You can easily avail the fastest Loan Against Property from Bajaj Finserv if you meet the following criteria:
You are eligible for a Loan Against Property for Self Employed with quick loan disbursal within 4 days if you meet the following criteria
Meet the below-mentioned basic eligibility criteria to avail a Loan Against Property from Bajaj Finserv:
|Eligibility Criteria||Salaried Individual||Self-Employed Individual|
|Age of the borrower should be between||33 and 58 years||25 and 70 years|
|Residential status||Need to be a resident of India||Need to be a resident of India living in one of the following cities.
Delhi, Mumbai, Kolkata, Hyderabad, Ahmedabad, Thane Pune, Bangalore, Chennai, Udaipur, Vizag, Surat, Cochin, Aurangabad, Indore.
|Employment status||Should be a salaried individual employed in a public sector company, private company, or an MNC||Should be a self-employed person having a regular source of income|
|Maximum loan tenor available||Flexible between 2 and 20 years||Flexible up to 18 years|
|Eligible for a maximum loan amount of||Up to Rs.1 Crore||Up to Rs.3.5 Crore|
An applicant must also have the necessary property documents along with proof of regular income. Once you meet the eligibility criteria, apply for Loan Against Property from Bajaj Finserv with necessary documents to get quick approval within 48 hours.
If you need high-value financing for business or personal reasons, a Loan Against Property from Bajaj Finserv can be the most suitable financing solution. Meet the Loan Against Property eligibility to avail up to Rs. 3.5 Crore. Choose repayment tenure as per your finances.
You can select a convenient repayment schedule starting from 2 years. The maximum tenure for Loan Against Property is 20 years.
Select the Right Tenure
If you select a longer Loan Against Property tenure, EMIs will be lower while the total interest payable will be higher and vice versa.
A loan against property is one of the most preferred secured loans in India, which can be used for several purposes. Bajaj Finserv offers up to 75% - 90% of the property’s market value as a loan. To avail it, provide any of the following as collateral for a Mortgage Loan instant approval and disbursal –
Fulfil the simple eligibility criteria regarding age, employment status, etc. and submit minimal documents to enjoy the fastest Mortgage Loan approval. Apply with Bajaj Finserv for funds up to Rs. 3.5 Crore.
Among a host of financing options available in the market, a loan against property is gaining popularity amongst borrowers. One significant reason for its popular acceptance is the Loan Against Property uses. You can utilise the funds for the multiple purposes such as –
Borrowers can enjoy various Loan Against Property benefits such as longer tenure, minimal documentation, balance transfer facility, etc. Know how to use a Loan Against Property and utilise the funds strategically to meet all your requirements.
Bajaj Finserv provides customised Loans Against Property based on the mortgage’s current market value. If the property value is insufficient to sanction the required amount, you can opt for a Loan Against Property co-applicant.
Who Can Be A Loan Against Property Co-applicant?
Apply for a higher amount easily with any of these co-applicants –
These are the individuals who can be a co-applicant for Loan Against Property. Ensure to check the eligibility criteria needed and apply for amounts up to Rs. 3.5 Crore with Bajaj Finserv.