Get a home loan up to Rs. 3.5 crore from Bajaj Finserv at lowest interest rate in India with added features like additional top-up loan and doorstep service.
Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in India, plus a top up loan up to 50% of your sanctioned home loan amount.
So apply online for a Bajaj Finserv Home Loan today, and get instant approval on your Home Loan.
Here's a look at different features and benefits of home loans from Bajaj Finserv:
Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.
Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.
Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at nominal rate of interest.
A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.
No charges on part-prepayment or foreclosure to make the loan affordable
Flexible tenors ranging up to 240 months, to fit your repayment capacity.
Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster
Online management of your Home Loan using our digital customer portal, for your convenience
Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events
Bajaj Finserv, the best Home Loan provider in India, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in India are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer and a high-value top-up loan. Fill the online application form to apply for a Home Loan from Bajaj Finserv today.
Calculate your eligibility and your EMIs with our easy-to-use Home Loan Eligibility Calculator and Home Loan EMI Calculator.
To avail a Home Loan from Bajaj Finserv, you only need to meet the basic eligibility criteria:
| Eligibility Criteria | For Salaried Individuals | For Self-Employed Individuals |
|---|---|---|
| Age of the applicant | 23 to 62 years | 25 to 70 years |
| Work experience | 3 years and above | 5 years and above |
| Minimum CIBIL score | 750 | 750 |
| Maximum loan amount | Rs.3.5 crore | Rs.5 crore |
| Minimum property value | Rs.15 lakh | Rs.15 lakh |
The documents required in order to apply for a Bajaj Finserv Home Loan include
KYC Documents
Address Proof
Identity Proof
Photograph
Form 16 or the latest salary slips and bank account statements of the previous 6 months.
Self-employed individuals will also be required to provide a document for proof of business of minimum 5 years.
Applying for a Bajaj Finserv Home Loan is easy. Just follow these steps:
Fill the online application form.
Our representative will contact you and take the process forward.
Pay the online secure fee to book the offer.
Submit scanned copies of your documents online.
