Secured Business Loan features

Read on to know why our secured business loan is the best option for you.

Features and benefits of our secured business loan

Features and benefits of our secured business loan 00:42

Features and benefits of our Secured Business Loan

Watch this video to know everything about the features of our secured business loan.

  • 3 unique variants

    3 unique variants

    We have 3 new unique variants – Term loan, Flexi Term Loan, Flexi Hybrid Loan. Choose the one that works for you best.

  • No part-prepayment fee on Flexi variants

    No part-prepayment fee on Flexi variants

    With Flexi variants, you can borrow as many times as you want to and part-prepay whenever you can. No extra charges.

  • Loan of up to

    Loan of up to Rs. 1.05 crore

    Get loans from Rs. 1 lakh to Rs. 1.05 crore through an end-to-end online application process to manage your small/ large expenses.

  • Convenient tenures of up to

    Convenient tenures of up to 15 years

    We offer extended repayment tenures of up to 180 months so that you can pay your loans comfortably.

  • Minimal documentation

    Minimal documentation

    You need to submit just a few basic documents to apply for our secured business loan.

  • Immediate processing

    Immediate processing

    In most cases, you will receive funds in your account within 48 hours* of approval and document verification.

  • No hidden charges

    No hidden charges

    All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.

    Know about our fees and charges

  • End-to-end online application process

    End-to-end online application process

    You can apply for our secured business loan from the comfort of wherever you are, at a time convenient for you.

  • Our secured business loans can help both salaried and self-employed individuals get the money they need. This loan comes with easy-to-meet eligibility requirements and minimal documentation.

    *Terms and conditions apply

    Still haven’t found what you’re looking for? Click on any of the links at the top of this page.

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Secured business loan application process

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Step-by-step guide to applying for a secured business loan

  1. Click on the ‘APPLY' button on this page.
  2. Enter your first name, last name, PIN code, 10-digit mobile number, and OTP.
  3. Fill in the application form with your details, such as your date of birth and employment type.
  4. Select the type of loan you want (loan against property, or loan against property balance transfer), enter the amount, and the PIN code of your property to be pledged. 
  5. Once you fill in all the details, click on ‘SUBMIT’ to finish your application.

Our representative will guide you on the next steps.

Frequently asked questions

Who can apply for a secured business loan?

A Bajaj Finserv Secured Business Loan can be taken out by various entities. These include partnership firms, private limited companies, salaried professionals, and self-employed people.

All applicants must meet the eligibility requirements and submit the necessary documentation for approval.

What is a Flexi Hybrid Loan?

Flexi Hybrid Loan is a unique variant of our secured business loan. Your loan tenure is divided into two parts – the initial tenure and the subsequent tenure.

During the initial tenure, your EMIs consist only of the applicable interest. Whereas during the subsequent tenure, your EMIs consist of both, the principal, and the interest components.

What is the maximum secured business loan amount that you can borrow?

You can apply for a secured business loan of up to Rs. 1.05 crore.

Why should you choose a Bajaj Finserv Secured Business Loan?

There are many features and benefits that come with our secured business loan, such as:

  1. Flexi facility
  2. Minimal documentation
  3. Money in bank in 48 hours of approval
  4. Flexible tenures
  5. No hidden charges

*Terms and conditions apply

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