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How do I log in to Bajaj Finance FD online?
Track your fixed deposits in our customer service portal
A fixed deposit is a safe investment option that allows you to invest a lump-sum amount for a pre-defined period and offers secured returns.
However, it’s important to manage your fixed deposits to maximise the benefits you receive on your invested amount.
Bajaj Finance Fixed Deposit has the highest safety and credibility ratings, ensuring that your invested amount is secured with us. We also offer a host of self-service options in our customer portal service portal, to help you manage your fixed deposit.
Sign-in to get started and make the most of the benefits mentioned below:
Track your FD details
Check your maturity date, rate of interest, tenure, bank account details, and much more.
Renew your fixed deposit
Reinvest to increase the returns at the prevailing interest rate in a few clicks.
Download your FD receipt
View your fixed deposit receipt, statement of account, and other related documents easily.
Manage your nominee
Add or update your FD nominee in just a few steps in an easy online process.
Manage your bank account
Change your FD maturity bank account details in a hassle-free process.
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Frequently Asked Questions
FD Management
Nominee, Loan & TDS
Can I renew multiple fixed deposits at the same time?
This depends on your lender's process. Some allow you to raise renewal requests for each fixed deposit individually through the customer portal or app, while others may need entirely separate requests submitted per FD. Check directly within the portal for the exact option currently available.
Where can I download all my fixed deposit documents?
Sign in to the Bajaj Finance customer portal or app using your registered mobile number and OTP. Go to your fixed deposit section, select each FD individually, and download documents such as the FDR, interest certificate, or full statement, as a complete downloadable PDF file.
Can I update my bank account before my fixed deposit matures?
Yes. Sign in to the customer portal or app before your FD matures, go to Manage Profile or your fixed deposit section, and update your linked bank account details. Completing this in advance helps ensure your maturity proceeds are credited correctly and on time, without delay.
Can I change the details of a nominee in my joint fixed deposit account?
You can change the details of nominee details in your joint fixed deposit account. However, you need to get the consent of all joint accountholder while you’re raising any such change.
If you have a joint fixed deposit account, both primary and joint account holder need to complete OTP verification. Once it’s verified from both the parties, nominee details can be updated.
Can I add multiple nominees to my fixed deposit account?
You can’t add multiple nominees to your fixed deposit. Only one nominee can be appointed against your fixed deposit. However, you can appoint different nominees for separate fixed deposits.
What is the maximum loan amount I can get against my fixed deposit?
The maximum loan amount you can get when you apply for a loan against fixed deposit is as follows:
- For a cumulative fixed deposit, you can get a loan of up to 75% of your FD amount.
- For a non-cumulative fixed deposit, you can get a loan of up to 60% of your FD amount.
What is the rate of interest applicable on a loan against my fixed deposit?
The rate of interest for a loan against fixed deposit is 2% higher than your fixed deposit interest rate.
For example, Nandita has opened an FD of Rs. 1 lakh for 12 months at an interest rate of 7% per annum. In case she wants to apply for a loan against her deposit, she’ll get a loan at 9% per annum.
How does my Tax Deducted at Source (TDS) get calculated if I have multiple fixed deposits?
TDS gets calculated against your PAN. It includes the interest income of all your fixed deposits (FD) held across all financial institutions, including Bajaj Finance Limited.
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