Features of a two-wheeler loan

Get a two-wheeler loan and pay in affordable EMIs.

  • Up to 100% funding of the on-road price

    Up to 100% funding of the on-road price

    We provide up to 100% funding* of the on-road price of your dream vehicle

  • Get up to %$$tw-repayment-tenor1$$% to repay your loan

    Get up to 5 years to repay your loan

    Choose a flexible repayment tenure ranging from 12 months to 60 months

  • No minimum credit score is required

    No minimum credit score is required

    We have not specified a minimum credit score to qualify for this loan

  • No guarantors are required

    No guarantors are required

    We do not ask for a guarantor if you meet the eligibility requirements

Two-wheeler loan eligibility criteria

  • Nationality



  • Age


    18 years to 65 years for all employment type except Salaried. For Salaried 60 years at loan application
  • Customer profile

    Customer profile

    Salaried individuals, Self-employed individuals, Pensioners, Students, Homemakers

  • Documents required

    Documents required

    (1) 3-month bank statements. For salaried customers, banking should reflect Salary credits.
    (2) Latest month salary slips for SAL & ITR as per norms mentioned in policy.
    (3) Residence and Employment Stability proof / Business Proof

  • CIBIL score

    CIBIL score

    No minimum requirement*

How to apply for a two-wheeler loan online?

With Bajaj Finserv, applying for a two-wheeler loan is hassle-free

  1. 1 Click on 'Book Now' to open the online loan form
  2. 2 Enter your name, 10-digit mobile number and OTP along with other details
  3. 3 Once you have verified your number with an OTP, you will receive a call from one of our representatives to guide you on the next steps

The documents required for the loan that will help you while filling out the form:

  • KYC documents: Aadhaar Card , Pan Card and Voter’s ID
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Frequently asked questions

What is a two-wheeler loan?

A two-wheeler loan helps you buy a scooter or a motorcycle by offering a credit of up to Rs. 21 lakh and allows you to repay the credit in convenient EMIs.

What is the minimum credit score required to get a two-wheeler loan?

We do not require a minimum credit score but any score below 720 may lead to a lower loan amount approval.

What are the minimum and maximum tenures of a two-wheeler loan?

Bajaj Finserv offers flexible tenures ranging from 12 months to 60 months.

What is the process for applying for a two-wheeler loan?

You can apply for a two-wheeler loan in just a few easy steps:

  • Fill out the online form or reach out to the Bajaj Finserv representative at the store
  • After a quick eligibility check, get instant approval without any field investigations
  • Pick the amount and repayment tenure according to your choice
  • Purchase your new bike
What is the rate of interest on a two-wheeler loan?

The rate of interest would fall up to 35% per annum, depending on the applicant’s profile and the tenure chosen by the applicant.

What is the maximum repayment tenure of a two-wheeler loan?

The maximum tenure offered by Bajaj Finserv on a two-wheeler loan is 60 months (5 years).

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