Credit cards have become an indispensable part of our daily lives. They help us make purchases online and offline while offering several perks, including cashback, rewards points, discounts, and more. However, like all good things, credit cards come with their own set of responsibilities, including paying bills on time to avoid late fees and interest charges. Let’s understand the various methods of Kotak credit card payment and how Bajaj Finserv's, Bharat Bill Payment System (BBPS) platform can help make credit card bill payment a hassle-free experience.

Pay other banks credit card bill payments

Apart from Kotak credit card bill payment, Bajaj Finserv also lets you pay other banks' credit card bills. You can pay credit card bills of various banks such as BOB Bank | HDFC Bank | SBI Bank | IndusInd Bank | Kotak Bank | CITI Bank | AMEX Bank | AXIS Bank | RBL Bank | YES Bank

What is the procedure for Kotak credit card login?

Before we dive into the payment process, let's understand how you can log in to your Kotak credit card account. You can follow these simple steps:

1. Go to the Kotak Bank website
2. Click on 'NET BANKING' and enter your user ID and password
3. Once you're logged in, you can navigate to the 'CREDIT CARDS' section and view your account
4. If you haven’t registered for net banking, you can register online by entering your credit card number, date of birth, and other details
    

Features and benefits of making Kotak credit card bill payment online on Bajaj Finserv

When paying for your Kotak credit card bill payment online through the Bajaj Finserv BBPS platform, you can avail of the following benefits:

Ease of payment

You can complete the Kotak credit card bill payment online at any time from the comfort of your home before the due date.


Multiple payment methods

BBPS allows you to use credit/debit cards, net banking, UPI, or e-wallets to make transactions incredibly convenient.


Safe and secure

Bajaj Finserv provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.


Instant billing receipts

When you pay Kotak credit card bill payment online, you will receive instant transaction IDs and billing receipts.

The BBPS platform on Bajaj Finserv is a one-stop platform for all your bill payment needs.

Kotak credit card bill payment options

There are quite a few payment options that can be used for Kotak credit card payment. Some of these options are:

• Online payment facility through the BBPS platform on the Bajaj Finserv website or app
• Debit card payment
• Net banking
• UPI payments
• Cash payment at Kotak Bank branch or ATM

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Follow these procedures to pay your Kotak credit card bill online using the Bajaj Finserv BBPS platform:

1. Click on 'DOWNLOAD APP' to open the Google Play Store
2. Login through the email ID registered with your mobile
3. Click on ‘INSTALL’
4. Open the app on your mobile phone
5. Enter your 10-digit mobile number to 'GENERATE OTP'
6. Enter the OTP and click on 'PROCEED'
7. Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
8. Choose a biller from the drop-down menu
9. Enter your registered mobile number and click on 'PROCEED'