Personal Loan

> >

Personal Loan Eligibility & Documents

Quick apply

Just takes 60 seconds to apply

Please enter your first and last name
Please enter 10 digit mobile number
Please enter your Birth date
Please enter your pin code
Please enter valid Office Email ID
Please select your employer name from list
Please enter valid Net Month Salary
Please enter valid PAN card number
Please enter your personal email id
Please enter your designation

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

Thank you

Personal Loan Eligibility Criteria

You can apply for a personal loan easily by fulfilling eligibility criteria and avail up to Rs. 25 lakh to fulfil a range of financial commitments. Since these loans are collateral-free, they need minimum eligibility criteria. You can also get the loan disbursal with 24 hours of approval.

When you apply for a Bajaj Finserv Personal Loan, you need to meet basic eligibility criteria like:

  •  

    You must be between 23 and 55 years of age.

  •  

    You must be a salaried individual employed with an MNC, public or private company.

  •  

    You must be a residing citizen of India.

You can avail a loan at attractive personal loan interest rates. The minimum salary required for personal loan is based on your city of residence. Hence, your minimum net salary per month should be as follows:

Rs. 30,000/Month

Ahmedabad, Kolkata

Rs. 28,000/Month

Jaipur, Chandigarh, Nagpur, Surat, Cochin

It is essential to study the personal loan eligibility criteria and terms & conditions properly to avoid any reason for rejection that could also adversely affect your CIBIL score. Avoid any errors by making use of the Personal Loan Eligibility Calculator to find out if you qualify for a loan.

Additionally, if you need to toggle the loan amount and tenor to find out the monthly EMI amount that you can afford, use the convenient Personal Loan EMI Calculator.

You can also opt for a Flexi Personal Loan that allows you to borrow when you need from a sanctioned loan amount and prepay whenever you can. This helps you pay up to 45% lower EMI.
 

Documents Required for Personal Loan

You will need the following documents* in order to apply for a Bajaj Finserv Personal Loan:

  • KYC documents

  • Employee ID card

  • Salary slips of the previous 2 months

  • Bank account statements of your salary account, for the previous 3 months

  • *Please note that the list is indicative. Additional documents may be needed during loan processing.

Personal Loan Requirements

People Also Considered

Personal Loan for Higher Education People Considered Image

Personal Loan for Higher Education

Avail a Personal Loan up to Rs. 25 lakh to fund your higher education

KNOW MORE
Personal Loan for Travel People Considered Image

Personal Loan for Travel

Avail a Personal Loan up to Rs. 25 lakh to fund your dream vacation

KNOW MORE
Personal Loan for Wedding People Considered Image

Personal Loan for Wedding

Avail a Personal Loan up to Rs. 25 lakh to fund your dream destination wedding

KNOW MORE
Personal Loan for Home Renovation People Considered Image

Personal Loan for Home Renovation

Avail a Personal Loan up to Rs. 25 lakh to fund your home renovation

KNOW MORE