Secured Business Loan EMI Calculator

Calculate your secured business loan instalments and plan your EMIs wisely.

Secured Business Loan EMI calculator

Before taking out any kind of loan, whether it's secured or not, you have to establish the EMI and interest payments. An EMI calculator is the best way to figure out the needed numbers. The secured business loan EMI calculator will subsequently show your total interest and amount payable, and EMIs for the loan tenure. Applicants can check EMIs with just three inputs – the desired loan amount, interest rate, and tenure, to determine how much the monthly EMI payment will be.


Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking.

The calculator(s) are not intended to provide its users/ customers with results that are either certified by Bajaj Finance Limited (“BFL”) or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances. The calculator(s) are only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

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Frequently asked questions

What is the interest rate for a secured business loan?

A Bajaj Finserv Secured Business Loan is available with an attractive interest rate between 9% p.a. to 30% p.a.

What is a secured business loan EMI calculator?

A secured business loan EMI calculator is an online tool that assists you to figure out how much your monthly EMIs will be. This way, you can choose a loan amount that fits according to your cash flow.

How does a secured business loan EMI calculator work?

A secured business loan EMI calculator tells you the instalment you may have to pay each month, which makes it easier to plan your repayment.

Enter the following numbers into the EMI calculator:

  • Principal (loan amount)
  • Tenure
  • Interest rate

The following formula is used by the calculator:

E = P x r x (1 + r) ^ n / [(1 + r) ^ n - 1]

Here, E is the EMI.

P is the loan amount or principal.
r is the interest rate (calculated monthly).
n is the tenure (calculated monthly).

How to calculate your EMI using a secured business loan EMI calculator?

Calculating your EMI using the secured business loan EMI calculator is easy. Just put in the loan amount, the tenure (in months), and the interest rate, and you're done.

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