Home Loan

Home Loan - Features and Benefits

Bajaj Finserv Home Loan fulfils all your mortgage financing requirements, from buying your first home to constructing a new house, purchasing a plot/ land, renovating your home or getting a balance transfer for your existing home loan. We cater to all salaried, self-employed and professional individuals.

You can get a home loan up to Rs. 10 Crore, from Bajaj Finserv at attractive interest rates with 3-EMI holiday and convenient doorstep services. You also get flexible repayment options and quick disbursals. Our newest offering of Flexi Hybrid Home Loan enables you to enjoy up to 4 years* of principal holiday period. You can manage your finances better as you pay only interest as EMIs, and enjoy flexible repayment options.

To enjoy more convenient options to suit your financial needs,apply for home loan online to gain instant approval. Here's a look at different features and benefits of home loan:

Flexi Hybrid Home Loan

Pay just interest as EMI for the initial tenor, and pay principal and interest on amount utilized. Flexi Hybrid Home Loan helps you manage your finances better, and enjoy up to 4 years of principal holiday, so the chances of default are minimum
Easy Balance Transfer Facility

Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Transfer your existing home loan, and get a top-up loan at a nominal interest rate.
Top-up Loan

Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan without any extra documentation, at a nominal rate of interest.
Property Dossier

A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.
Part-prepayment and Foreclosure Facility

No charges on part-prepayment or foreclosure of your home loan, to make the loan affordable
Flexible Tenor

Flexible tenors ranging up to 25 years, to fit your repayment capacity
Minimal Documentation

Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster
Online Account Management

Online management of your Home Loan using our digital customer portal, for your convenience
3 EMI Holiday

Get relief from paying EMIs for 3 months, with amount adjusted against your loan tenor. This gives salaried individuals a grace period to plan finances, without having to compromise on your lifestyle. This benefit is applicable only for salaried individuals
Customised Insurance Schemes

Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events
With attractive Home Loan interest rates and a host of benefits to suit your Finances, Bajaj Finserv Home Loans are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer, a high-value top-up loan, and a 3 EMI holiday. Apply for a Home Loan from Bajaj Finserv today.

Home Loan Features and Benefits

Eligibility Criteria

Home Loan Interest Rates

How To Apply

Home Loan Instant Approval

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