Frequently asked questions

What kind of Insurance policies are available with Bajaj Finance?

Bajaj Finance Limited partnering with leading insurers in India offers a range of insurance policies that include health insurance, motor insurance, life insurance, savings and investments, travel insurance, home insurance, pocket insurance and pocket subscriptions.
To know more and avail of the various plans and its premiums/membership fees click here

Why should a person get insured?

An insurance policy gives you financial security to avail of the best-in-class facilities in time of emergency without worrying about the funds. Not only that, it ensures you maintain your health and life. For example, health insurance policies give you a benefit of free health checkups that help you track your health record. Many life insurance policies allow you to save and invest, benefiting you in the long run by helping you earn monthly incomes or secure your and your family's future.

What is the meaning of cashless claims?

Cashless claims are when insurers directly settle the bills with their network partners. For example, in health insurance, you can avail of the cashless claim facility at the insurer’s network hospital. The insurer will directly settle the hospital bill with the network hospital upon successfully verifying the details. Similarly, in motor insurance, you get your vehicle repaired at any of the insurer’s network garages to benefit from the cashless services.

What is an insurance claim?

Insurance claim is a formal process wherein a policyholder raises a request with the insurance company for coverage or compensation. There are two types of insurance claims; cashless and reimbursement. In a cashless claim, the insurer directly settles the amount with the network partner against the services taken. In reimbursement, the policyholder has to raise a request separately and share the relevant documents to get reimbursed for the expenses.

What is non-life insurance?

Non-life insurance are general insurance that include health insurance, motor insurance, travel insurance, and home insurance. These policies give your coverage against medical-related expenses and damages or losses caused to your asset or property.

What is Pocket Insurance?

Pocket Insurance plans are small-ticket insurance plans offered at a pocket-friendly price. Bajaj Finance offers 200+ Pocket Insurance plans at premiums starting from Rs. 19. These plans cover you against daily expenses.

Check the plans here

What’s covered under Pocket Insurance?

Bajaj Finance offers 200+ Pocket Insurance plans at premiums starting from Rs. 19. These small-ticket plans offer coverage against health, travel, accident, cyber protection and gadgets like mobile phones and laptops.

How many insurance partners are available with Bajaj Finance?

Bajaj Finance Limited has partnered with leading insurance companies in India. These include Aditya Birla Health Insurance, Bajaj Allianz General Insurance, ManipalCigna Health Insurance, Niva Bupa Health Insurance, Care Health Insurance Ltd., HDFC Life Insurance, Bajaj Allianz Life Insurance, ACKO General Insurance. We also partner with Assistance Service Providers like CPP Group India and Bajaj Finserv Health Limited to distribute their products. Along with these partners, Bajaj Finance provides 300+ insurance policies in different categories like health, life, motor, travel, home and Pocket Insurance and Subscriptions.
Check all the plans here

Show More Show Less


*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Visitors are hereby informed that their information submitted on the website may be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective value added service provider or Assistance company.