Our portfolio of cards

Cover your shopping, travel, healthcare expenses, and more with our co-branded credit cards, EMI Network Card and Health EMI Network Card.

Our portfolio of cards
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Frequently asked questions

What are the benefits of owning a Bajaj Finserv RBL Bank Credit Card?

On purchase of any of the Bajaj Finserv RBL Bank Credit Cards, you can enjoy exclusive benefits like:
- Up to 12X points on all your online spends like utility payments, bills, recharges wallet loads, etc
- Movie offers on BookMyShow
- Bajaj Finserv Network Partner Store privileges such as:

  • Redeem rewards against the down payment of your no-cost EMI loan
  • Attractive discounts and no-cost EMI option on Bajaj Finserv Network

- Withdraw cash from any ATM across India at no interest for up to 50 days (Processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST
- Convert your spends into affordable EMIs

What is special about the Bajaj Finserv DBS bank Credit Card?

The Bajaj Finserv DBS Bank Credit Card takes care of your daily credit needs as well as your emergency cash needs.

You can convert your cash limit into a loan for up to 3 months in case of emergencies, withdraw cash without paying interest for up to 50 days with a minimal processing fee, make contactless payments worth up to Rs. 5000, and convert spends above Rs. 3,000 into easy EMIs, etc.

You can earn up to 20X accelerated rewards on your in-app spends, up to 5X points if your monthly spends cross the spend limit in that month, complimentary airport lounge access, up to 40% value back on online subscriptions like Amazon Prime, Hindustan Times, etc. and much more.

Learn more about the Bajaj Finserv DBS Bank Credit Card and benefit from the best offers and rewards.

What are the eligibility criteria for a Bajaj Finserv Co-Branded Bank Credit Card?
  1. Age: The credit card is only issued to individuals between the ages of 21 to 70 years (For both Bajaj Finserv DBS Bank Credit Cards and Bajaj Finserv RBL Bank Credit Cards).
  2. Creditworthiness: For RBL Bank, you must fulfil the bank's income and credit score criteria. For DBS bank, you must have a minimum CIBIL score of 720 with no record of payment defaults.
  3. Residential Address: You must have a residential address in a location serviceable by RBL or DBS bank.
What types of co-branded credit cards does Bajaj Finserv offer?

Bajaj Finance offers co-branded credit cards in collaboration with partners such as RBL Bank, and DBS Bank. The co-branded cards cater to different needs and lifestyles, ranging from benefits for shopping and travel to telecommunications and entertainment. These come with benefits like cashback, discounts, rewards points, and much more.

How can I apply for a Bajaj Finserv Insta EMI Card?

You can apply for the Bajaj Finserv Insta EMI Card online via the Bajaj Finserv App or the official Bajaj Finserv website. Alternatively, if you prefer, you could apply for it offline at a Bajaj Finserv partner store near you. Whichever route you choose, you will have to submit the necessary documents for verification, complete your e-mandate registration, and pay a one-time joining fee of Rs. 599 to have your card issued.

What is the interest rate applicable on Insta EMI Cards?

The Bajaj Finserv Insta EMI Card allows you to split the cost of your purchase into zero-interest No Cost EMIs over the course of your chosen tenure. This means, you only pay the price of your purchase without any additional charges, and that you get to choose a repayment term between 1 and 60 months to ensure it aligns with your monthly budget.

How can I manage my Bajaj Finserv DBS Bank and RBL Bank credit card accounts?

You can manage your co-branded credit card accounts by downloading the RBL MyCard App or the DBS Card+ App for your Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card, respectively.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application.