Eligibility criteria and documents required
Anyone can get an Insta EMI Card as long as you meet the basic criteria mentioned below. If you meet the criteria, you will need a set of documents to complete your application process.
- Nationality: Indian
- Age: 21 years to 65 years
- Income: You must have a regular source of income
- Credit score: 720 or higher
- PAN Card
- Address proof
- Cancelled cheque
- Signed ECS mandate
Frequently asked questions
If you are unable to transact using the Insta EMI Card, your card might be blocked. You can check your card status on our customer portal My Account or the Bajaj Finserv app.
To check your card status:
- Sign-in to My Account
- Click on the Insta EMI Card under My Relation
- Check your card status and the reason why your card is blocked
In case your card is not blocked please check if you have completed your e-mandate. If not, you can complete it online through My Account or offline by visiting any of our EMI Network partner stores near you.
If you are facing an issue with your e-commerce transaction, please complete your KYC with your current residing address by making the first transaction at an EMI Network partner store.
From the second transaction onwards, you will be able to transact on online shopping sites.