Personal Loan eligibility and documents

Read on to know the criteria required to apply for our personal loan.

Eligibility criteria and documents required

Anyone can apply for our personal loan, as long as you meet five basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL score: 750 or higher.
  • Monthly salary: Starting Rs. 22,000, based on the city you live in.

Documents required

  • KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

*You should be 80 years or younger, at the end of the loan tenure.

More details

The city in which you live, and your salary are two of the most important eligibility criteria that you must meet to get a Bajaj Finserv Personal Loan.
We offer personal loans across more than 3,000 cities in India, with minimum salary requirement starting from Rs. 22,000. These requirements vary based on your city of residence.

Check the minimum salary requirements in your city here.

When you’re ready to apply, keep the required documents handy. You will need to upload these after filling your details in the online application form. After you have submitted your application, one of our representatives will contact you to collect the physical copies at your convenience.

*Terms and conditions apply.

Still haven’t found what you’re looking for? Click on any of the links at the top of this page.


Check your personal loan eligibility

Find out how much loan amount you can get.

Personal loan application process

Step-by-step guide to apply for a personal loan

  1. Click on ‘APPLY’ at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  6. Choose the repayment tenure – you can select tenure options of 6 months to 84 months and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.