Eligibility criteria and documents required
Anyone can apply for our gold loan, as long as you meet the basic criteria mentioned here. You will be asked to submit a few basic documents to complete your application process.
Eligibility criteria
Nationality: Indian
Age: 21 to 70
Gold purity: 22 carat or higher
Documents required
Any one of the following:
- Aadhaar card
- Voter ID card
- Passport
- Driving license
PAN card is not required. However, if you apply for a gold loan above Rs. 5 lakh you will be asked to submit your PAN card.
More details
You can qualify for a gold loan easily, as long as you are within the eligible age range, and your gold jewellery is of at least 22 carats. You do not need to have a high CIBIL score to apply for this loan, as you are providing your gold assets as collateral.
You can only submit gold jewellery as security against this loan. We do not currently accept gold coins, bars, idols, utensils, or any other items as collateral.
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