Two-wheeler Loan EMI Calculator

Calculate your EMIs and plan your loan effectively.

EMI Calculator

Two-wheeler Loan EMI Calculator

Calculate your two-wheeler loan instalments easily

Two-wheeler Loan EMI calculator

A two-wheeler loan EMI calculator is an online tool to help you calculate your loan EMIs easily. Applicants can check their EMIs by entering just a few details. Enter your preferred two-wheeler brand and variant, price, down payment amount, annualised interest rate and tenure.

Once you enter these details, the calculator will show you the EMI along with the interest, loan amount, and total payment. Making this calculation in advance will help you plan your loan EMIs better.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.

The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

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Frequently asked questions

What is the maximum loan amount that I can avail?

You can get a two-wheeler loan up to Rs. 21 lakh. However, your actual loan amount will depend upon your eligibility.

Can I get 100% funding for buying a two-wheeler?

Bajaj Finance Limited offers up to 100% finance on your vehicle's on-road price.

It is applicable for both existing as well as new customers based on their eligibility.

What is the minimum credit score required to get a two-wheeler loan from Bajaj Finance Limited?

You require a minimum credit score of 720. to be eligible for a two-wheeler loan from Bajaj Finance.

What is the minimum and maximum tenure of a two-wheeler loan?

You can get a two-wheeler loan with a flexible repayment tenure ranging from 12 months to 60 months.

Do I need a guarantor while applying for a two-wheeler loan?

No, you do not need a guarantor to apply for a two-wheeler loan from Bajaj Finance. However, in case you do not meet the eligibility criteria then you can apply for the loan with a co-applicant.

How to check if I am eligible for a two-wheeler loan?

Salaried, self-employed, pensioner, student, or homemaker can apply for a two-wheeler loan. Here are some of the key eligibility criteria

  • You should be a resident of India
  • Your age should be between 18 years to 65 years*
  • You should have your KYC documents including Aadhaar Card, passport, driving licence, PAN card, and voters’ ID
Can a salaried person get a two-wheeler loan?

Yes, a salaried person can get a two-wheeler loan from us. You should be employed for at least 6 months and should be 21 years or more. If you are below our age criteria, you can apply with a co-applicant who is above 21 years.

Can a self-employed professional or a business owner get a two-wheeler loan?

Self-employed individuals or a business owner can be eligible for our two-wheeler loan. However, you should have been in the business for at least 2 years. You will also need fall within our other key criteria.

What is the down payment amount that I need to pay?

Down payment will be based on the approved loan amount and the price of your chosen vehicle.

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