Frequently asked questions
Bajaj Finance Limited partnering with leading insurers in India offers a range of insurance policies that include health insurance, motor insurance, life insurance, savings and investments, travel insurance, home insurance, pocket insurance and pocket subscriptions.
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An insurance policy gives you financial security to avail of the best-in-class facilities in time of emergency without worrying about the funds. Not only that, it ensures you maintain your health and life. For example, health insurance policies give you a benefit of free health checkups that help you track your health record. Many life insurance policies allow you to save and invest, benefiting you in the long run by helping you earn monthly incomes or secure your and your family's future.
Cashless claims are when insurers directly settle the bills with their network partners. For example, in health insurance, you can avail of the cashless claim facility at the insurer’s network hospital. The insurer will directly settle the hospital bill with the network hospital upon successfully verifying the details. Similarly, in motor insurance, you get your vehicle repaired at any of the insurer’s network garages to benefit from the cashless services.
Insurance claim is a formal process wherein a policyholder raises a request with the insurance company for coverage or compensation. There are two types of insurance claims; cashless and reimbursement. In a cashless claim, the insurer directly settles the amount with the network partner against the services taken. In reimbursement, the policyholder has to raise a request separately and share the relevant documents to get reimbursed for the expenses.
Non-life insurance are general insurance that include health insurance, motor insurance, travel insurance, and home insurance. These policies give your coverage against medical-related expenses and damages or losses caused to your asset or property.
Pocket Insurance plans are small-ticket insurance plans offered at a pocket-friendly price. Bajaj Finance offers 200+ Pocket Insurance plans at premiums starting from Rs. 19. These plans cover you against daily expenses.
Check the plans here
Bajaj Finance offers 200+ Pocket Insurance plans at premiums starting from Rs. 19. These small-ticket plans offer coverage against health, travel, accident, cyber protection and gadgets like mobile phones and laptops.
Bajaj Finance Limited has partnered with leading insurance companies in India. These include Aditya Birla Health Insurance, Bajaj Allianz General Insurance, ManipalCigna Health Insurance, Niva Bupa Health Insurance, Care Health Insurance Ltd., HDFC Life Insurance, Bajaj Allianz Life Insurance, ACKO General Insurance. We also partner with Assistance Service Providers like CPP Group India and Bajaj Finserv Health Limited to distribute their products. Along with these partners, Bajaj Finance provides 300+ insurance policies in different categories like health, life, motor, travel, home and Pocket Insurance and Subscriptions.
Check all the plans here