Secured Business Loan eligibility and documents

• Nationality: Indian
• Business vintage: At least 5 years
• CIBIL Score: 720 or higher
• Work status: Self-employed/ salaried
• Age: 22 years to 85 years*
• Age for non-financial property owners: 18 years to 85 years*
  A higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure
  
• Work experience for salaried employees: At least 2 years
• Minimum salary: Rs. 24,000 per month

*Upper limit is the age at the end of your loan tenure.

• KYC documents:

1. Passport
2. Driving License
3. Voter’s Identity Card
4. Aadhaar Card
5. Job Card issued by NREGA duly signed by an officer of the State Government
6. Letter issued by the National Population Register
   

• PAN card
  
• Employer identity card or documents of business ownership such as partnership agreement, and registration certificate
• Bank account statements for the last 6 months, income tax returns, or financial documents such as balance sheet or profit and loss statement
  
• Documents of the property to be mortgaged, such as title documents
  

*Any additional documents that may be required will be communicated.