Aditya Birla Group Activ Health Plan starting at Rs. 8,182*

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits of this policy

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Features and benefits of Aditya Birla Group Activ Health Insurance

Get acquainted with the full range of benefits of the plan.

  • Cashless treatment at 10,000+ hospitals

    Cashless treatment at 10,000+ hospitals

    Contact the insurer within 48 hours of emergency hospitalisation or three days before planned hospitalisation.
    Find the nearest hospital here

  • Chronic illness coverage

    Chronic illness coverage

    Covers the medical expenses for treating asthma, blood pressure, cholesterol, and diabetes. The plan covers all members enrolled in the policy.

  • Pre- and post-hospitalisation expenses coverage

    Pre- and post-hospitalisation expenses coverage

    Covers the treatment costs for illnesses or injuries from 30 days before and 90 days after hospitalisation. Know more about pre-hospitalisation expenses in health insurance.

  • Post-hospitalisation expenses coverage

    527 daycare treatment procedures covered

    Covers 527 daycare treatments that require hospitalisation for less than 24 hours.

  • Organ donor expenses coverage

    Organ donor expenses coverage

    Covers treatment costs of the organ donor for any organ transplant procedure.

  • Road ambulance coverage

    Road ambulance coverage

    Covers ambulance expenses of up to Rs. 2,500 for transporting the policyholder to the hospital. Avail the services from registered ambulance service provider.

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Eligibility criteria and documents required

Anyone can apply for Aditya Birla Group Activ Health Plan as long as you meet these basic criteria mentioned below. If you meet all the eligibility criteria, we will need some basic information to complete your application process for this health insurance plan.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age (adults): 18 years and above
  • Age (dependent children): 0-25 years

Documents required

Only basic information required while buying the policy:

  • Date of birth as per the PAN card
  • Valid 10-digit mobile number
  • Residential PIN code

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on ‘Get Quote’ to open our online application form.

  • Step 2

    Step 2

    Fill in the application form with some basic details of the insured/proposer. Fill in the name, gender, mobile number, date of birth, and residential PIN code.

  • Step 3

    Step 3

    Now click on ‘Get Quote’ to proceed.

  • Step 4

    Step 4

    From the list of policies shown, choose Aditya Birla Group Activ Health Plan by clicking on ‘Buy Now’.

  • Step 5

    Step 5

    Select the policy term and premium amount.

  • Step 6

    Step 6

    Enter your email ID and check if all personal details shown are correct. Click on ‘Next’ to proceed.

  • Step 7

    Step 7

    Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).

  • Step 8

    Step 8

    Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on ‘Next’ button to proceed.

  • Step 9

    Step 9

    Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.

  • Step 10

    Step 10

    Make the payment through net banking, UPI, debit, or credit card to buy the policy.

    After successful payment, your policy document will be available for you to download instantly. You will receive the policy document copy on your registered email ID within 5-7 working days.

    You will also receive an SMS confirmation immediately after processing the payment successfully.

    You can also access your policy details through the My Account section within 5-7 days after purchase.

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Policy details

Recently updated

Here’s a quick look at the policy details of the Aditya Birla Group Activ Health Plan:

  • With co-pay
  • Without co-pay
Policy details Description
Policy type Group (for customers of Bajaj Finance Ltd. only)
Starting premium (in Rs.) 8,182*
Sum insured (in Rs.) 10 lakh
Policy term Annual plan
Co-pay 10%, limited to a maximum of Rs. 10,000 on all claims
Number of members covered Six members (two adults + four children)
Policy details Description
Policy type Group (for customers of Bajaj Finance Ltd. only)
Starting premium (in Rs.) 8,781*
Sum insured (in Rs.) 10 lakh
Policy term Annual plan
Co-pay Not available
Number of members covered Six members (two adults + four children)

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Aditya Birla Group Activ Health Plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Chronic diseases Asthma, blood pressure, cholesterol, and diabetes are covered
Daycare procedures 527 daycare procedures covered
Pre-and post-hospitalisation Medical expenses incurred from 30 days before hospitalisation and up to 60 days after hospitalisation are covered
Emergency road ambulance cover Compensation of Rs. 2,500 for booking an emergency ambulance to carry the patient to the hospital
Key exclusions Description
Alternative care Ayurveda/homoeopathy hospitalisation benefit
Daily cash No daily cash benefit under this policy
Sum insured reinstatement Sum reinsured reinstatement not provided
Dental procedures Dental treatments and cosmetic surgeries
Fertility treatment Fertility, infertility, sterility, erectile dysfunction, impotence, or sterilisation
HIV/AIDS AIDS or similar conditions caused by variant/mutant viruses

How to raise a cashless claim

Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.

  • Contact the insurer

    Step 1 - Contact the insurer

    Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
    1. Toll-free: 1800-270-7000
    2. E-mail: care.healthinsurance@adityabirlacapital.com

  • Locate a network hospital near you

    Step 2 - Locate a network hospital near you

    You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.

  • Verify patient’s identity

    Step 3 - Verify patient’s identity

    Share the patient’s policy number or the Aditya Birla Health Card at the hospital reception. Also, provide valid identity proof (PAN, voter ID, passport).

  • Submit the pre-authorisation form

    Step 4 - Submit the pre-authorisation form

    Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.

  • Step 5 - Claim settlement

    Step 5 - Claim settlement

    The insurer will review and verify the documents and process the claim per the policy terms and conditions. Insurer will directly settle the bill with the hospital.

How to raise a reimbursement claim

To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.

  • Contact the insurer

    Step 1 - Contact the insurer

    Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
    1. Toll-free: 1800-270-7000
    2. E-mail: care.healthinsurance@adityabirlacapital.com

  • Settle all hospital bills

    Step 2 - Settle all hospital bills

    Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.

  • Step 3 - Submit necessary documents

    Step 3 - Submit necessary documents

    Submit reimbursement claim form, hospital discharge summary, bills, and prescriptions to the insurer. You need to submit the required documents at the nearest branch office.

  • Claim settlement

    Step 4 - Claim settlement

    The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.

Documents required for raising a claim request

Here is the list of documents that you need to raise a claim request with Aditya Birla Health Insurance.

  • Claim form (part A filled by policyholder and part B by the hospital)
  • Aditya Birla Health Card
  • Valid ID proof (PAN, voter ID, passport)
  • Original discharge summary
  • Original hospital bills and payment receipts
  • All doctor consultation papers
  • FIR copy or post-mortem report in case of an accident or death

Frequently asked questions

What is Aditya Birla Group Activ Health Plan?

Aditya Birla Group Activ Health Plan is a comprehensive health plan. This plan offers coverage against chronic illnesses like asthma, blood pressure, cholesterol, and diabetes. The plan covers all the members enrolled in the policy. You also get coverage for pre-and post-hospitalisation expenses, organ donor medical expenses, and road ambulance charges. You also have the option to choose either a single private room or a shared room during hospitalisation.

What are the eligibility criteria for Aditya Birla Group Activ Health?

The entry age for this policy is 18 years and above, and 0-25 years for dependent children. The candidate must also undergo a medical test as required by the insurer.

Is there a facility for cashless claim under Aditya Birla Group Activ Health Plan?

The cashless claim facility is available at 10,000+ network hospitals across India.
To avail cashless hospitalisation, contact the insurer within 48 hours of emergency hospitalisation. For planned hospitalisation, you need to contact the insurer three days before hospitalisation.

What are the documents required for raising a reimbursement claim request?

While raising the reimbursement claim request for this policy with Aditya Birla Health Insurance company, you need to share the following documents with the insurer:
1. All original investigation reports
2. Final hospital discharge summary, FIR, or post-mortem report if any
3. Hospital and pharmacy bills, along with the prescription, receipts
4. Cancelled cheque or NEFT details for payment
5. Original bills, receipts, and discharge report
6. Treating doctor's report and details like nature of operation performed

Is the premium paid for this policy exempt from income tax?

You get tax exemptions on premiums paid for the health insurance policy. You can avail the tax benefit under relevant sections of the Income Tax Act of 1961.

How do I contact Aditya Birla for policy-related queries?

You can contact Aditya Birla Health for any claim or policy-related queries in the following ways:
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com

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Disclaimer

*T&C Apply - Bajaj Finance Limited ('BFL') is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that. BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Aditya Birla Health Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Please consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.

Note - While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product's sales brochures before concluding their sale.

*Premium mentioned in communication is applicable for a healthy male aged 18 years and is inclusive of taxes.