HDFC Mutual Fund
₹ 937047.59 Cr
AUM
79
Total Schemes
AUM
Total Schemes
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
Min. investment
5 Year Returns
As of 2026, some of the top-performing HDFC Mutual Funds, based on strong returns and high assets under management (AUM), include the HDFC Balanced Advantage Fund, HDFC Flexi Cap Fund, and HDFC Mid-Cap Opportunities Fund. The HDFC Balanced Advantage Fund focuses on dynamic asset allocation, while the HDFC Flexi Cap Fund offers flexibility across large-cap investments. The HDFC Mid-Cap Opportunities Fund targets growth through mid-sized companies. These funds are widely recognised for delivering consistent long-term growth and reliable performance for investors.
The HDFC Focused Fund, part of the Equity category under HDFC Mutual Funds, has delivered annualised returns of around 20.73% over the past 3 years and 22.71% over the past 5 years. It is designed for investors seeking long-term capital growth through a focused equity portfolio. The minimum investment amount for a lump sum investment is Rs. 100, while the minimum amount required for a SIP investment is also Rs. 100, making it accessible for both new and existing investors.
HDFC investments are generally considered safe and suitable for investors who prefer low-risk options with steady and moderate returns. They are a good choice for conservative investors looking for stable income and long-term financial security. These investment options focus on preserving capital while offering consistent growth over time. HDFC provides a range of plans designed to meet different financial goals, making them ideal for individuals who value reliability, stability, and predictable returns rather than high-risk, high-return investment opportunities.
HDFC funds generally perform better over the short to medium term, while SBI funds tend to deliver stronger results over longer investment periods in certain categories. HDFC funds can be more volatile, meaning their prices may fluctuate more frequently. However, they often offer better risk-adjusted returns, which means investors may receive higher returns for the level of risk taken. Both fund houses have strong offerings, and the right choice depends on an investor’s financial goals, investment horizon, and risk appetite.
HDFC SIP returns depend on the type of mutual fund and overall market performance. Over the past five years, some of the best-performing HDFC funds have delivered returns ranging from around 15% to 22%. Funds such as HDFC Mid Cap and Small Cap have demonstrated strong and consistent long-term growth potential. In comparison, HDFC Balanced Advantage Funds generally provide steadier and more moderate returns, making them suitable for investors seeking lower risk and greater stability alongside reasonable wealth creation over time.
HDFC Mutual Fund equity schemes have consistently delivered average annual returns between 12% and 20% over 3 to 5 years. Popular schemes such as the HDFC Mid Cap Fund and HDFC Flexi Cap Fund have shown particularly strong performance, generating returns of around 20% to 25%. In recent years, some top-performing funds have even delivered returns exceeding 50%. At the same time, conservative fund options continue to provide more stable and moderate returns, making them suitable for investors seeking lower risk and steady growth.