Bajaj Finserv Fees and Charges

Bajaj Finserv offers attractive interest rates on personal loans up to Rs. 35 lakh to help you meet a range of financial requirements. Get collateral-free loans with minimum documentation, flexible tenor and disbursal within 24 hours* of approval.

With Bajaj Finserv Personal Loan, you do not have to worry about any hidden fees or charges.

Here are more details on the personal loan interest rates and charges:

Types of fees	Charges applicable
Personal loan interest rates	11% onwards
Processing fees	Up to 3.93% of the loan amount (Inclusive of applicable taxes)
Flexi Fee	Term Loan – Not applicable Flexi variant (as applicable below) Rs. 1,999 (Inclusive of applicable taxes) for loan amount up to Rs. 199,999/- Rs. 3,999 (Inclusive of applicable taxes) for loan amount >=2 Lacs & < 4 Lacs Rs. 5,999 (Inclusive of applicable taxes) foe the loan amount is >=4 Lacs & < 6 Lacs Rs. 6,999 (Inclusive of applicable taxes) for the loan amount is >= 6 Lacs & < 10 Lacs Rs. 7,999 (Inclusive of applicable taxes) for the loan amount is >=10 Lacs Will be deducted upfront from loan amount
Bounce charges	Rs. 600 - Rs. 1,200 per bounce
Penal interest	Delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt.
Stamp duty	Payable as per state laws and deducted upfront from loan amount.

*Flexi fee is not applicable for PLCS & RPL
*Terms and conditions apply

Personal loan foreclosure charges

Loan variant	Charges
Term loan	4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi term loan (Flexi dropline)	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment.

*Foreclosure can be done after the deduction of 1^st EMI.

Personal loan part pre-payment charges

Borrower	Time period	Part pre-payment charges
All borrowers	More than one month from the date of disbursal	4.72% (Inclusive of applicable taxes)

*Part pre-payment made should be more than one EMI

*These charges not applicable for flexi loan facility.

Annual/ additional maintenance charges

Loan variant	Charges
Term loan	Not applicable
Flexi term loan (Flexi dropline)	0.295% (Inclusive of applicable taxes) on the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid loan	0.295% (Inclusive of applicable taxes) on the total withdrawable amount during initial tenor. 0.295% (Inclusive of applicable taxes) on total withdrawable amount during subsequent tenure.

*These charges will be levied annually.

Bajaj Finserv offers. the lowest rate of interest on business loan. Read more about our latest interest rate and fees and charges below.

Types of fees	Applicable charges
Rate of interest	9.75% - 30%
Processing fees	Up to 2.95% of the loan amount (Inclusive of applicable taxes)
Flexi Fee	Term Loan - Not Applicable Flexi Hybrid (as applicable below) Rs. 5,999 (inclusive of applicable taxes) where the total loan amount (including VAS amount/ insurance premium/ upfront charges or additional fees and charges) is < Rs. 10 lakh Rs. 7,999 (inclusive of applicable taxes) where the total loan amount (including VAS amount/ insurance premium/ upfront charges or additional fees and charges) is >/= Rs. 10 lakh and < Rs. 15 lakh Rs. 12,999 (inclusive of applicable taxes) where the total loan amount (including VAS amount/ insurance premium/ upfront charges or additional fees and charges) is >/= Rs. 15 lakh and < Rs. 25 lakh Rs. 15,999 (inclusive of applicable taxes) where the total loan amount (including VAS amount/ insurance premium/ upfront charges or additional fees and charges) is >/= Rs. 25 lakh Business Loan Dropline Flexi charges: Rs. 999 (inclusive of applicable taxes) These charges will be deducted upfront from the loan amount.
Bounce charges	Rs. 1,500
Penal interest (applicable in case of non-payment of monthly instalment on/ before the due-date)	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Document processing charges	Rs. 2,360 (Inclusive of all taxes)
Stamp duty	At actuals (as per State)
Mandate rejection charges	Rs. 450 (Inclusive of applicable taxes) will be applicable if the new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the customer’s bank by any reason whatsoever.

Annual/ additional maintenance charges

Loan variant	Charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	0.295% (Inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid loan	1.18% (Inclusive of applicable taxes) of the total withdrawable amount during initial tenor. 0.295% (Inclusive of applicable taxes) of the total withdrawable amount during subsequent tenor.

Note: Annual/ additional maintenance charge is deducted every year for the complete tenor of the loan.

Foreclosure charges

Loan variant	Charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	4.72% (Inclusive of applicable taxes) on the outstanding loan amount payable by the borrower on the date of such full pre-payment
Flexi term loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full Pre-Payment.
Flexi Hybrid loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full Pre-Payment.

Part-prepayment charges

Borrower type	Time period	Part-prepayment charges
Not applicable if the borrower is an Individual and the loan is availed on floating interest rate and not applicable for Flexi term loan/ Hybrid flexi variant	More than one month from date of loan disbursal.	4.72% (Inclusive of applicable taxes) on part-payment amount paid.

The below table lists the gold loan interest rate and charges applicable when you apply for a Bajaj Finserv Gold Loan

Types of fee	Applicable charges
Interest rate	9.50% p.a. to 28% p.a.
Processing fees	Rs. 99 (Inclusive of applicable taxes)
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount
Cash handling charges	Rs. 50 (Inclusive of applicable taxes) applicable only for cash mode of disbursement
Penal interest	3% p.a. on outstanding balance The penal interest margin/ rate will be over and above the interest rate slab. This shall be applicable/ chargeable in case of default in repayment of the outstanding dues.
Part-prepayment charges	NIL
Foreclosure charges	Minimum 7 days’ interest Foreclosure charges are zero. However, if you close the loan within 7 days of booking, you have to pay minimum 7 days’ interest.
Auction charges	Charge for physical notice – Rs. 40 (Inclusive of applicable taxes) per notice Recovery charges – Rs. 500 (Inclusive of applicable taxes) Advertisement fee – Rs. 200 (Inclusive of applicable taxes)

*Minimum period for charging interest (Irrespective of date of repayment) (In days) 7 days

The following charges are applicable on loan against securities:

Types of fees	Charges applicable
Interest rate	15% p.a.
Processing fees	Rs. 1,000 + applicable taxes
Interest and principal statement charges	NIL
Foreclosure charges	NIL
Pre-payment charges	NIL
Bounce charges	Rs. 1,200 per bounce (inclusive of applicable taxes) per bounce (Inclusive of applicable taxes)
Penal interest	2% per month per month

*Applicable only for online application for a Loan Against Securities.

The following charges are applicable on used car finance:

Types of fees	Charges applicable
Processing fee	Up to 2.95% plus applicable taxes
Stamp duty	At actuals (as per State)
Documentation charges	₹ 2,360 (inclusive of applicable taxes) (recently updated)
Loan re-booking	Rs. 1,000 (Inclusive of applicable taxes)
Loan cancellation charges	Rs. 2,360 (Inclusive of applicable taxes)
Bounce charges	Rs. 1,500
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.5% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Legal, repossession and incidental charges	At actuals
NDC for interstate transfer	Rs. 1,180
NDC to convert from private to commercial	Rs. 3,450
Duplicate NDC	Rs. 500 (Inclusive of all taxes)
Statement of account/ repayment schedule/ foreclosure letter/ interest certificate/ list of documents	Download your e-statements/ letters/ certificates at no extra cost by logging into the customer portal – Experia. You can get a physical copy of your statements/ letters/ certificates/ List of documents from any of our branches at a charge of Rs. 50 (Inclusive of applicable taxes) per statement/ letter/ certificate.
Mandate rejection charges	Rs. 450 (Inclusive of applicable taxes) will be applicable if the new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the customer’s bank by any reason whatsoever.

Pre-payment Charges and Annual Maintenance Charges

Loan Variants	Full Pre-Payment (Foreclosure) Charges.(Foreclosure can be processed post clearance of 6th EMI)	Part Payment Charges	Annual Maintenance Charges
Term loan	4.72% (Inclusive of applicable taxes)	4.72% (Inclusive of applicable taxes)	Not applicable
Flexi Hybrid	4.72% (Inclusive of applicable taxes)	Not applicable	Initial tenor: (a) For 1st year of initial tenor: Nil (b) For 2nd year of initial tenor: 0.59% (Inclusive of applicable taxes) of total withdrawable amount, which will be charged at the beginning of the year. Subsequent tenor: 0.295% (Inclusive of applicable taxes) of total withdrawable amount, which will be charged at the beginning of the year.

Fees and charges of UCF Flexi conversion loan

The following charges are applicable on UCF Flexi conversion loan:

Types of fees	Charges applicable
Processing fee of conversion	Up to 4% plus applicable taxes
Stamp duty	At actuals (as per state)
Loan cancellation charges	Rs. 2,360 (inclusive of applicable taxes)
Bounce charges	Rs. 2,000 (Inclusive of applicable taxes)
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 2% per month on the Monthly Instalment/ EMI outstanding, from the date of default until the receipt of Monthly Instalment/ EMI.
Legal, repossession and incidental charges	At actuals
NDC for interstate transfer	Rs. 1,000 plus applicable taxes
NDC to convert from private to commercial	Rs. 3,000 plus applicable taxes
Full pre-payment (foreclosure) charges. (Foreclosure can be processed post clearance of 6th EMI)	4% of the total withdrawable amount plus applicable taxes as per the repayment schedule, during initial and subsequent tenor on the date of such full pre-payment
Part payment charges	Nil
Annual maintenance charges	Initial tenor: (a) For 1st year of initial tenor : Nil (b) For 2nd year of initial tenor: 1.25% (plus applicable taxes) of Total withdrawable amount, which will be charged at the beginning of year Subsequent tenor: 0.50% (plus applicable taxes) of total withdrawable amount, which will be charged at the beginning of year.
Duplicate NDC	Rs. 500 (inclusive of taxes)
Statement of account/ repayment schedule/ foreclosure letter/ interest certificate/ list of documents	Download your e-statements/ letters/ certificates at no extra cost by logging into the customer portal – Experia. You can get a physical copy of your statements/ letters/ certificates/ list of documents from any of our branches at a charge of Rs. 50 (inclusive of applicable taxes) per statement/ letter/ certificate.

Get a Bajaj Finserv Doctor Loan of up to Rs. 55 lakh and repay it easily over flexible tenures of up to 8 years.

The following fees and charges are applicable on a personal loan and business loan for doctors:

Types of fees	Charges applicable
Rate of interest	11% - 18% p.a.
Processing fee	Up to 2.95% of the loan amount (Inclusive of applicable taxes)Flexi Fee
Flexi Fee	Term Loan – Not applicable Flexi variant (as applicable below) Rs. 1,999 (Inclusive of applicable taxes) for loan amount up to Rs. 199,999/- Rs. 3,999 (Inclusive of applicable taxes) for loan amount >=2 Lacs & < 4 Lacs Rs. 5,999 (Inclusive of applicable taxes) foe the loan amount is >=4 Lacs & < 6 Lacs Rs. 6,999 (Inclusive of applicable taxes) for the loan amount is >= 6 Lacs & < 10 Lacs Rs. 7,999 (Inclusive of applicable taxes) for the loan amount is >=10 Lacs
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Document processing charges	Rs. 2,360 (Inclusive of applicable taxes)
Bounce charges	Up to Rs. 1,500
Stamp duty	At actuals (as per state)
Mandate rejection charges	Rs. 450 will be applicable if the new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the customer’s bank by any reason whatsoever.

Annual/ additional maintenance charges

Loan variant	Charges
Flexi term loan (Flexi Dropline)	0.295% (Inclusive of applicable taxes) of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid loan	0.59% (Inclusive of applicable taxes) of the Total Withdrawable Amount during Initial Tenure. 0.295% (Inclusive of applicable taxes) of Total Withdrawable Amount during Subsequent Tenure.

Foreclosure charges

Loan variant	Charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	4.72% (Inclusive of applicable taxes) on the outstanding loan amount payable by the borrower on the date of such full pre-payment
Flexi term loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.
Flexi Hybrid loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.

Part-prepayment charges

Borrower type	Time period	Part-prepayment charges
Not applicable if the borrower is an individual and the loan is availed on floating interest rate and not applicable for Flexi term loan/ Flexi Hybrid variant	More than one month from date of loan disbursal	4.72% (Inclusive of applicable taxes) on part-payment amount paid

Also Get a Bajaj Finserv CA Loan of up to Rs. 55 lakh with minimal documentation and flexible tenure to meet your financial requirements.

Types of fees	Applicable charges
Interest rate	11% to 18% p.a.
Processing fee	Up to 2.95% of the loan amount (Inclusive of applicable taxes)
Flexi Fee	Term Loan – Not applicable Flexi variant (as applicable below) Rs. 1,999 (Inclusive of applicable taxes) for loan amount up to Rs. 199,999/- Rs. 3,999 (Inclusive of applicable taxes) for loan amount >=2 Lacs & < 4 Lacs Rs. 5,999 (Inclusive of applicable taxes) foe the loan amount is >=4 Lacs & < 6 Lacs Rs. 6,999 (Inclusive of applicable taxes) for the loan amount is >= 6 Lacs & < 10 Lacs Rs. 7,999 (Inclusive of applicable taxes) for the loan amount is >=10 Lacs
Bounce charges	Up to Rs. 1,500
Penal interest (applicable in case of non-payment of monthly instalment on/ before the due date)	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Document processing charges	Rs. 2,360 (Inclusive of applicable taxes)
Stamp duty	At actuals (as per state)

Annual/ additional maintenance charges

Loan variant	Charges
Flexi Term Loan (Flexi Dropline)	0.295% (Inclusive of applicable taxes) of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid Loan	0.295% (Inclusive of applicable taxes) of the Total Withdrawable Amount during Initial Tenure. 0.295% (Inclusive of applicable taxes) of Total Withdrawable Amount during Subsequent Tenure.

Foreclosure charges

Loan variant	Charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	4.72% (Inclusive of applicable taxes) on the outstanding loan amount payable by the borrower on the date of such full pre-payment
Flexi term loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.
Flexi Hybrid loan	4.72% (Inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.

Part-prepayment charges

Borrower type	Time period	Part-prepayment charges
Not applicable if the borrower is an Individual and the loan is availed on floating interest rate and not applicable for Flexi term loan/ Flexi Hybrid variant	More than one month from date of loan disbursal.	4.72% (Inclusive of applicable taxes) on part-payment amount paid.

The following are the charges applicable on the Platinum Choice SuperCard:

Type of fee	Charges applicable
Joining fee	Rs. 499 + GST
Annual fee	Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000)
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the Platinum Choice SuperCard – First-Year-Free:

Type of fee	Charges applicable
Joining fee	NIL
Annual fee	Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000)
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the Platinum Plus SuperCard:

Type of fee	Charges applicable
Joining fee	Rs. 999 + GST
Annual fee	Rs. 999 + GST (fee waiver on annual spends of Rs. 75,000)
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the Platinum Plus SuperCard – First-Year-Free:

Type of fee	Charges applicable
Joining fee	NIL
Annual fee	Rs. 999 + GST (fee waiver on annual spends of Rs. 75,000)
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the World Prime SuperCard:

Type of fee	Charges applicable
Joining fee	Rs. 2,999 + GST
Annual fee	Rs. 2,999 + GST
Renewal fee	Rs. 2,999 + GST
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the World Plus SuperCard:

Type of fee	Charges applicable
Joining fee	Rs. 4,999 + GST
Annual fee	Rs. 4,999 + GST
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

The following are the charges applicable on the Doctor’s SuperCard:

Type of fee	Charges applicable
Joining fee	Rs. 999 + GST
Annual fee	Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000)
Add-on card fees	NIL
Foreign currency transaction**	3.50% + GST
Cash payment at branches	Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets	IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^	1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees	A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1^st June2019. T&C apply
Cash advance transaction fee	2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit	Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue interest on secured credit cards	3.33% per month or 40% per annum
Overdue penalty/late payment	15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty	Rs. 600 + GST
Finance charges (retail purchases and cash)	APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Call-a-draft fee	2.50% + GST (minimum Rs. 300 + GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement)	NIL
Duplicate statement fee	NIL
Charge slip retrieval/copy fee	Rs. 100 + GST
Outstation cheque fee	Rs. 100 + GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds	Rs. 500 + GST
Personal indemnity insurance* + annual fee	Rs. 4,999 + GST
Merchant EMI transaction	Rs. 199 + GST

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

*Personal indemnity insurance cover is provided free of cost for the first year to all customers. Charges will be levied only post customer consent in the second year if Rs. 3.5 lakh spends criteria is not met in the first year.

*Late payment charges

Outstanding amount (Rs.)	Late payment fee (Rs.)
Less than 100	0
100 - 499	100
500 - 4,999	500
5,000 - 9,999	750
10,000 - 24,999	900
25,000 - 49,999	1,000
50,000 and above	1,300

To know more about terms & conditions for availing loan through EMI Card, click here

EMI NETWORK CARD
EMI Network Card fee	Rs. 530/- (Inclusive of applicable taxes)
Add-on Card Fee	Rs. 199/- (Inclusive of applicable taxes)
Convenience Fee	Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Loan Enhancement Fees	Rs. 99/- + (Applicable taxes) will be added in the 01st EMI
Mandate Registration Charges	Rs. 118 (inclusive of applicable taxes) will be applicable for the below banks: •Bank of Maharashtra •Development Credit Bank Limited •IDFC Bank •Karnataka Bank Limited •Punjab & Sind Bank •Rajkot Nagarik Sahakari Bank Limited •Tamilnad Mercantile Bank Limited •UCO Bank •Indian Overseas Bank •United Bank of India
Bounce charges	Rs. 450/- (Inclusive of applicable taxes)
Mandate Rejection Charges	Rs. 450/- inclusive of applicable taxes. Will be applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Penal interest	Any delay in payment of Monthly Instalment/ EMI shall attract penal interest at the rate of 4% per month on the Monthly Instalment/ EMI outstanding, from the date of default until the receipt of Monthly Instalment/ EMI.
Annual Fee	Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card. For example, If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.

Add-on card fee
An EMI Network Card is offered to the family members of the existing primary EMI Network Card holder. The limit will be shared with the primary EMI Network Card holder.

Annual fee
Annual/ renewal fee will only be charged to the EMI Network Card holders. who have not availed any loan using the EMI Network Card in the preceding year. The preceding year will be 12 months calculated from last year’s validity month, which is printed on the face of your EMI Network Card. For example, if you were issued the EMI Network Card on August 2014 (referred to as ‘Valid From’) and no transaction between August 2015 and August 2016; the payment of fee will be in September 2016.

Convenience fee
Convenience fee is charged for the ease of conversion of purchases in to easy EMIs at the point of sale through his EMI Network Card. These are not surcharge.

ECS return fee
A penalty is levied if your EMI payment fails due to insufficient funds or other bank rejection reasons.

Joining fee
Joining fee also known as participation or membership fee. This fee is charged once only.

Penal interest
These are charges for your delinquency in paying due amount on time is known as Penal interest.

Processing fees varies from products, schemes and dealers purchased on the EMI Network categories.

Type of fees*	Minimum	Maximum
Processing fees	Nil	Rs. 1,078
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 4% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Bounce charges	Rs. 450 (inclusive of taxes)
Document/ statement charges statement of account/ repayment schedule/ foreclosure letter/ no dues certificate/ interest certificate/ list of documents	Download your e-statements/ letters/ certificates at no extra cost by logging into the customer portal – Experia. You can get a physical copy of your statements/ letters/ certificates/ list of documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.
CIBIL TransUnion report fees	Rs. 36 - Rs. 46 (inclusive of applicable taxes)

*Fees amount subject to change.

EMI Network categories are as below:

Appliances, electronics, lifecare treatments, home, kitchen and furniture, sports, fitness and travel

Mandate registration charge of Rs. 118 (inclusive applicable taxes) will be applicable for below banks -

Bank of Maharashtra
Development Credit Bank Ltd.
IDFC Bank
Karnataka Bank Ltd.
Punjab and Sind Bank
Rajkot Nagarik Sahakari Bank Ltd.
Tamil Nadu Mercantile Bank Ltd.
UCO Bank
Indian Overseas Bank
United Bank Of India

The following charges are applicable on Health EMI Network Card:

Types of fees	Charges applicable
Health EMI Card Network Card fee - Gold	Rs. 707 (inclusive of applicable taxes)
Health EMI Card Network Card fee - Platinum	Rs. 999 (inclusive of applicable taxes)
Mandate registration charges	Rs. 118 (inclusive of applicable taxes) will be applicable for the below banks: Bank of Maharashtra Development Credit Bank Limited IDFC Bank Karnataka Bank Limited Punjab & Sind Bank Rajkot Nagarik Sahakari Bank Limited Tamilnad Mercantile Bank Limited UCO Bank Indian Overseas Bank United Bank of India
NACH/ Cheque bounce charges	Rs. 450 (inclusive of applicable taxes)
Mandate rejection charges	Rs. 450 (inclusive of applicable taxes) applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by the customer's bank for any reason whatsoever
Document/ statement charges/ statement of account/ repayment schedule/ foreclosure letter/ no due certificate/ interest certificate/ list of documents	Download your e-statements/ letters/ certificates at no extra cost by logging into the customer portal. You can get a physical copy of your statements/ letters/ certificates/ list of documents from any of our branches at a charge of Rs. 50 (inclusive of applicable taxes) per statement/ letter/ certificate.
Penal interest charges	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 4% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Annual fee	Rs. 117 (inclusive of applicable taxes) Annual fee will only be charged to the Health EMI Network Card holders who have not availed of any loan using the Health EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year's validity month, which is printed on the face of your Health EMI Network Card. For example, if the Health EMI Network Card is issued in the month of February 2019 (referred to as "Member since", on Health EMI Network Card) the date of payment of the annual fee will be March 2020.

Note: Additional cess will be applicable on all charges in accordance with the state specific laws.

The following charges are applicable on Insta EMI Card:

INSTA EMI CARD
EMI Network card Fee	Rs. 530/- (Inclusive of applicable taxes)
Add-on Card Fee	Rs. 199/- (Inclusive of applicable taxes)
Convenience Fee	Rs. 99/- plus (Applicable taxes) will be added in the 01st EMI
Loan Enhancement Fees	Rs. 99/- plus (Applicable taxes) will be added in the 01st EMI
Mandate Registration Charges	Rs. 118/- (Inclusive of applicable taxes)
NACH/ Cheque Bounce Charges	Rs. 450/- (Inclusive of applicable taxes)
Mandate Rejection Charges	Rs. 450/- inclusive of applicable taxes. Will be applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.
Penal interest	Any delay in payment of Monthly Instalment/ EMI shall attract penal interest at the rate of 4% per month on the Monthly Instalment/ EMI outstanding, from the date of default until the receipt of Monthly Instalment/ EMI.
Annual Fee	Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your EMI Network Card. For example, If the EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the EMI Network Card) the date for payment of the annual fee will be March 2020.

The following charges are applicable on Bajaj Pay Wallet:

Bajaj Pay Wallet – Fees and Charges
Service	Charges (Rs.)
Account opening	Rs. 0
Load money	Charges (Rs.)
Through credit card	Up to 2% per transaction (inclusive of applicable taxes)
Through debit card	Up to 2% per transaction (inclusive of applicable taxes)
Through UPI	Up to 2% per transaction (inclusive of applicable taxes)
Through Net Banking	Up to 2% per transaction (inclusive of applicable taxes)
*Charges basis agreement with the merchant and aggregator, based on selected payment instrument and subject to revision time to time
Payment	Charges (Rs.)
Payment at merchant	Rs. 0
Payment to utility bill/ recharges/ DTH	Up to 2% per transaction (Inclusive of applicable taxes)
*Charges basis agreement with the merchant and aggregator, based on selected payment instrument and subject to revision time to time
Transfer	Charges (Rs.)
Bajaj Pay Wallet to wallet	Rs. 0
Bajaj Pay Wallet (full KYC only) to bank	Up to 5% per transaction (inclusive of applicable taxes)
*For failed transactions, total amount including charges except taxes are reversed.
*Additional cess will be applicable on all charges in accordance with the state specific laws.

The following fees and charges are applicable on a loan against property for professionals:

Types of fees	Charges applicable
Rate of interest	12.5 % p.a. onwards
Processing fee	Up to 2% of the loan amount (Plus Applicable Taxes)
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 2% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Bounce charges	Rs. 2,000 inclusive of applicable taxes
Document processing charges	Rs. 2,360 (Inclusive of applicable taxes)
Property insight	Rs. 6,999 inclusive of applicable taxes
Stamp duty	At actuals (as per state)
Mortgage origination fees	Rs. 6,000 (Inclusive of applicable taxes)
Mandate rejection charges	Rs. 450 (Inclusive of applicable taxes) will be applicable if the new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the customer’s bank by any reason whatsoever.

Annual/ additional maintenance charges –

Details	Charges
Flexi Term loan	0.25% plus applicable taxes of total withdrawable amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid loan	0.5% plus applicable taxes of the total withdrawable amount during the initial tenor. 0.25% plus applicable taxes of the total withdrawable amount during subsequent tenor.

Full pre-payment (foreclosure) charges

Loan variant	Applicable charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	4% plus applicable taxes on the outstanding loan amount payable by the borrower on the date of such full pre-payment.
Flexi term loan	4% plus applicable taxes of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.
Flexi Hybrid loan	4% plus applicable taxes of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment

Part-prepayment charges

Borrower type	Time period	Part-prepayment charges
Not applicable if the borrower is an Individual and the loan is availed on floating interest rate and not applicable for Flexi term loan/ Flexi Hybrid variant	More than one month from date of loan disbursal.	2% plus applicable taxes on part-payment amount paid.

The following charges are applicable on loan against property for business loan:

Types of fees	Applicable charges
Rate of interest	13% – 16% per annum
Processing fees	Up to 2% of the loan amount (Plus Applicable Taxes)
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.
Bounce charges	Rs. 1,500 inclusive of applicable taxes
Document processing charges	Rs. 2,360 plus applicable taxes
Property insight	Rs. 6,999 inclusive of applicable taxes
Stamp duty	At actuals (as per state)

Annual/ additional maintenance charges

Loan variant	Charges
Flexi term loan	0.295% plus applicable taxes of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid loan	0.59% plus applicable taxes of the total withdrawable amount during initial tenor. 0.25% plus applicable taxes of the total withdrawable amount during subsequent tenor.

Full pre-payment (foreclosure) charges

Loan variant	Applicable charges
Loan (term loan/ advance EMI/ step-up structured monthly instalment/ step-down structured monthly instalment)	4.72% plus applicable taxes on the outstanding loan amount payable by the borrower on the date of such full pre-payment.
Flexi term loan	4.72% plus applicable taxes of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment.
Flexi Hybrid loan	4% plus applicable taxes of the total withdrawable amount as per the repayment schedule, on the date of such full pre-payment

Part pre-payment charges

Borrower type	Time period	Part-prepayment charges
Not applicable if the borrower is an Individual and the loan is availed on floating interest rate and not applicable for Flexi term loan/ Flexi Hybrid variant	More than one month from date of loan disbursal.	2% plus applicable taxes on part-payment amount paid.

Types of fees	Charges applicable
Rate of interest	Starting 0% to 14% per annum
Processing fees	Up to 2.95% of the loan amount (Inclusive of applicable taxes)
Stamp duty/ legal, repossession and incidental charges	The actual stamp duty payable and the actual legal and incidental charges under applicable law
Bounce charges	Rs. 1,500 per bounce
Legal, repossession and incidental charges	At actuals
Penal interest	Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 3.50% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.

Prepayment charges and annual maintenance charges

Part pre-payment charges	Nil
Full Pre-payment (Foreclosure) Charges	Nil
For Flexi Hybrid loan AMC charges	Not applicable

Mandate rejection service charge*: Rs. 450 (inclusive of applicable taxes)

*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by customer’s bank for any reasons whatsoever.

Applicable for all products.

‌

Fees and charges of all products

Fees and charges of personal loan

Personal loan foreclosure charges

Personal loan part pre-payment charges

Annual/ additional maintenance charges

Fees and charges of business loan

Annual/ additional maintenance charges

Foreclosure charges

Part-prepayment charges

Fees and charges of gold loan

Fees and charges of loan against securities

Fees and charges of used car finance

Pre-payment Charges and Annual Maintenance Charges

Fees and charges of UCF Flexi conversion loan

Fees and charges of loan for doctors

Annual/ additional maintenance charges

Foreclosure charges

Part-prepayment charges

Fees and charges of chartered accountant loan

Annual/ additional maintenance charges

Foreclosure charges

Part-prepayment charges

Fees and charges of Platinum Choice SuperCard

Fees and charges of Platinum Choice SuperCard – First-Year-Free

Fees and charges of Platinum Plus SuperCard

Fees and charges of Platinum Plus SuperCard – First-Year-Free

Fees and charges of World Prime SuperCard

Fees and charges of World Plus SuperCard

Fees and charges of Doctor’s SuperCard

Fees and charges of EMI Network Card

Fees and charges of EMI Network

EMI Network categories are as below:

Fees and charges of Health EMI Network Card

Fees and charges of Insta EMI Card

Fees and charges for Bajaj Pay Wallet

Fees and charges of professional loan against property

Full pre-payment (foreclosure) charges

Part-prepayment charges

Fees and charges of business loan against property

Annual/ additional maintenance charges

Full pre-payment (foreclosure) charges

Part pre-payment charges

Fees and charges of healthcare/ medical equipment finance

Prepayment charges and annual maintenance charges

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