Business loan eligibility criteria

  • Nationality



  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    685 or higher

  • Work status

    Work status


  • Age


    24 to 70 years*
    *Age should be 70 at maturity

Documents required for a business loan

  • KYC documents
  • Proof of business ownership
  • Other financial documents

The Bajaj Finserv Business Loan eligibility criteria are easy to meet, as listed above. In order to make the application process for this loan as hassle-free as possible, we ask for only minimal paperwork. Aside from your basic KYC documents and proof of business ownership, you may need to submit your recent financial statements when you apply.

Once your business loan eligibility and documents have been verified, it takes only 24 hours* for you to get the loan transferred to your bank account.

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Frequently asked questions

What are the business loan documents an applicant must submit?

To get a Bajaj Finserv Business Loan, you need:

  • KYC documents such as PAN card, Aadhaar card, a driving license, a voter's ID card, or a passport
  • Proof of business ownership
  • Other financial documents
What CIBIL score is required to be eligible for a Bajaj Finserv Business Loan?

To meet the Bajaj Finserv Business Loan eligilibity criteria, you will need to have a CIBIL score of 685 or higher. To check your CIBIL score for free before you apply, click here.

What is the business loan amount am I eligible for?

The Bajaj Finserv Business Loan goes up to Rs. 45 lakh. However, the amount of your sanction depends on the business loan documents you submit and your business loan eligibility check.

What is the age limit to get a business loan?

To apply for a Bajaj Finserv Business Loan, you must be between 24 and 70 years of age. However, your CIBIL score and business financials are equally important when it comes to gauging your business loan eligibility.

How can I check my Bajaj Finserv Business Loan status online?

Easily check your business loan application status by logging on to the Bajaj Finserv website and following these steps:

  • Visit our website, click on ‘My Account’ and then select ‘Customer Portal’
  • Log in to the customer portal – Experia – with your Bajaj Finserv registered mobile number and an OTP
  • After logging in, choose ‘Track Application’
  • Complete your identity verification with your registered mobile number and an OTP, to see your application status

*Conditions apply

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