Home Loan

Quick apply

Just 60 seconds to apply

Please enter your first name
Please enter your Last Name
Please enter your first and last name
Please enter 10 digit mobile number
Please enter your Birth date
Please enter valid Office Email ID
Please enter your email id
Please select your employer name from list
Please enter valid PAN card number
Please enter your pin code
Please enter valid Net Month Salary
Please enter valid monthly take home salary
Please enter Budget
Please enter your Annual Turnover 17-18

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

Thank you

Home Loan - Features and Benefits

Get a home loan up to Rs. 3.5 crore from Bajaj Finserv at lowest interest rate in India with added features like additional top-up loan and doorstep service.

Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in India, plus a top up loan up to 50% of your sanctioned home loan amount.

So apply online for a Bajaj Finserv Home Loan today, and get instant approval on your Home Loan.

Here's a look at different features and benefits of home loans from Bajaj Finserv:

  • Pradhan Mantri Awas Yojna (PMAY)

    Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.

  • Easy Balance Transfer Facility

    Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.

  • Top-up Loan

    Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at nominal rate of interest.

  • Property Dossier

    A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure to make the loan affordable

  • Flexible Tenor

    Flexible tenors ranging up to 240 months, to fit your repayment capacity.

  • Minimal Documentation

    Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Online Account Management

    Online management of your Home Loan using our digital customer portal, for your convenience

  • Customised Insurance Schemes

    Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events

  • Bajaj Finserv, the best Home Loan provider in India, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in India are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer and a high-value top-up loan. Fill the online application form to apply for a Home Loan from Bajaj Finserv today.

    Calculate your eligibility and your EMIs with our easy-to-use Home Loan Eligibility Calculator and Home Loan EMI Calculator.

  • Eligibility Criteria for Home Loan

    To avail a Home Loan from Bajaj Finserv, you only need to meet the basic eligibility criteria:

    Eligibility Criteria For Salaried Individuals For Self-Employed Individuals
    Age of the applicant 23 to 62 years 25 to 70 years
    Work experience 3 years and above 5 years and above
    Minimum CIBIL score 750 750
    Maximum loan amount Rs.3.5 crore Rs.5 crore
    Minimum property value Rs.15 lakh Rs.15 lakh

  • Documents required for a Home Loan

    The documents required in order to apply for a Bajaj Finserv Home Loan include

    • KYC Documents

    • Address Proof

    • Identity Proof

    • Photograph

    • Form 16 or the latest salary slips and bank account statements of the previous 6 months.

    Self-employed individuals will also be required to provide a document for proof of business of minimum 5 years.

  • How to Apply for Home Loan?


    Applying for a Bajaj Finserv Home Loan is easy. Just follow these steps:

    • 1

      Step 1 :

      Fill the online application form.

    • 2

      Step 2 :

      Our representative will contact you and take the process forward.

    • 3

      Step 3 :

      Pay the online secure fee to book the offer.

    • 4

      Step 4 :

      Submit scanned copies of your documents online.

Find your perfect home from a range of 18000+ properties

Find your perfect home from a range of 18000+ properties

5 Easy Tips to Get Your Home Loan Approved Instantly

Home loan tax exemptions and benefits every new and existing borrower should have on their fingertips

All You Need to Know About MCLR-Based Home Loans

All you need to know about MCLR based Home Loans asset

People Also Considered

Home Loan EMI calculator

Calculate your monthly EMI, installments and rate of interest applied on the loan amount


Homes and Loans

Find your dream home from
18000 + properties

Explore More

Home Loan Balance Transfer

Get a top-up loan without any extra documentation


Home Loan eligibility calculator

Determine your Home Loan eligibility and accordingly plan the application amount