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MSME Loan / SME Loan

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MSME Loan / SME Loan Features & Benefits

Convenient and quick, Bajaj Finserv MSME Loan or SME loans are designed to help growing businesses meet their financial requirements in a timely, easy way with funds up to Rs.20 lakh.

You can get an MSME Loan without collateral, which means no assets need to be pledged to secure financing. Along with an attractive interest rate, the loan offers a unique flexi loan facility and approval in just 24 hours. Our MSME or SME business loan is the ideal source of hassle-free MSME finance for your enterprise.

What can an MSME/SME loan be used for?

  • Invest in your firm’s infrastructure
  • Meet working capital requirements
  • Install new plant and machinery
  • Pay for several overheads

Top features of MSME / SME loan:

  • MSME/SME finance up to Rs.20 lakh

    High loan limit of Rs.20 lakh to finance all your business needs.

  • Quick processing

    Collateral-free funds with an easy online application process and approval in under 24 hours.

  • Flexi Term Loan facility

    Flexi loan facility

    Borrow and prepay funds to suit your dynamic business’s requirements as MSME/SME funding is now made flexible with Bajaj Finserv. As you make multiple withdrawals on your loan, you only pay interest on what you use, thus lowering your EMIs by up to 45%.

  • Minimal documentation

    SME / MSME finance has never been easier as you only need to submit 2 documents to our representative who comes right to your doorstep to collect them.

  • Flexible tenors

    Tenors ranging from 12 months to 60 months, to fit your budget.

  • Online fund management

    Manage your loan account with just a few clicks and access your funds easily.

  • Preapproved offers

    Grow your business with SME/MSME funding from Bajaj Finserv. Check out your pre-approved offer to avail a loan without waiting for it.


What are the documents required for SME/MSME loan?

Bajaj Finserv requires only a few significant documents to process your SME/MSME Loan-

  • KYC documents
  • Statements of bank account
  • Proof of business vintage
You may be asked to submit additional relevant documents if required.

Who is eligible for SME/MSME loan?

Applicants running a business for at least 3 years are eligible to apply for an SME/MSME Loan. They must also be within the age bracket of 25 to 55 years and have their business’ IT returns filed for at least the past 1 year.

How can I get an SME/MSME loan?

To avail an SME/MSME Loan, you need to fulfil the eligibility criteria and have a minimum credit score of 750 with no records of default.

Who can avail SME/MSME loan?

Entities, self-employed professionals and self-employed non-professionals like proprietors, retailers, traders and others can avail an SME/MSME Loan from Bajaj Finserv.

What is the interest rate for SME/MSME loan?

With Bajaj Finserv, get nominal interest rates on SME/MSME Loan starting from 18%.

How to apply for an SME/MSME loan?

The process to apply for an SME/MSME loan is simple.

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