SBI Credit Card, offered by the State Bank of India is renowned for its offers and rewards programs. SBI Credit Cards cater to the varying needs of the customer; from travel benefits to cashback rewards.In addition SBI provides seamless transactions, different EMI options and contactless payments.

To add convenience to a fast-paced life, SBI credit cards offer instant online bill payment options through various modes of payment, and the BBPS platform on Bajaj Finserv is one of them. With the BBPS platform on Bajaj Finserv, the process is quick, secure, and hassle-free. Here is all you need to know about SBI credit card payment online on Bajaj Finserv.

Pay other banks’ credit card bills

Apart from SBI Bank, you can also make credit card bill payments for other banks through Bajaj Finserv such as ICICI Bank, BOB Bank, Citi Bank, HDFC Bank, and more.

Features and benefits of making SBI credit card payment online on Bajaj Finserv

When paying for your SBI credit card bill using the Bajaj Finserv BBPS platform, you can avail of the following benefits:

Quick and hassle-free

With the BBPS platform on Bajaj Finserv, you can pay your SBI credit card bill quickly and effortlessly.

Safe and secure

Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

Multiple payment options

Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.

Instant confirmation

After making the payment, the platform immediately confirms the payment through an email and SMS.

How to check an SBI credit card bill

1. Net-banking

SBI offers its customers a convenient option to use its net banking services. As an SBI credit card holder, you can open an online account on the platform to manage your credit card transactions, initiate an SBI credit card balance check, make bill payments, etc. To check your credit card balance via SBI credit card net banking, simply follow these steps:

1. Visit the official SBI card website
2. Click on ‘LOG IN’ and enter your user ID and password
3. After logging in to the portal, you will be able to view the account summary and check your SBI card balance online

2. SBI mobile app

Another simple method to check the SBI credit card balance online is using the SBI mobile app. One of the greatest benefits of this method is that the app allows you to easily check your SBI card balance online whenever and wherever you want. Just follow the below-mentioned steps:

1. Download the SBI mobile app
2. Log in using your SBI mobile banking user ID and password. If you are a new user, you might have to register for SBI mobile banking first
3. Once you log in successfully, you will see a lot of credit card-related information on the home screen such as your credit card limit, cash limit, outstanding balance, previous transactions, and more
4. You can check for your bill details here

3. SMS banking service

One of the easiest methods to check your SBI card balance offline is via the ‘SIMPLY SMS’ service offered by the bank. This method requires you to send an SMS to the bank from your registered mobile number with the following format:

BAL <last four digits of your SBI credit card number> to 5676791

4. Visiting the nearest SBI ATM

You can check your SBI credit card balance at an ATM by following the steps mentioned below:

1. Visit your nearest SBI ATM
2. Insert your card into the ATM machine and select the option ‘CREDIT CARD ACCOUNT BALANCE’
3. Enter your credit card PIN to authenticate your request

The credit card balance will appear on the ATM screen.

5. Visiting the nearest SBI branch

You can visit the nearest SBI branch and get in touch with the bank’s executive to check your SBI card balance. You must provide details such as your credit card number, date of birth, etc., to process the request.

6. SBI customer care

If you prefer to know your SBI credit card balance through voice-recorded updates, you must call the SBI credit card customer care or helpline numbers. Here are the simple steps you can take to complete the credit card balance checking process:

1. Call one of the SBI helpline numbers at 1860 180 1290 (toll-free) or 39 02 02 02 (local STD code as prefix)
2. Select the preferred language for communication
3. Next, press ‘1’ to get credit card-related information
4. When prompted, press ‘1’ again to enter the required card details
5. When accepted, you can listen to your credit card account-related information on the phone

Alternatively, you can also call SBI's 24X7 helpline number, i.e., 1800 11 2211 (toll-free), 1800 425 3800 (toll-free), or 080 2659 9990.

7. SBI credit card balance via missed call

The last offline method to check your SBI credit card balance is through SBI’s missed call service. If you have your current mobile number registered with your credit card, you can easily utilise this facility. You simply need to give a missed call at the following number 84228 45512.

You will soon receive information related to your SBI card balance via SMS on your registered number. This service is provided free of charge and as a cardholder, you do not need to register separately to make use of the missed call service. You can make the call from anywhere in the country and the number will be available to provide up to 50 responses on any given day

Now that you know how to check your SBI credit card balance, you can get the information whenever and wherever you prefer.

8. Types of SBI credit cards and its benefits

Card name	Joining fee	Renewal fee	Key benefits
SimplySAVE SBI Card	Rs. 499	Rs. 499	10 reward points on spending per Rs. 150 on movies, dining, departmental stores, and grocery 1 reward point per Rs. 150 spent on all other categories.
Club Vistara SBI Card	Rs. 1,499 + applicable taxes	Rs. 1,499 + applicable taxes	1 Economy class ticket as an E-Gift Voucher on annual/renewal fee payment 4 complimentary domestic airport lounge visits a year
SBI Card ELITE	Rs. 4,999 + applicable taxes	Rs. 4,999 + applicable taxes	Welcome e-Gift voucher worth Rs. 5,000 Free movie tickets of up to Rs. 6,000 each year 6 complimentary airport lounge visits each year outside India and 2 in India.
SBI Card PULSE	Rs. 1,499 + applicable taxes	Rs. 1,499 + applicable taxes	Complimentary 8 domestic airport lounge visits  Cspendingensive Insurance Cover Complimentary FITPASS PRO and Netmeds First memberships
BPCL SBI Card	Rs. 499 + GST	Rs. 499 + GST	Apply online and get an Amazon voucher for Rs. 250 2,000 bonus reward points on payment of the joining fee 4.25% value back on fuel purchase

How to understand your SBI credit card monthly statement

Your SBI credit card statement contains essential information such as statement period, total amount due, closing balance, transaction summary, due date, and minimum amount due. By thoroughly reviewing your credit card statement, you can effectively monitor your expenses and detect potentially fraudulent transactions or calculation mistakes.

Convert SBI credit card payments to EMI

SBI offers three ways to convert your credit card transactions into EMI payments.

Internet banking:

1. Log in to your SBI credit card net banking
2. Navigate to Benefits > Flexipay
3. Select the eligible transaction, repayment period, and interest rate
4. Click 'CONFIRM' to complete the process.

Send an SMS:

1. Text FP to 56767
2. SBI executives will call you back
3. Provide details like the transaction to convert, tenure, etc
4. Apply for FlexiPay during the call if you agree to SBI's interest rate and charges

Call SBI customer care:

1. Connect with SBI credit card customer care
2. BSNL/MTNL customers call 1860 180 1290, others dial 39 02 02 02 (with local STD code)
3. Request to convert your credit card transaction to EMIs

SBI contact centre: Always ready to assist – anytime, anywhere

The SBI contact centre, also known as the SBI helpline, offers a variety of services around the clock in your chosen language. Customers in India can conveniently access the SBI Contact Center from their preferred location and at their convenience by dialling the toll-free helpline numbers provided below.

S. No	Toll free number
1	18001234
2	18002100
3	1800112211
4	18004253800

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Follow these steps to pay your SBI credit card bill on the Bajaj Finserv app:

1. Download and install the Bajaj Finserv app from Google Play Store or App Store
2. Open the app on your mobile phone
3. Enter your 10-digit mobile number to 'GENERATE OTP'
4. Enter the OTP and click on 'PROCEED'
5. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
6. Choose your credit card issuer
7. Enter your credit card number and click on ‘FETCH YOUR BILL’
8. Select your preferred payment mode
9. Make the payment to pay the bill successfully

You will receive a notification from Bajaj Finserv after successful payment.

Steps to pay SBI credit card bill on the Bajaj Finserv website

Follow these steps to pay your SBI credit card bill online on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/ 
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
4. Choose your credit card issuer
5. Enter your credit card number and click on ‘FETCH YOUR BILL’
6. Select your preferred payment mode
7. Make the payment to pay the bill successfully