Working Capital Loan is taken to fund the short-term operational needs of a business. It covers daily functions such as marketing and promotions, payroll, inventory purchases, etc. to help businesses grow and generate capital.
Working Capital Finance is unsecured in nature and is suitable for small and medium enterprises that work on a cyclical sales model. The usual tenor of working capital loan is from 1 to 5 years whereas interest rate on it is 18% onwards.
Easy eligibility and a quick loan application makes your loan convenient. What’s more is that you only to submit 2 documents for your loan to get approved in 24 hours.
A unique and innovative offering- Flexi Loans are the smarter way to manage your business’s Working Capital needs as here you borrow only what you need and repay as you receive payments. Here, you pay interest only on the sum used and prepay at no additional charge. This facility helps you lower your EMIs by up to 45%.
Bajaj Finserv brings you pre-approved offers on your working capital term loan which not only simplifies the loan process but also helps you save on time. Just share a few basic details and check out your pre-approved offer.
Know all your loan-related information with an easy-to-use online account.
Bajaj Finserv offers Working Capital Finance at simple eligibility criteria and minimal documentation. Click here to know more.
Charges for Bajaj Finserv Working Capital Loans are nominal. To check the complete fees associated on your loan, click here.
You can apply for a Working Capital Loan online by filling out a quick application form.
Avail customized loans
Up to Rs. 30 lakh | Minimal documentation
Manage operational expenses
Up to Rs. 30 lakh | Flexible tenor options
Funds to upgrade machinery
Up to Rs. 30 lakh | Pay only interest as EMI
Hassle-free finance for your enterprise
Up to Rs. 30 lakh | Approval in 24 hours