Frequently asked questions
No, using the Credit Score Simulator will not affect your credit score. This tool should be used to explore the potential impact of different financial decisions. The estimated score generated is only for representation purposes to help you understand the impact of your credit behaviour. The tool does not guarantee that your score will be the same in a real situation.
Yes, the score generated by the Credit Score Simulator is accurate as it reflects the potential impact on your credit score based on your financial decision. It may not necessarily reflect the same in real-life scenario. The tool allows you to choose from only a few credit-related scenarios.
Your credit score plays a critical part in the loan application process. Understanding how various credit behaviours are likely to impact your credit score using the Credit Score Simulator tool can help you make informed credit decisions.
When you apply for our Credit Pass, you get access to the Credit Score Simulator. Once you have an active subscription, you can access the tool in your Credit Pass account whenever you want. The calculator only predicts how your score could get affected if you carry out a particular action, it has no direct impact on your score.
To register for Credit Pass at Rs. 59, click here.
If you already have a Credit Pass, click here to log in and check score.