this agreement and/or sanction letter terms, including but not limited to non-submission of requisite documents to BFL, it shall attract penal interest at the rate of 1% per annum on the loan amount till the date rectification of such default to the satisfaction of BFL. The effective date of levying of penal interest shall commence from the date of committing the default, unless otherwise communicated to the borrower(s) in writing before the penal interest is levied. | |
Stamp duty (as per respective state) | Payable as per state laws |
Mandate rejection charges | Rs. 450/- per month from the first month of due date for mandate rejected by customer’s bank until the new mandate is registered. |
Broken Period Interest/ Pre-EMI Interest | Broken Period Interest/Pre EMI-Interest' shall mean the amount of interest on loan for the number of day(s) which is(are): |
Scenario 1 - Over and above the period of 30 (thirty) days from the date of disbursement of the loan: | |
Method of recovery of Broken Period Interest/Pre-EMI Interest: | |
For Term Loan: Deduct from disbursement | |
For QDP process & disbursement mode is cheque: Added to first instalment amount | |
For Flexi Term Loan: Added to first instalment amount | |
For Hybrid Flexi Loan: Added to first instalment amount | |
Scenario 2 - Less than period of 30 (thirty) days from the date of disbursement of the loan, Interest on first instalment will be charged for actual number of days: | |
Mortgage origination fees | Up to Rs. 6,000 (inclusive of applicable taxes) per property |
Property insight (if availed) | Rs. 6,999 (inclusive of applicable taxes) |
Fees and charges for Bajaj Pay FASTag
The following are the fees and charges applicable on the Bajaj Pay FASTag:
Bajaj Pay FASTag – Fees and charges |
|
Service |
Charges (Rs.) |
Issuance fee |
Up to Rs. 100 |