Business Loan in Kolhapur

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Working Capital Loan

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Working Capital Loan is taken to fund the short-term operational needs of a business. It covers daily functions such as marketing and promotions, payroll, inventory purchases, etc. to help businesses grow and generate capital.

Working Capital Finance is unsecured in nature and is suitable for small and medium enterprises that work on a cyclical sales model. The usual tenor of working capital loan is from 1 to 5 years whereas interest rate on it is 18% onwards.

Working Capital Loan: Features and Benefits

  • Unsecured Working Capital Loan up to Rs.30 lakh

    Working Capital finance up to Rs.30 lakh can be availed without providing any security to help you continue running your business without any financial roadblocks.

  • Hassle-free loans approved in 24 hours

    Easy eligibility and a quick loan application makes your loan convenient. What’s more is that you only to submit 2 documents for your loan to get approved in 24 hours.

  • Flexible withdrawals and repayments

    A unique and innovative offering- Flexi Loans are the smarter way to manage your business’s Working Capital needs as here you borrow only what you need and repay as you receive payments. Here, you pay interest only on the sum used and prepay at no additional charge. This facility helps you lower your EMIs by up to 45%.

  • Pre-approved offers

    Pre-approved offers

    Bajaj Finserv brings you pre-approved offers on your working capital term loan which not only simplifies the loan process but also helps you save on time. Just share a few basic details and check out your pre-approved offer.

  • Track your loan online

    Know all your loan-related information with an easy-to-use online account.

Working Capital Loan: Eligibility Criteria and Required Documents

Bajaj Finserv offers Working Capital Finance at simple eligibility criteria and minimal documentation. Click here to know more.

Working Capital Loan Interest Rate and Charges

Charges for Bajaj Finserv Working Capital Loans are nominal. To check the complete fees associated on your loan, click here.

How To Apply

You can apply for a Working Capital Loan online by filling out a quick application form.

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