Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
1000+ mutual funds schemes are listed on the Bajaj Finserv platform.
To access all your mutual fund details, you can check your account statements, visit the fund's official website, or use the Bajaj Finserv platform to check the information about all the mutual fund schemes you have invested in, through the Bajaj Finserv platform.
If a Mutual Fund company faces closure, the trustees must seek SEBI approval for the shutdown, or SEBI itself can instruct the fund's closure. In such instances, investors receive their funds based on the last recorded net asset value before the winding-up process.
The Net Asset Value (NAV) of a mutual fund is calculated by dividing the total value of the fund's assets by the number of outstanding units.
Information on the Net Asset Value (NAV) of mutual funds is readily available on the official websites of fund houses and mutual fund platforms.
Yes, many mutual fund schemes allow SIP investments starting from as low as Rs. 500 per month, making it accessible to a wide range of investors.
While mutual funds can offer varying returns, aiming for a consistent 15% return may not always be feasible or guaranteed due to market fluctuations and other factors.
Absolutely, investors can diversify their investment portfolio by investing in multiple mutual funds to spread risk and potentially enhance returns.
It depends on individual investment goals and risk tolerance. Having 5 mutual funds can offer diversification, but it's essential to ensure they align with your financial objectives and have different investment strategies.
Mutual fund recategorisation norms involve SEBI's guidelines for classifying and categorising mutual fund schemes based on their investment objectives, asset allocation, and risk profile.
Equity schemes are mutual fund schemes primarily investing in stocks or equities, aiming for long-term capital appreciation by participating in the growth of companies.
Debt schemes are mutual fund schemes primarily investing in fixed-income securities like bonds, aiming for regular income generation and capital preservation with lower volatility.
Hybrid schemes, also known as balanced funds, invest in a mix of equities and debt instruments to provide both capital appreciation and income generation with a balanced risk-return profile.
Solution-oriented schemes are mutual fund schemes with a specific investment goal or solution, such as retirement planning or children's education, typically with a lock-in period and strategic asset allocation.
Returns in mutual funds are earned through dividends, interest, and capital gains. Dividends and interest are distributed from the fund's holdings, while capital gains arise from the sale of securities at a profit. These returns can be reinvested in the fund or paid out to investors. The overall performance depends on the fund's investment strategy and market conditions.
Mutual fund investments can be profitable, offering potential for higher returns compared to traditional savings methods. They provide diversification, professional management, and access to a wide range of asset classes. However, profitability is subject to market risks and the specific fund's performance. Investors should assess their risk tolerance, investment horizon, and financial goals before investing.
A mutual fund is set up by an Asset Management Company (AMC), which creates a trust with a sponsor, trustees, and a custodian. The AMC manages the fund's investments, while the trustees ensure regulatory compliance. The custodian holds the fund's securities. SEBI, India's market regulator, must approve the mutual fund scheme before it can be offered to investors.
When selecting a mutual fund scheme, consider factors such as investment objective, risk tolerance, fund performance, expense ratio, fund manager’s track record, and the fund house's reputation. Additionally, review the fund's portfolio composition, investment strategy, and past returns relative to benchmarks. Assessing these factors helps in aligning the mutual fund selection with your financial goals.
As of the latest data, over 5.6 crore (56 million) Indians have Systematic Investment Plans (SIPs) in mutual funds. SIPs allow investors to invest a fixed amount regularly, promoting disciplined savings and investment habits. The popularity of SIPs has been growing, contributing significantly to the mutual fund industry's assets under management.