Eligibility criteria and documents required
Anyone can apply for our business loan, as long as they meet the five basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process.
Eligibility criteria
- Nationality: Indian
- Business vintage: At least 3 years
- CIBIL score: 685 or higher
- Work status: Self-employed
- Age: 24 years to 70 years*
Documents
- KYC documents - Aadhaar/ PAN card/ passport/ voter’s ID
- Proof of business ownership
- Other financial documents
*You should be 70 years or younger at the end of the loan tenure.
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Frequently asked questions
What is the maximum tenure to repay the business loan?
You can take advantage of our flexible repayment tenures ranging up to 96 months.
What is the CIBIL Score required to be eligible for a Bajaj Finserv Business Loan?
A CIBIL Score of 685 or higher is required to apply for our business loan.
What is the mode of repayment?
You can repay your business loan through a NACH mandate.
Do I need to provide any security to get a business loan?
You do not have to provide any collateral or security such as property or gold ornaments to apply for our business loan.
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