Business Loan eligibility and documents

Read on to know the criteria required to get our business loan.

Eligibility criteria and documents required

Anyone can apply for our business loan if they meet the five basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Business vintage: At least 3 years
  • CIBIL Score: 685 or higher
  • Work status: Self-employed
  • Age: 24 years to 70 years*


  • KYC documents - Aadhaar/ PAN card/ passport/ voter’s ID
  • Proof of business ownership
  • Other financial documents

*You should be 70 years or younger at the end of the loan tenure.

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Business loan application process

Step-by-step guide to applying for a business loan

  1. Click on the ‘APPLY' button on this page.
  2. Enter your 10-digit mobile number and OTP.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid. 
  6. Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’. 
  7. Complete your KYC and submit your business loan application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Frequently asked questions

What is the maximum tenure to repay the business loan?

You can take advantage of our flexible repayment tenures ranging up to 96 months.

What is the CIBIL Score required to be eligible for a Bajaj Finserv Business Loan?

A CIBIL Score of 685 or higher is required to apply for our business loan.

What is the mode of repayment?

You can repay your business loan through a NACH mandate.

Do I need to provide any security to get a business loan?

You do not have to provide any collateral or security such as property or gold ornaments to apply for our business loan.

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