Features and benefits of our two wheeler loan

Get a two wheeler loan and pay in affordable EMIs.

  • Up to 100% funding of the on-road price

    Up to 100% funding of the on-road price

    We provide up to 100% funding* of the on-road price of your dream vehicle

  • Get up to 6 years to repay your loan

    Get up to 6 years to repay your loan

    Choose a flexible repayment tenure ranging from 12 months to 72 months

  • No minimum credit score is required

    No minimum credit score is required

    We have not specified a minimum credit score to qualify for this loan

  • No guarantors are required

    No guarantors are required

    We do not ask for a guarantor if you meet the eligibility requirements

Two wheeler loan eligibility criteria

  • Nationality



  • Age


    18 years to 65 years for all employment type except Salaried. For Salaried 60 years at two wheeler loan application

  • Customer profile

    Customer profile

    Salaried individuals, Self-employed individuals, Pensioners, Students, Homemakers, and farmers.

  • Documents required

    Documents required

    (1) 3-month bank statements. For salaried customers, banking should reflect Salary credits.
    (2) Latest month salary slips for SAL & ITR as per norms mentioned in policy.
    (3) Residence and Employment Stability proof / Business Proof

  • CIBIL score

    CIBIL score

    No minimum requirement*

    *T&C apply

How to apply for a two wheeler loan online?

With Bajaj Finance, applying for a two-wheeler loan is hassle-free

  1. 1 Click on 'Book Now' and you will be redirected to the Bajaj Mall website.
  2. 2 Select the two-wheeler you plan to buy after reviewing the product specifications and checking the product availability at your PIN code.
  3. 3 Click on ‘Book Now’ to confirm your booking.
  4. 4 Our representatives will contact you to guide you on the next steps.

You will required a few documents for the loan.

  • KYC documents: Passport, Driving License, Voter’s Identity Card, Aadhaar, Job Card issued by NREGA duly signed by an officer of the State Government and letter issued by the National Population Register. Any additional documents required will be communicated at the time of loan application.
Read More Read Less

Frequently asked questions about two wheeler loan

What is a two-wheeler loan?

A two-wheeler loan helps you buy a scooter or a motorcycle by offering a credit of up to Rs. 21 lakh and allows you to repay the credit in convenient EMIs.

What is the minimum credit score required to get a two-wheeler loan?

We do not require a minimum credit score but any score below 720 may lead to a lower loan amount approval.

What are the minimum and maximum tenures of a two-wheeler loan?

Bajaj Finserv offers flexible tenures ranging from 12 months to 72 months.

What is the two wheeler application process?

You can apply for a two wheeler loan in just a few easy steps:

  • Click on ‘Book Now’ on this page to book your two-wheeler on EMI on Bajaj Mall or reach out to the Bajaj Finance representative at the store
  • After a simple eligibility check, get quick approval
  • Pick the amount and repayment tenure according to your choice
  • Purchase your new bike or scooter
What is the rate of interest on a two-wheeler loan?

The two wheeler interest rate is up to 35%, depending on the applicant’s profile and the tenure chosen by the applicant.

What is the maximum repayment tenure of a two-wheeler loan?

The maximum tenure offered by Bajaj Finance on a two-wheeler loan is 72 months (6 years). You can use a two wheeler calculator to estimate EMIs for varying repayment tenures.

Read More Read less