Personal Loan

Personal Loan Eligibility & Documents

Documents Required for Personal Loan

You will need the following documents* in order to apply for a Bajaj Finserv Personal Loan:

  • KYC documents

  • Employee ID card

  • Salary slips of the previous 2 months

  • Bank account statements of your salary account, for the previous 3 months

*Please note that the list is indicative. Additional documents may be needed during loan processing.

Personal Loan Eligibility Criteria

You can apply for a personal loan easily by fulfilling eligibility criteria and avail up to Rs. 25 lakh to fulfil a range of financial commitments. Since these loans are collateral-free, they need minimum eligibility criteria. You can also get the loan disbursal with 24 hours of approval.

When you apply for a Bajaj Finserv Personal Loan, you need to meet basic eligibility criteria like:

  • You must be between 23 and 55 years of age.

  • You must be a salaried individual employed with an MNC, public or private company.

  • You must be a residing citizen of India.

You can avail a loan at attractive personal loan interest rates. The minimum salary required for personal loan is based on your city of residence. Hence, your minimum net salary per month should be as follows:

Rs. 30,000/Month

Ahmedabad, Kolkata

Rs. 28,000/Month

Jaipur, Chandigarh, Nagpur, Surat, Cochin

It is essential to study the personal loan eligibility criteria and terms & conditions properly to avoid any reason for rejection that could also adversely affect your CIBIL score. Avoid any errors by making use of the Personal Loan Eligibility Calculator to find out if you qualify for a loan.

Additionally, if you need to toggle the loan amount and tenor to find out the monthly EMI amount that you can afford, use the convenient Personal Loan EMI Calculator.

You can also opt for a Flexi Personal Loan that allows you to borrow when you need from a sanctioned loan amount and prepay whenever you can. This helps you pay up to 45% lower EMI.

Check Your Personal Loan EMI

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interest rate

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Disclaimer :

Calculator is an indicative tool to check personal loan eligibility and assist the user to calculate the loan amount that the user will be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To check eligibility for Personal Loan and know the actual eligibility amount, the user should share his complete and accurate details by clicking on the ‘apply now’ tab and provide additional information/ documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms and conditions apply.