₹ 2 lakh – ₹ 80 lakh
Check your pre-approved offer and other benefits
Enter mobile and OTP | Check offer | Know your exact loan terms
What is MSME full form?
-
MSME full form is the Ministry of Micro, Small & Medium Enterprises. As per the (MSMED) Act, 2006 enacted by the Government of India, the definition of an MSME encompasses Micro, Small and Medium Enterprises.
As per the Micro, Small and Medium Enterprises Development (MSMED) Act, the definition of an MSME encompasses micro, small, and medium enterprises.
What type of businesses come under MSME?
-
Enterprises come under these sub-categories based on their annual turnover and investment, whether they belong to the manufacturing or the service sector:
Micro Small Medium Investment not exceeding Rs. 1 crore and turnover of up to Rs. 5 crore Investment of not more than Rs. 10 crore and turnover not exceeding Rs. 50 crore Investment of not more than Rs. 50 crore and turnover of up to Rs. 250 crore
What is an MSME certificate?
-
The MSME (Micro, Small, and Medium Enterprises) certificate serves as a pivotal document for businesses in India, providing official recognition and numerous benefits. Issued by the Ministry of Micro, Small and Medium Enterprises, this certificate validates a company's status as an MSME entity based on its investment in plant and machinery or equipment, and turnover. Holding an MSME certificate opens the door to a spectrum of advantages, including subsidies on various government schemes and exemptions under certain regulations.
If you own an MSME and need money for business growth and expansion, apply for an MSME loan from Bajaj Finance. With sanctions of up to Rs. 80 lakh, you can cover business expenses like buying machinery or increasing working capital. In case you need MSME Certificate, you can easily download MSME Certificate online.
Announcement for MSME Growth in Union Budget 2026
The Union Budget 2026 lays out key steps to drive MSME growth, focusing on funding, compliance, and cash flow.
- Growth Capital: A Rs. 10,000 Crore SME Growth Fund has been launched, along with a Rs. 2,000 Crore top-up to the SRI Fund.
- Improved Liquidity: TReDS will be linked with GeM for CPSEs to speed up payments and enhance cash flow for small suppliers.
- Sectoral Support: Rs. 40,000 Crore is earmarked for electronics manufacturing, and 200 legacy industrial clusters will be modernised to strengthen ‘Make in India’.
These measures provide MSMEs with the resources and support needed to reduce operational challenges and scale efficiently.
Check your pre-approved business loan offer
Our loan variants
Get business loan for your needs
Women Business Loan
Get Women Business Loan upto 80 Lakh
Medical Store Business Loan
Get Medical Store Business Loan upto 80 Lakh
Manufacturer Business Loan
Get Manufacturer Business Loan upto 80 Lakh
Loans for business needs
Select loan by amount
Business loan for different budgets
2 lakh business loan
3 lakh business loan
5 lakh business loan
10 lakh business loan
15 lakh business loan
20 lakh business loan
25 lakh business loan
30 lakh business loan
50 lakh business loan
Types of business loan
Unsecured Business Loan
Secured Business Loan
Term Loan
Cash Credit
Working Capital Loan
Machinery Loan
Line of Credit
Micro Loan
Merchant cash Loan
Frequently Asked Questions
Overview
What does MSME mean?
MSME is an acronym that stands for Micro, Small, and Medium Enterprises. According to the Micro, Small, and Medium Enterprises Development (MSMED) Act of 2006, MSMEs are divided into two categories:
- Manufacturing enterprises are those that manufacture or produce things in any industry
- Service enterprises are those that provide or give services.
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.