Business Loan

Features and Benefits

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  Large capital made affordable

  Bajaj Finserv offers easy and quick business finance up to Rs.30 lakh to small businesses at low interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.

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  Flexi Loan Facility

  A unique facility helps you withdraw only what you need and repay funds as per your business cash flow at nil-prepayment charges. Pay only interest as EMIs, and repay the principal at the end of the tenor. Interest is charged only on the amount withdrawn, helping you to lower your EMIs by up to 45% and acting as a big saving arm to your cash flow.

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  Hassle-free unsecured loans

  These unsecured business loans are approved in under 24 hours, come with easy eligibility criteria and can be applied for with just 2 documents. These exclusive features make Bajaj Finserv the best, fastest and most-hassle-free business loan provider to meet urgent financial needs of your growing business.

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  Loans up to Rs. 30 Lakh

  Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, Bajaj Finserv offers business loans up to Rs.30 lakhs. You can use the loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.

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  Collateral-Free Loans

  Bajaj Finserv’s business loan are collateral-free, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, with collateral free loans, funding is much faster and requires only minimal documentation.

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  Preapproved Offers

  Apply online and get pre-approved offers on an instant loan without security from Bajaj Finserv. Enjoy a high top-up loan or an interest rate reduction on your business loan.

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  Online Account Access

  You have the convenience of accessing your business loan statement anytime, from anywhere online.

  A business loan from Bajaj Finserv will help you grow at a faster pace in a growing city like Bangalore. Using your loan wisely will result in profits for your company and boost your presence in a competitive market.

• Benefits of Business Loan:

  You can use a Business Loan to:
  

  • Increase your business cash flow

  • Lease bigger office premises

  • Renovate your office

  • Purchase, lease, repair machinery and equipment

  • Upgrade to the latest technology

  • Stock up on inventory

  • Hire seasonal employees

  • Purchase raw material for bulk orders

  • Expand to another city

  • Scale up operations and take on bigger projects and much more.

• Loans for your special needs:

  Bajaj Finserv has customized business loans for your unique needs.

  • Working Capital Loans: Maintain a healthy cash flow with a Working Capital Loan without any security and keep your business away from any financial roadblocks.

  • Machinery Loans: Install or upgrade to the latest plant and machinery or equipment with a Machinery Loan and meet bulk orders smoothly.

  • SME and MSME Loans: Small and medium enterprises can now grow their operations and scale in an easy way with SME and MSME Loans.

  • Business Loans for Women: Especially designed for women entrepreneurs, Business Loans for Women offer finance up to Rs.30 lakh to support their growing business needs.

  You can read this page on Business Loans in Hindi, Marathi and Tamil.