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Bajaj Finserv Credit Pass
Monthly CIBIL Score checks | Personalised credit dashboard | Plans starting at Rs. 299
Select a subscription plan for Credit Pass
Explore subscription options to unlock your ideal credit monitoring plan.
| Standard Plan | Premium Plan |
| Price: Rs. 299, Duration: 6 months | Price: Rs. 499, Duration: 12 months |
| Monthly score checks | Monthly score checks |
| Regular credit score monitoring | Regular credit score monitoring |
| Credit Health Report | Credit Health Report |
| Personalised dashboard | Personalised dashboard |
| Customised view for managing credit at a glance | Customised view for managing credit at a glance |
| Score simulator (predictive tool) |
Features and benefits of our Credit Pass
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Features and benefits of Credit Pass
Watch this video to know more about the key features and benefits of our Credit Pass.
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Monthly score checks
Use your Credit Pass to check your updated CIBIL Score every month. Checking your score does not impact your credit score.
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Personalised dashboard
Get a summary of all your loans and credit cards in one place. Use our handy tips to improve your credit score.
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Credit Pass for Rs. 299, valid for 6 months
Get unlimited access to features like credit factors, Credit Health Report, account summary and more.
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Tools to manage your credit health
Use the Credit Score Simulator and the EMI Calculator to make informed decisions before applying for loans or credit cards.
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Credit factors
Track factors such as repayment history and credit utilisation that impact your credit health.
*Terms and conditions apply.
Still haven’t found what you are looking for? Click on any of the links on the top of this page
What is a CIBIL Score and what does it mean?
Your CIBIL Score serves as a measure of your creditworthiness, assessing your capacity to repay borrowed amounts. It ranges from 300 to 900. Aim for a high score as a higher score makes you a more reliable applicant when applying for loans or credit cards. Conversely, a low score suggests a history of not making timely payments. Work on improving your CIBIL Score as a low score makes you appear less responsible as a loan applicant.
| CIBIL Score range | What it means |
| Less than 650 | Poor - This represents the lowest CIBIL Score range. A score in this range indicates a history of delayed credit card bill payments or loan EMIs. Individuals in this range are at a high risk of becoming defaulters. |
| 650-699 | Average - This CIBIL Score range suggests struggles in meeting payment deadlines. While not as critical as the lower range, it still reflects a challenge in timely repayment. |
| 700-749 | Good - A CIBIL Score within this range indicates good credit behaviour, increasing the likelihood of credit card or loan approval. However, obtaining the most favourable interest rates might still be a challenge. |
| 750-849 | Great - CIBIL Scores above 750 are considered great, showcasing consistent and timely payment history. Individuals in this range are at the lowest risk of default. |
| 850-900 | Excellent - CIBIL Scores above 850 are considered excellent. A score in this range makes it easier to secure loans with lower interest rates. Lenders are more likely to approve loan applications from individuals with such high credit scores. |
How to check your CIBIL Score
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Frequently asked questions
India’s first Credit Pass by Bajaj Finserv is a subscription plan that allows you to check your credit health. You can check your credit score, get a personalised credit dashboard, and learn about the factors that affect your credit health.
You can also take necessary actions to improve your credit score
Read more about our Credit Pass
You have two subscription options. The Standard plan is priced at Rs. 299 and has a duration of 6 months. Alternatively, you can opt for the Premium plan, which costs Rs. 499 and provides a subscription period of 12 months.
You can sign up for the Bajaj Finserv Credit Pass online by completing a few simple steps:
- Click on “SEE YOUR CREDIT PASS” at the top of this page.
- Enter your mobile number and verify with an OTP
- Enter a few basic details like name, PAN card details etc.
- Select a subscription plan that suits you
- Pay for the plan to get your Credit Pass
You can now log in to your Credit Pass account. View your Credit Pass dashboard, check your credit score, and view your report.
With the Credit Pass you can check your credit score as many times as you want. There is no negative impact of this on your score.
Your CIBIL score is usually updated every 30-45 days basis inputs shared from all credit institutions like banks and Non-Banking Financial Institutions (NBFCs) to TransUnion CIBIL.
Yes, you can view your detailed credit report with our Credit Pass. Your credit report has a detailed summary about your credit score, factors affecting your score and tips to help you improve your credit health. To check your personalised credit report, sign up for our Credit Pass.
Your Credit Pass is valid for 12 months for a one-time fee of Rs. 499. You will have to renew your Credit Pass subscription at the end of the year to continue enjoying the services on offer.