Business Loan Eligibility & Documents Required for Business Loan

Business Loan Eligibility Criteria

Qualifying for a business loan from Bajaj Finserv is simple. You just need to fulfil the following criteria to avail the benefits of the loan:

You should be between 25-55 years old.
Your business should have a vintage of at least 3 years.
Your business should have its Income Tax returns filed for at least the past 1 year.
Your business should have its previous year's turnover, duly audited by a CA.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Here is a list of the Business Loan customer profiles that we consider:

Self Employed Professionals (SEP)
Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession. Proof of qualification – document to be shared

Self Employed Non Professionals (SENP)
Traders and manufacturers, retailers, Proprietors, and service providers etc

Entities
Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies. Other constitution types depending on their profile on a case to case basis

Based on your meeting the eligibility criteria, you can get a Business Loan in the following cities, up to a limit of Rs. 30 lakh:

List of Cities

Agra, Ahmedabad, Ajmer, Alwar, Amritsar, Anantapur, Aurangabad, Bangalore, Bareilly, Belgaum, Bhavnagar, Bhilai, Bhopal, Bhubaneswar, Bilaspur, Chandigarh, Chennai, Dehradun, Delhi, Erode, Goa, Guntur, Guwahati, Gwalior, Hosur, Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar, Jalgaon, Jamnagar, Jamshedpur, Jodhpur, Kanpur, Kochi, Kolhapur, Kolkata, Kota, Kottayam, Kozhikode, Latur, Lucknow, Ludhiana, Madurai, Mangaluru, Patna, Mumbai, Mysuru, Nashik, Nellore, Panipat, Patna, Pondicherry, Pune, Raipur, Rajkot, Ranchi, Salem, Siliguri, Solapur, Surat, Thrissur, Tiruchi, Tirupati, Tiruppur, Trivandrum, Udaipur, Vadodara, Vapi, Varanasi, Vellore, Vijayawada, Visakhapatnam,

Documents Required for Business Loan

The document requirements for business loans are minimum, you simply need to hand over the following documents to our representative:

Passport size photograph
KYC documents
Business proof: Certificate of business existence
Relevant Financial documents
Bank Account statement of last month
Bajaj Finserv’s lending criteria for business loans is easy and requirements for business loans are minimum, making the business loan process easy and hassle-free for you.

You can apply for one in just a few minutes, by clicking here.

Features and Benefits

Interest Rate and Charges

How to Apply

Business Loan Instant Approval

Full Name

Date Of Birth

Mobile Number

PAN Card

Personal Email ID

Pin Code

Address (House #,Street)

“ I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C"

Company PAN

Is your firm audited by CA

Yes

“ I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C"