Business loan eligibility criteria
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Nationality
Indian
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Business vintage
At least 3 years
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CIBIL score
685 or higher
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Work status
Self-employed
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Age
24 to 70 years*
*Age should be 70 years at the time of loan maturity
Documents required for a business loan
- KYC documents
- Proof of business ownership
- Other financial documents
The Bajaj Finserv Business Loan eligibility criteria are easy to meet, as listed above. In order to make the application process for this loan as hassle-free as possible, we ask for only minimal paperwork. Aside from your basic KYC documents and proof of business ownership, you may need to submit your recent financial statements when you apply.
Once your business loan eligibility and documents have been verified, it takes only 24 hours* for you to get the loan transferred to your bank account.
*Terms and conditions apply
Frequently asked questions
To get a Bajaj Finserv Business Loan, you need:
- KYC documents such as PAN card, Aadhaar card, a driving license, a voter's ID card, or a passport
- Proof of business ownership
- Other financial documents
To meet the Bajaj Finserv Business Loan eligibility criteria, you will need to have a CIBIL score of 685 or higher. To check your CIBIL score for free before you apply, click here.
The Bajaj Finserv Business Loan goes up to Rs. 45 lakh. However, the amount of your sanction depends on the business loan documents you submit and your business loan eligibility check.
To apply for a Bajaj Finserv Business Loan, you must be between 24 and 70 years* of age. However, your CIBIL score and business financials are equally important when it comes to gauging your business loan eligibility.
*Terms and conditions apply
Easily check your business loan application status by logging on to the Bajaj Finserv website and following these steps:
- Visit our website, click on ‘My Account’ and then select ‘Customer Portal’
- Log in to the customer portal – My Account – with your Bajaj Finserv registered mobile number and an OTP
- After logging in, choose ‘Track Application’
- Complete your identity verification with your registered mobile number and an OTP, to see your application status
*Terms and conditions apply
