Apply for Gold Loan with Just Your KYC Documents

Apply for Gold Loan with Just Your KYC Documents

Easily secure an instant gold loan starting from Rs. 5,000 with just your KYC documents. Check your gold loan eligibility today to get started.

Rs. 5,000 - Rs. 2 crore

To find the nearest gold loan branch,

Enter phone and OTP | Check amount you can get | Apply for quick funds

Ease and reliability of getting a gold loan with simple KYC process

During times of financial need, a gold loan can be one of the quickest and most reliable ways to arrange funds. Since it is a secured loan backed by your gold jewellery, lenders usually offer better terms and low gold loan interest rates compared to unsecured options. This makes it a practical choice for anyone who needs money urgently without dealing with long approval procedures.


The best part about taking a gold loan is how simple the process has become. You only need to provide your KYC documents along with your gold jewellery, and the loan can be processed quickly, saving you both time and effort.
 

What is KYC?

KYC, or Know Your Customer, is a mandatory process that financial institutions follow to verify the identity and address of customers. It is an essential step to prevent fraud and ensure transparent transactions. Providing your KYC documents ensures that you are a genuine borrower seeking a loan for legitimate reasons.
 

To obtain a gold loan using your KYC documents, you need the following:
 

  • Identity proof: A government-issued ID card like Aadhaar Card, passport, driver's licence, NREGA job card, or a letter from national population registration.
  • Address proof: A utility bill, Aadhaar Card, passport, driver's licence, NREGA job card, letter from national population registration, or any government document that displays your current address can serve as your address proof.

PAN card is not a basic requirement. However, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card. 


Quick tip: Check your gold loan eligibility in minutes and discover how much you can borrow with just your KYC documents and gold jewellery.
 

Benefits of Bajaj Finserv Gold Loan

Here are a few benefits of taking a gold loan from Bajaj Finance:
 

  • Minimal documentation: Unlike other types of loans, gold loans with KYC documents involve minimal paperwork, making the process faster and more convenient.
  • Quick processing: Bajaj Finance ensures quick processing of gold loans with KYC documents, allowing you to access funds swiftly. With Bajaj Finance, you can get a gold loan in as little as 15 minutes*.
  • No credit check: Gold loans are secured loans, meaning your credit history does not significantly impact your eligibility. As your loan is secured against your 18-22 karat gold jewellery, your CIBIL Score, and credit history are not a hindrance in the loan application process.
  • Multiple repayment options: Gold loans offer gold loan flexible repayment plans, giving you the freedom to choose a tenure that suits your financial situation. With Bajaj Finance, you can choose to repay your interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Retain ownership: When you repay the loan and interest, your gold jewellery is returned to you. You retain ownership throughout the gold loan tenure.
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How to get a gold loan from Bajaj Finance?

To apply for a Bajaj Finserv Gold Loan online, just follow these few simple steps.
 

  1. Visit the Bajaj Finserv Gold Loan webpage.
  2. Access the online application form.
  3. Enter your 10-digit mobile number and receive the OTP.
  4. Submit the OTP to verify the details.
  5. Select the state and city to find the nearest branch.
  6. Enter your complete name and date of birth as per the PAN.
  7. Schedule an appointment at the nearest branch.
     

Upon successful submission of the application, a representative from Bajaj Finance will promptly get in touch to provide guidance for the next steps. Bajaj Finance has an extensive network comprising over 1100 branches across India, ensuring efficient and seamless loan processing. This ensures that your loan journey remains hassle-free and convenient. Visit the Bajaj Finserv Gold Loan page to apply for a gold loan today. 


Pro tip: Have idle gold lying at home? Turn it into instant funds with a Bajaj Finserv Gold Loan today! Apply now

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.