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In Summary
Calculate FD returns and manage interest payout options
The maturity date is the day your fixed deposit tenure ends and your money becomes payable. To check your FD maturity date, sign in to the Bajaj Finance customer portal or the Bajaj Finance App and select your FD number. The FD details page shows the maturity date next to your tenure and interest rate.
- Sign-in needs your registered mobile number, an OTP and your date of birth. No password is needed.
- Online renewal is open until 24 hours before your FD maturity date.
- You can renew in 3 ways: principal only, principal with interest, or an amount of your choice.
- Bajaj Finance FD customer care is on 7757000000.
Each FD number has its own maturity date. If you hold more than one FD, check each one, and confirm your linked bank account before the first one matures. You can check maturity details, renew your FD and download your FD receipt in Bajaj Finance My Account.
How do I check my FD maturity date online?
You can check your FD maturity date online in 6 steps on the Bajaj Finance customer portal. You need only your registered mobile number and your date of birth. No password and no branch visit are needed.
Keep your phone with you, because the OTP goes to your registered mobile number.
- Open the Bajaj Finance customer portal and select "Sign-in".
- Enter your registered mobile number, then enter the OTP sent to that number.
- Enter your date of birth to verify your details.
- Go to "Service", then select "Relations".
- Scroll to "Deposits" and select your FD number.
- Read your FD maturity date on the FD details page.
The same page shows your FD amount, interest rate and payout type. If you hold more than one FD, repeat steps 5 and 6 for each FD number. In the Bajaj Finance App, sign in with the same mobile number and OTP, then open your fixed deposit section. The FD details guide explains every field on the page.
Can I check my FD maturity date without signing in?
Yes. You can get your FD maturity date by calling Bajaj Finance FD customer care on 7757000000, or by reading your FD receipt.
| Option | What you need | When to use it |
|---|---|---|
| Call FD customer care on 7757000000 | Your FD number | You cannot sign in, or you have no internet access |
| Read your FD receipt | The latest receipt for that FD | You have the receipt with you |
The receipt shows the maturity date that applied when it was issued. After a renewal, the old receipt no longer shows your current FD maturity date, so download the latest one. The FD customer care page lists every way to reach Bajaj Finance about your deposit.
What your FD details page shows: Key facts
The FD details page in the Bajaj Finance customer portal shows 7 facts about each deposit, including your FD maturity date. Together, they tell you when your money becomes payable and how much you receive. Read them together, because one field alone does not give the full picture.
| Detail on the page | What it tells you |
|---|---|
| FD amount | The principal you deposited, in Rs. |
| Interest rate | The rate, in % per annum, fixed when you booked or last renewed |
| Start date | The date your tenure began |
| Tenure | The length of the deposit |
| Maturity date | Your FD maturity date, the day your tenure ends |
| Payout type | Whether interest is paid out during the tenure or at maturity |
| Interest amount | The interest earned on the deposit, in Rs. |
Your maturity amount is your principal plus any interest not yet paid out. With a periodic payout, interest reaches your bank account during the tenure, so less is left to pay at maturity. With a cumulative payout, all the interest is added to your principal and paid at maturity.
How is my FD maturity date worked out?
Your FD maturity date is your FD start date plus your tenure. The tenure is fixed when you book the FD, so the date is known from the first day. The date changes only if you renew the FD or withdraw it early.
Formula: FD maturity date = FD start date + tenure
The start date is the day your tenure begins. Adding the tenure you chose to that day gives the day your deposit becomes payable.
Example: Anita, 58, a retired teacher in Nashik, books an FD of Rs. 2,00,000 for 36 months (3 years). Her FD starts on 10th January, 2026.
- FD start date: 10th January, 2026
- Tenure: 36 months (3 years)
- FD maturity date: 10th January, 2029
Anita can renew online until 24 hours before that date. If she renews, the new FD gets a new start date, tenure and maturity date. Use the FD calculator to estimate the maturity amount for a new tenure.
What happens on my FD maturity date?
On your FD maturity date, your money is either renewed or paid out, based on your instruction. Bajaj Finance notifies you of the maturity date and the amount due. You have 4 choices for your FD maturity date. Three of them are renewal options in Bajaj Finance My Account.
| Your choice | What is reinvested | What reaches your bank account |
|---|---|---|
| Renew the principal only | Your principal, in Rs. | The interest earned, in Rs. |
| Renew the principal and interest | Principal plus interest earned, in Rs. | Nothing at maturity |
| Renew an amount of your choice | The amount you choose, in Rs. | The rest of the maturity amount, in Rs. |
| Do not renew | Nothing | Principal plus interest earned, in Rs. |
If you renew on your FD maturity date, Bajaj Finance books the new FD at the rate on that day, not your old rate. The new rate can be higher or lower.
If you give no instruction, your FD can renew for the same tenure at the rate on that day. Whether this happens depends on the terms of your original FD agreement.
To take the money out instead, submit maturity instructions to Bajaj Finance in advance. Bajaj Finance then pays the principal and interest into your linked bank account. The 3 FD renewal options shows each renewal step.
What should I do before my FD maturity date?
Before your FD maturity date, check 4 things: your bank account, your renewal choice, your tax deduction and your receipt. Doing them early stops your maturity amount going to the wrong place or renewing by default.
Work through them in this order:
- Check your bank account. Your maturity amount is paid into the bank account linked to your FD. If that account is closed, update your FD bank details first.
- Choose to renew or withdraw. Online renewal is open until 24 hours before your FD maturity date. To withdraw instead, submit maturity instructions to Bajaj Finance.
- Check your tax deduction. Check the tax deducted at source (TDS) on your FD, so that the amount credited matches what you expect.
- Download your FD receipt. Keep the latest receipt as proof of your deposit amount and dates.
If the maturity date on the portal does not match your receipt, raise a request in My Account. Select your FD under your relations and choose "Raise a request". Bajaj Finance gives a resolution within 48 hours.
Next steps
- Sign in to Bajaj Finance My Account to see your FD maturity date and renewal options.
- Compare the 3 FD renewal options before your deposit matures.
- Update the bank account linked to your FD so the maturity amount reaches you.
Resolve common queries with the articles below
Frequently Asked Questions
FD Maturity Date & Details
FD Closure & Certificate
Is the maturity date the same for all my FDs?
No. Every FD has its own start date and tenure, so every FD has its own FD maturity date. Sign in to Bajaj Finance My Account, go to your relations and select each FD number in turn. Note each date, because every FD needs its own renewal or withdrawal instruction from you.
What can I do if I cannot sign in to My Account?
Call Bajaj Finance FD customer care on 7757000000 and share your FD number. The representative can tell you the FD maturity date and maturity amount of that deposit. Sign-in needs your registered mobile number. If that number has changed, ask customer care how to update it before your FD matures.
Will my renewed FD keep the same interest rate?
Not always. Bajaj Finance books a renewed FD at the interest rate on the renewal date, not at your old rate. The new rate can be higher or lower. Check the current rate before your FD maturity date, then decide whether to renew the full amount, a part of it or nothing.
Can I take my money out before the maturity date?
Yes. Taking money out before your FD maturity date is called premature withdrawal. Charges apply, so you earn less interest. Read the premature withdrawal charges first, because the charge depends on how long you held the FD. If you need cash for a short time, a loan against your FD keeps your deposit running.
Where do I find my FD receipt?
Sign in to Bajaj Finance My Account and open the deposit you want. You can view and download your FD receipt, statement of account and interest certificate as a PDF file. The receipt shows your deposit amount and FD maturity date. Download a fresh copy after every renewal, because the dates change.
How long does a request about my FD take?
Bajaj Finance gives a resolution within 48 hours of a request raised in My Account. To raise one, sign in, select your FD under your relations and choose "Raise a request". Use this route when the maturity date, maturity amount or linked bank account looks wrong on the details page.
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