Gold Loan eligibility and documents

Read on to know the criteria required to apply for our gold loan.

Eligibility criteria and documents required

Anyone can apply for our gold loan, as long as you meet the basic criteria mentioned here. You will be asked to submit a few basic documents to complete your application process.

Eligibility criteria

Nationality: Indian
Age: 21 to 70
Gold purity: 22 carat or higher

Documents required

Any one of the following:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving license

PAN card is not required. However, if you apply for a gold loan above Rs. 5 lakh you will be asked to submit your PAN card.

More details

You can qualify for a gold loan easily, as long as you are within the eligible age range, and your gold jewellery is of at least 22 carats. You do not need to have a high CIBIL score to apply for this loan, as you are providing your gold assets as collateral.

You can only submit gold jewellery as security against this loan. We do not currently accept gold coins, bars, idols, utensils, or any other items as collateral.

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How to apply for a Gold Loan

Step-by-step guide to applying for a gold loan

  1. Click on ‘APPLY’ on this page to open our online application form
  2. Enter your first and last name as it appears in your PAN
  3. Enter your 10-digit mobile number and select your city
  4. Click on ‘GET OTP’
  5. Enter OTP to verify your details
  6. You will be shown the address of the nearest branch in your city. You will also receive a call from our representative who will guide you to complete your gold loan application.