Loan Against Property EMI Calculator

Calculate your EMIs and plan your loan effectively.

Loan Against Property EMI Calculator

A Loan Against Property EMI calculator is an online tool that computes monthly instalments, interest payable, and the total cost of loan. It also allows you to adjust the loan amount and tenure to arrive at an EMI value that suits your repayment capacity, enabling you to plan the repayment in advance and thereby, minimise the chances of defaulting.

Note: The principal and interest component of EMI change every month during the repayment tenure. Typically, in the initial phase of repayment, a major part of your EMI comprises interests and as the tenure progresses, the principal part increases.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

What is a (Loan Against Property) LAP EMI Calculator?

The Loan Against Property Calculator is a type of calculator that helps you calculate your monthly instalments for the repayment of your loan against property.

What is an EMI?

EMI, or equated monthly instalment, is the total amount payable every month until the loan has been fully repaid. Every EMI consists of a principal component and an interest component. You can calculate your EMI in advance by using our EMI calculator.

How does a loan against property EMI calculator/ mortgage loan calculator work?

LAP EMI calculator needs three key inputs to work; loan amount, tenure, and loan against property interest rate. Once you enter these details, the online calculator will help you calculate your EMI, total interest, and total amount payable.

How to use a property loan EMI calculator or mortgage loan calculator?

A Property Loan Calculator or a Mortgage Loan EMI Calculator is easy to use. All you need to do is enter the following information:

  • The loan amount
  • Tenure
  • Rate of interest

You can move the sliders to your left or right to adjust the values or directly type them in.

Now that you have all the information you need, go ahead and calculate your eligibility using the loan against property eligibility calculator or even schedule the full repayment of your loan using the loan against property foreclosure calculator.

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